Comparison

LumiPAY vs Pesaflash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LumiPAY

Manage your finances on the go with this mobile service. Deposit, withdraw, transfer funds, and pay bills conveniently and securely. Access your bank accounts and make digital payments anytime, anywhere.

Highlights
  • Deposit, withdraw, and transfer money
  • Recharge airtime and data plans
  • QR code payments
  • Check account balance
  • Find nearby agents
  • Transaction security with OTP
Features
Read full description

LumiPAY is an easiest mobile financial management service that allows customer to deposit, withdraw, transfer money, recharge, buy data plans and more in fast, safe and convenient way through the code *163# on your cell phone. To become one of the best mobile money services in Burundi, we launched the Application named as LumiPAY that would help you increase more experience. The App brings to our customers the best mobile money experience and through the LumiPAY App our customers can send and receive money to and from their loved ones, pay for commodities, access their bank accounts and be able to make other digital payments at anytime and anywhere. App Features: Free register and open LumiPAY account Transfer money to any LumiPAY customer in Burundi. Withdraw money at LumiPAY agent in your surroungdings. Recharge airtime and bundles data plans with convenience QR payment with merchants. Check your balance anytime, anywhere Search agent nearby The user will be able to view promotional content in the LumiPAY App as to see what is new in the LumiPAY ecosystem. Security Enhancements - A user will be provided with a one time password (OTP) at every transaction whereby the OTP will be sent to the user via SMS to ensure security of the transaction. - The user’s transactions will be highly secured and situations such as theft transactions will be avoided.

About

Pesaflash

Features
Read full description

Pesaflash is a digital banking solution service offered by FINBANK S.A

Screenshots

LumiPAY4 screens
Pesaflash4 screens

Verdict

The call

The clearest difference is update cadence: LumiPAY at every 6 weeks against Pesaflash's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LumiPAY ships an update every 6 weeks, Pesaflash every 3 months. The most recent releases landed on October 9, 2026 and October 16, 2026 respectively.

Scorecard1 real difference · 9 level
LumiPAY versus Pesaflash: the parameters behind the verdict, then further details
ParameterLumiPAYPesaflash
PriceFreeFree
Rating3.0 (6 ratings) — better—
Positive reviews50.0% of reviews—
Number of ratings6 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS12.0 — better13.0
Further details — not scored
Size136 MB52 MB
Age rating4+4+
DeveloperViettel BurundiFINBANK

In-app purchases

None

LumiPAY

No in-app purchases

None

Pesaflash

No in-app purchases

Questions

Is LumiPAY free?
LumiPAY is free to download, with no in-app purchases.
Is Pesaflash free?
Pesaflash is free to download, with no in-app purchases.
Do LumiPAY or Pesaflash have ads?
Neither LumiPAY nor Pesaflash shows ads.
Which is updated more often, LumiPAY or Pesaflash?
LumiPAY ships an update every 6 weeks, and Pesaflash every 3 months. Most recently, LumiPAY was updated on October 9, 2026 and Pesaflash on October 16, 2026.

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