Paymob vs ledgera
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paymob
Turn your mobile device into a virtual point-of-sale system to accept various payment methods. Organize your finances and manage transactions remotely, anytime, anywhere.
- Virtual POS system
- Accept card payments
- Accept e-wallets
- Payment links
- Remote payment acceptance
- Finance organization
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Paymob app is a fast and easy way to accept payments on your mobile phone anytime anywhere. Paymob app provides various payment acceptance solutions that suit all professions. Download the app, sign up with your mobile number, and convert your mobile to a virtual point of sale (POS) to accept payments in seconds. Accept card payments and e-wallets remotely through payment links regardless of your customer’s location. Enjoy organizing your finances with Daftar service.
ledgera
Effortlessly manage your finances with automatic transaction logging from bank SMS. Split expenses with friends, track all your assets, and get AI-powered insights in Arabic. Calculate Zakat and set budgets with ease.
- Automatic SMS transaction logging
- Expense splitting with groups
- AI assistant understanding Egyptian Arabic
- Comprehensive asset tracking
- Automated Zakat calculation
- Budgeting and goal setting
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Ledgera - your complete personal finance companion, built Arabic-first for how you actually manage money. THE APP THAT FILLS ITSELF Enable auto-capture once, and every bank SMS becomes a logged transaction - automatically, without opening the app. A ready-made shortcut, a quick one-time setup, and your money tracks itself. Works with Egyptian banks and wallets, fully private on your device. SPLIT EXPENSES WITH FRIENDS Create a group for your trip, shared home, or any occasion. Invite friends with a QR code or link - even add people who don't have the app yet. Log shared expenses, split them equally or your way, and let smart settlement calculate who pays whom with the fewest transfers. Settle up fully or partially, then share a beautiful PDF summary. AN AI ASSISTANT THAT SPEAKS YOUR ARABIC Type, speak, or snap a photo of a receipt - Ledgera's AI understands Egyptian Arabic naturally. Say "spent 150 on fuel, cash" and watch it become a proper transaction. Ask questions about your money in any language and get real answers from your actual data. YOUR ENTIRE WEALTH, ONE GLANCE Track everything you own in one place: bank accounts, cash, gold by the gram, crypto, stocks with buy/sell and dividends, real estate, cars, and valuables. Live prices, net worth at a glance, and full selling support - sell gold or crypto fully or partially with proceeds landing straight in your account. ZAKAT, CALCULATED FOR YOU Ledgera tracks the nisab and hawl automatically across your gold, cash, and crypto, and tells you exactly what you owe - a first-class feature, not an afterthought. EVERYTHING ELSE YOU NEED - Budgets per category with overspend warnings - Goals with progress tracking - Debts: who owes you, whom you owe, with payment history - Installments and recurring transactions that log themselves - Banking products: certificates, deposits, and loans with payout tracking - Price alerts for gold and crypto - know the moment your target hits - Smart reports with clear charts, monthly summaries, and PDF export - Voice reports: listen to your monthly summary - A notification center for everything that matters - Face ID lock, dark mode, and full Arabic and English support Built for Egypt and the Arab world: Egyptian banks, local wallets, gold in grams, Arabic-first design with proper RTL - not a translated app, a native one. Download Ledgera and let your money manage itself.
Screenshots
Verdict
The clearest difference is rating: ledgera at 5.0 against Paymob's 4.0. ledgera also leads on device support (3 vs 1). Paymob's advantage is ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ledgera holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 2 respectively.
Paymob ships an update fortnightly, ledgera every 2 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.
| Parameter | Paymob | ledgera |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (6 ratings) | 5.0 (2 ratings) — better |
| Number of ratings | 6 — better | 2 |
| Update frequency | Fortnightly — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 141 MB | 67 MB |
| Age rating | 4+ | 4+ |
| Developer | PayMob Solutions | Islam Aboelnour |
Customer experience
Paymob
ledgera
In-app purchases
Paymob
No in-app purchases
ledgera
No in-app purchases









