Comparison

amchat vs MosApp

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

amchat

Features
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The amchat App is a secure Mobile Platform that facilitates value exchange interactions between users, app developers & content creators, businesses, and advertising. There’s more to amchat — messenger, music & video Streaming, games, Payment’s platform, advertising platform, SIP platform and explore all in one place. It’s a simple and secure way to communicate, send and receive money, manage your bills and more. Manage your business payments from the palm of your hand. SEND AND REQUEST MONEY • When funded by a bank account or with your card (debit or credit), it’s free and secure to send money or ask for it back from friends and family in Nigeria. • Just type a name, email or phone number and amchat will find the right person for you if they have an account. • Request money quickly and securely from friends or family and personalize your payments with animations, stickers, emojis and more. TRUST OUR SECURE TRANSACTIONS • You can be sure amchat will help keep your financial information secure, with commercially available encryption and advanced fraud protection. All that plus fraud monitoring transactions, 24/7. GET SPENDING NOTIFICATIONS • Never miss a thing – stay on top of payments and sending or receiving money, with push notifications. • Check out all your latest amchat activity, by just logging in. MESSAGES, VOICE CALLS, AND VIDEO CALLS. • Enjoy voice and video calls and exchanging messages with your amchat friends. Stay in touch with your friends and family using amchat. Do business confidently with amchat by your side Our customer care team is available 24/7 via phone, email, Live Chat, and social media. We’ll always do our best to make sure that your experience is a smooth one and whether you are making or receiving payments, we’re only a few clicks away to help when needed. Why download the amchat app? The amchat mobile app was designed to be a go to app for all your personal and business needs, as it puts a snapshot of your business payments right in your pocket, so you can manage your payments on the go. If you made it this far, we think you are ready to take your business beyond. Let’s do it together.

About

MosApp

This app offers secure, end-to-end encrypted messaging and calls with advanced features like disappearing messages, auto-translation, and AI assistants. It also integrates mini-programs for payments, bookings, and more, all within a customizable interface.

Highlights
  • End-to-end encrypted chats and calls
  • Disappearing messages and two-way deletion
  • Large group chats and public channels
  • In-chat auto-translation
  • AI agent and customer service
  • Integrated mini-programs for payments and bookings
  • App lock with biometrics
Features
Read full description

MosApp – Secure. Smart. All‑in‑one. End‑to‑End Encryption Protect every one‑on‑one chat, group chat, audio, and video call with robust double‑ratchet E2EE. Messages are private, ephemeral, and secure — unreadable to anyone outside the conversation . Voice & Video Calls Crystal‑clear real‑time calling with no limits — voice or video, one‑on‑one or in groups . Group Chats & Channels Create groups up to 10,000 members. Public and private channels for broadcasting or managing communities . Burn After Reading & Two‑Way Deletion Ghost your messages: they can disappear after reading, and both sender and receiver can delete content for everyone . Read Receipts & App Lock Know when messages are read and protect your chats behind an app‑lock (PIN, passcode, or biometrics) . Auto‑Translation Seamlessly translate messages in‑chat — perfect for connecting across languages . AI Agent & Customer Service Train your personal AI assistant to manage tasks, and set up AI‑powered customer support with private knowledge bases and message automation . Mini‑Programs & E‑Wallet Book hotels and flights, pay bills, recharge mobile credits, manage crypto, and enjoy mini‑apps — all within chat . Stickers, GIFs & Themes Express yourself with animated stickers, rich emoji reactions, and customizable chat themes . Cross‑Platform & Instant Messaging Use MosApp enjoy fast, real‑time, multimedia messaging without SMS/MMS fees. Supports over a dozen common languages English, Chinese, Japanese, Korean, Khmer, Vietnamese, Thai, Malay, and more. Why MosApp? - Privacy‑First: No external storage of conversations — true user privacy guaranteed . - All‑in‑One Convenience: Chat, call, pay, book, and manage tasks — no need to switch apps. - Scalable & Powerful: Handles huge groups, public broadcast channels, AI bots — ideal for social and business use. - Complete Customization: Bring any feature you can imagine to life. Simply integrate your creations as mini-apps into our platform to build the experience you want and operate your product, your way. User License Agreemen (EULA) : https://www.apple.com.cn/legal/internet-services/itunes/cn/terms.html Most of the functions of MosApp are permanently free to use, and users can use them normally without paying. Only a few advanced functions are limited to paid members, and they are also free for a limited time. MosApp Subscription/Renewal Guide The MosApp Premium features are currently free for a limited time. Charges will apply later based on the following pricing standards. 1. Subscription Options: Continuous Monthly Package (1 Month), Continuous Quarterly Package (3 Months), Continuous Yearly Package (12 Months), Monthly Package (1 Month), Quarterly Package (3 Months), Yearly Package (12 Months) 2. Prices: - Continuous: $2.49/month, $5.99/quarter, $19.99/year - Standard: $2.99/month, $7.99/quarter, $24.99/year 3. Payment: Charged to iTunes account upon purchase. 4. Renewal: For users who have subscribed to the continuous monthly/continuous quarterly/continuous annual package, subscriptions auto-renew will be charged within 24 hours before the expiration date. After the deduction, the subscription period will be extended by one subscription period 5. Cancellation: The cancellation is required to manually disable auto-renew in iTunes/Apple ID settings at least 24 hours before expiration. Privacy Policy:http://mosapp.app/en/privacy-policy User Service Agreement:http://mosapp.app/en/user-term-service Auto Renewal Service Agreement:http://mosapp.app/en/vip-continuous MosApp VIP Service Agreement:http://mosapp.app/en/vip-service

Screenshots

amchat4 screens
MosApp4 screens

Verdict

The call

The clearest difference is in-app purchases: amchat at none against MosApp's 6. amchat also leads on update cadence (every 4 days vs every 8 days). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MosApp sells 6 in-app purchases, starting at $2.49 per month. amchat asks for nothing beyond the download.

UpkeepUpdate frequency

amchat ships an update every 4 days, MosApp every 8 days. The most recent releases landed on September 8, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
amchat versus MosApp: the parameters behind the verdict, then further details
ParameteramchatMosApp
PriceFreeFree
Rating—4.7 (3 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 4 days — betterEvery 8 days
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.5
Further details — not scored
Size80 MB250 MB
Age rating4+17+
DeveloperAMPLUS IT SOLUTIONSHIGHLANDER TECHNOLOGIES PTE. LTD.

In-app purchases

None

amchat

No in-app purchases

6 purchases

MosApp

Subscriptions3
  • Premium auto renewal monthly$2.491 Month
  • Premium auto renewal quarterly$5.993 Months
  • Premium auto renewal yearly$19.991 Year
One-time3
  • MosApp Premium per month$2.99
  • MosApp Premium per quarter$7.99
  • MosApp Premium per year$24.99

Questions

Is amchat free?
amchat is free to download, with no in-app purchases.
Is MosApp free?
MosApp is free to download, with in-app purchases available.
Do amchat or MosApp have ads?
Neither amchat nor MosApp shows ads.
Which is updated more often, amchat or MosApp?
amchat ships an update every 4 days, and MosApp every 8 days. Most recently, amchat was updated on September 8, 2026 and MosApp on September 19, 2026.

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