Comparison

SLTF Mobile vs American Finances

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SLTF Mobile

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

Highlights
  • Loan application for tertiary students
  • Requires Ghana Card
  • Requires personal email
  • Requires e-zwich card registration
  • Supports undergraduate programs
Read full description

The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only. What are the application requirements? In order to apply you must: a. Have your Ghana Card b. Have a personal e-mail address. c. Register for an e-zwich card.

About

American Finances

Manage your finances with a private, user-friendly app offering calculators, budgeting tools, and credit card optimization. Discover financial opportunities and make smarter decisions without complex tracking or data collection.

Highlights
  • Financial calculators (Net Worth, Affordability)
  • Simple and advanced budgeting
  • Credit card optimization and offers
  • Shopping and financial opportunity discovery
  • Privacy-focused, local data storage
  • Intuitive and distraction-free interface
Features
Read full description

Take control of your financial life with a fast, simple, and completely private personal finance app designed to help you make smarter decisions without the clutter, tracking, or complexity of traditional apps. This app brings together powerful financial tools into one clean, easy-to-use experience. Whether you're planning for the future, managing your budget, optimizing your credit cards, or exploring financial opportunities, everything you need is in one place. **Key Features:** **Financial Calculators** Make smarter decisions with built-in tools for: • Future Value • Present Value • Net Worth • Car Affordability • Home Affordability Quickly run the numbers and get clear answers without spreadsheets or confusion. **Budgeting Made Simple (or Detailed)** Choose the level of control that fits your life: • Simple yearly and monthly budgets • Advanced budgets with detailed categories Track your income and expenses your way. **Credit Card Optimization** Stay on top of your credit strategy: • Browse available credit cards • Try out different card combinations • Track your current cards and rewards • Explore optimized setups to maximize benefits Know exactly how your cards are working for you. **Shopping & Financial Offers** Discover opportunities to improve your finances: • Credit card offers • Bank accounts • Loans • Car deals • Financial advisors • Brokerage options All links open in your browser with no in-app tracking or distractions. **Built for Privacy** Your data stays yours: • No accounts or sign-ups • No data collection or tracking • All information is stored locally on your device **Fast, Clean, and Modern** Designed with a smooth, intuitive interface inspired by modern iOS design: • Lightweight and responsive • Minimal, distraction-free layout • Built to feel effortless Just the tools you need to make better financial decisions. Whether you're just starting your financial journey or refining your strategy, this app gives you clarity, control, and confidence right from your pocket. The investing information provided in this app is for educational purposes only. It does not guarantee anything, and the shop's offers are not currently sponsored.

Screenshots

SLTF Mobile4 screens
American Finances4 screens

Verdict

The call

The clearest difference is rating: American Finances at 5.0 against SLTF Mobile's 2.9. American Finances also leads on update cadence (fortnightly vs every 6 weeks). SLTF Mobile's advantage is ratings volume (36 vs 1) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

American Finances holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: SLTF Mobile has 36 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SLTF Mobile ships an update every 6 weeks, American Finances fortnightly. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
SLTF Mobile versus American Finances: the parameters behind the verdict, then further details
ParameterSLTF MobileAmerican Finances
PriceFreeFree
Rating2.9 (36 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings36 — better1
Update frequencyEvery 6 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size37 MB189 MB
Age rating17+4+
DeveloperStudents Loan Trust FundWorthen Bros. LLC

In-app purchases

None

SLTF Mobile

No in-app purchases

None

American Finances

No in-app purchases

Questions

Is SLTF Mobile free?
SLTF Mobile is free to download, with no in-app purchases.
Is American Finances free?
American Finances is free to download, with no in-app purchases.
Which has better reviews, SLTF Mobile or American Finances?
American Finances is rated higher. SLTF Mobile averages 2.9 out of 5 from 36 ratings, while American Finances averages 5.0 from 1 ratings.
Do SLTF Mobile or American Finances have ads?
Neither SLTF Mobile nor American Finances shows ads.
Which is updated more often, SLTF Mobile or American Finances?
SLTF Mobile ships an update every 6 weeks, and American Finances fortnightly. Most recently, SLTF Mobile was updated on November 3, 2026 and American Finances on October 31, 2026.

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