Comparison

SLTF Mobile vs EarnBack with LemFi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SLTF Mobile

This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.

Highlights
  • Loan application for tertiary students
  • Requires Ghana Card
  • Requires personal email
  • Requires e-zwich card registration
  • Supports undergraduate programs
Read full description

The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only. What are the application requirements? In order to apply you must: a. Have your Ghana Card b. Have a personal e-mail address. c. Register for an e-zwich card.

About

EarnBack with LemFi

Turn your network into earnings by inviting friends and family to use a money transfer service. Earn real cashback when their qualifying transfers are completed. Withdraw your earnings directly to your bank or mobile money account.

Highlights
  • Invite friends and family to send money
  • Earn cashback on qualifying transfers
  • Withdraw earnings to bank or mobile money
  • Track invites, earnings, and rewards
  • View local leaderboard
  • No transfer fees
Features
Read full description

Turn your network into earnings with LemFi EarnBack. Invite friends and family to send money with LemFi. When they sign up and complete a qualifying transfer, you earn cashback you can withdraw to your bank or mobile money account. How it works: Invite your friends and family. They sign up and send money to Africa. You earn cashback when their transfer reaches the qualifying amount. What you get: Real cash, not points. Withdraw to your bank or mobile money account. Track your invites, earnings, and pending rewards. See your position on the local leaderboard. No transfer fees. No hidden cuts. LemFi is trusted by hundreds of thousands of people worldwide to send money quickly and reliably to friends and family across Africa. With EarnBack, you can share LemFi with the people around you and get rewarded. Sign up with Google, Apple, or Yahoo. Choose your country. Share your referral link. That’s it. Need help? Use Get help in the app or email us.

Screenshots

SLTF Mobile4 screens
EarnBack with LemFi4 screens

Verdict

The call

The clearest difference is rating: EarnBack with LemFi at 5.0 against SLTF Mobile's 2.9. EarnBack with LemFi also leads on update cadence (every 4 days vs every 6 weeks). SLTF Mobile's advantage is ratings volume (35 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EarnBack with LemFi holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: SLTF Mobile has 35 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

SLTF Mobile ships an update every 6 weeks, EarnBack with LemFi every 4 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
SLTF Mobile versus EarnBack with LemFi: the parameters behind the verdict, then further details
ParameterSLTF MobileEarnBack with LemFi
PriceFreeFree
Rating2.9 (35 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings35 — better1
Update frequencyEvery 6 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better16.0
Further details — not scored
Size37 MB40 MB
Age rating17+4+
DeveloperStudents Loan Trust FundLemonade Finance

Customer experience

SLTF Mobile

All ratings28 ratings
Positive39.3%
Neutral17.9%
Negative42.9%
Written reviews6 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

EarnBack with LemFi

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SLTF Mobile

No in-app purchases

None

EarnBack with LemFi

No in-app purchases

Questions

Is SLTF Mobile free?
SLTF Mobile is free to download, with no in-app purchases.
Is EarnBack with LemFi free?
EarnBack with LemFi is free to download, with no in-app purchases.
Which has better reviews, SLTF Mobile or EarnBack with LemFi?
EarnBack with LemFi is rated higher. SLTF Mobile averages 2.9 out of 5 from 35 ratings, while EarnBack with LemFi averages 5.0 from 1 ratings.
Do SLTF Mobile or EarnBack with LemFi have ads?
Neither SLTF Mobile nor EarnBack with LemFi shows ads.
Which is updated more often, SLTF Mobile or EarnBack with LemFi?
SLTF Mobile ships an update every 6 weeks, and EarnBack with LemFi every 4 days. Most recently, SLTF Mobile was updated on October 24, 2026 and EarnBack with LemFi on October 10, 2026.

Other comparisons