SLTF Mobile vs EarnBack with LemFi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SLTF Mobile
This app facilitates loan applications for Ghanaian tertiary students pursuing accredited undergraduate programs. Applicants need a Ghana Card, a personal email, and an e-zwich card to apply.
- Loan application for tertiary students
- Requires Ghana Card
- Requires personal email
- Requires e-zwich card registration
- Supports undergraduate programs
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The Students Loan Trust Fund gives loans to Ghanaian tertiary students who are pursuing accredited programmes in accredited tertiary institutions. These students must have gained admission to pursue undergraduate programmes only. What are the application requirements? In order to apply you must: a. Have your Ghana Card b. Have a personal e-mail address. c. Register for an e-zwich card.
EarnBack with LemFi
Turn your network into earnings by inviting friends and family to use a money transfer service. Earn real cashback when their qualifying transfers are completed. Withdraw your earnings directly to your bank or mobile money account.
- Invite friends and family to send money
- Earn cashback on qualifying transfers
- Withdraw earnings to bank or mobile money
- Track invites, earnings, and rewards
- View local leaderboard
- No transfer fees
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Turn your network into earnings with LemFi EarnBack. Invite friends and family to send money with LemFi. When they sign up and complete a qualifying transfer, you earn cashback you can withdraw to your bank or mobile money account. How it works: Invite your friends and family. They sign up and send money to Africa. You earn cashback when their transfer reaches the qualifying amount. What you get: Real cash, not points. Withdraw to your bank or mobile money account. Track your invites, earnings, and pending rewards. See your position on the local leaderboard. No transfer fees. No hidden cuts. LemFi is trusted by hundreds of thousands of people worldwide to send money quickly and reliably to friends and family across Africa. With EarnBack, you can share LemFi with the people around you and get rewarded. Sign up with Google, Apple, or Yahoo. Choose your country. Share your referral link. That’s it. Need help? Use Get help in the app or email us.
Screenshots
Verdict
The clearest difference is rating: EarnBack with LemFi at 5.0 against SLTF Mobile's 2.9. EarnBack with LemFi also leads on update cadence (every 4 days vs every 6 weeks). SLTF Mobile's advantage is ratings volume (35 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EarnBack with LemFi holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: SLTF Mobile has 35 ratings behind it against 1, so its average is the more settled of the two.
SLTF Mobile ships an update every 6 weeks, EarnBack with LemFi every 4 days. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.
| Parameter | SLTF Mobile | EarnBack with LemFi |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (35 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 0.0% of reviews | — |
| Number of ratings | 35 — better | 1 |
| Update frequency | Every 6 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 37 MB | 40 MB |
| Age rating | 17+ | 4+ |
| Developer | Students Loan Trust Fund | Lemonade Finance |
Customer experience
SLTF Mobile
EarnBack with LemFi
In-app purchases
SLTF Mobile
No in-app purchases
EarnBack with LemFi
No in-app purchases
Questions
Is SLTF Mobile free?
Is EarnBack with LemFi free?
Which has better reviews, SLTF Mobile or EarnBack with LemFi?
Do SLTF Mobile or EarnBack with LemFi have ads?
Which is updated more often, SLTF Mobile or EarnBack with LemFi?
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