Comparison

eLendly vs LoanTool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

About

LoanTool

Calculate EMIs, loan amounts, and interest rates with this advanced financial tool. Compare loans, visualize repayment schedules, and track key financial statistics to make informed decisions about your borrowing.

Highlights
  • EMI calculation
  • Loan comparison
  • Payment schedule visualization
  • Statistical charts
  • Multi-language support
  • SIP and RD calculations
Features
Read full description

Easily calculate your EMI based on loan amount, interest rate, and tenure with our efficient EMI calculator Loan calculator SIP calculator LoanTool accurately computes your Equated Monthly Instalment (EMI) using its efficient EMI Calculator, simplifying loan calculations and enabling users to determine EMI and access payment schedules swiftly. Use the LoanTool EMI Calculator to calculate your Equated Monthly Instalment (EMI) and plan your loan repayment effectively. You can also compare two loans effortlessly using this tool. Easily manage your finances with the LoanTool. Calculate monthly payments, loan amounts, interest rates, and loan tenure effortlessly using our EMI Calculator for car loans, home loans, and more. Main features of the LoanTool: - Efficiently calculate EMI by factoring in the loan amount, interest rate, and tenure - Compare different loans to make better decisions. - Check out the handy table format for easy viewing of your EMI payments! - Graphically represents the loan tenure. - Get immediate access to clear and easy-to-understand statistical charts. - Track important monthly statistics including principal, interest, and remaining balance to gain valuable insights and make informed decisions. - Multi-language support - Serves as a versatile tool for loan, SIP calculations, RD calculations, and many more. The LoanTool app is essential for anyone considering a loan, whether for a car, home, education, or expenses.. This app simplifies the process of calculating monthly instalments and empowers users to make informed financial decisions. It includes features like loan comparison, graphical representations of loan tenure, instant statistical chart generation, and more. It's a comprehensive tool for financial planning and budgeting. Whether you're an individual or a financial planner, it's a wise decision to download the LoanTool app today! Information about the auto-renewable nature of the subscription. Confirm subscription: Payment will be charged to the iTunes Account at confirmation of purchase. Manage subscriptions: Users can manage or unsubscribe in iTunes & App Store account management in the phone system settings. Auto-renewal: Apple iTunes account will be charged for renewal within 24 hours before the current subscription period ends. To cancel the renewal, please turn off auto-renew manually at least 24 hours before the end of the period. No cancellation of the current subscription is allowed during the active subscription period. Free trial: A free trial (if any) will automatically renew the version upon expiration. You can go to the Account Settings to cancel the renewal before the trial ends. The current free trial will be forfeited when you purchase a subscription to the premium version before the trial period ends. By using the app, you confirm that you acknowledge and accept our Privacy Policy: Privacy Policy: https://sites.google.com/view/loantool-emi-calculator17/home Terms and Conditions: https://loantoolcalculator.blogspot.com/2024/07/terms-and-conditions-for-emi-calculator.html

Screenshots

eLendly4 screens
LoanTool4 screens

Verdict

The call

The clearest difference is rating: LoanTool at 4.5 against eLendly's 2.7. LoanTool also leads on update cadence (weekly vs every 2 months). eLendly's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. LoanTool sells 3 in-app purchases, starting at $2.99 per 7 days. eLendly asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

LoanTool holds the better App Store score, 4.5 against 2.7. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

eLendly ships an update every 2 months, LoanTool weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard7 real differences · 3 level
eLendly versus LoanTool: the parameters behind the verdict, then further details
ParametereLendlyLoanTool
PriceFreeFree
Rating2.7 (106 ratings)4.5 (2 ratings) — better
Positive reviews6.7% of reviews—
Number of ratings106 — better2
Update frequencyEvery 2 monthsWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.0
Further details — not scored
Size70 MB18 MB
Age rating4+4+
DeveloperElendly LimitedHardik Faldu

Customer experience

eLendly

All ratings49 ratings
Positive26.5%
Neutral8.2%
Negative65.3%
Written reviews15 reviews
Positive6.7%
Neutral0.0%
Negative93.3%

LoanTool

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

eLendly

No in-app purchases

3 purchases

LoanTool

Subscriptions3
  • LoanTool PRO | 1 Week$2.997 Days
  • LoanTool PRO | 1 Month$9.991 Month
  • LoanTool PRO | 1 Year$29.991 Year

Questions

Is eLendly free?
eLendly is free to download, with no in-app purchases.
Is LoanTool free?
LoanTool is free to download, with in-app purchases available.
Which has better reviews, eLendly or LoanTool?
LoanTool is rated higher. eLendly averages 2.7 out of 5 from 106 ratings, while LoanTool averages 4.5 from 2 ratings.
Do eLendly or LoanTool have ads?
LoanTool shows ads; eLendly does not.
Which is updated more often, eLendly or LoanTool?
eLendly ships an update every 2 months, and LoanTool weekly. Most recently, eLendly was updated on October 23, 2026 and LoanTool on October 24, 2026.

Other comparisons