eLendly vs LoanTool
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eLendly
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
- Automate subscriptions
- Lend and borrow with friends
- Track finances
- Investment tracking
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Automate your subscriptions, Lend/Borrow from a friend and track your finances
LoanTool
Calculate EMIs, loan amounts, and interest rates with this advanced financial tool. Compare loans, visualize repayment schedules, and track key financial statistics to make informed decisions about your borrowing.
- EMI calculation
- Loan comparison
- Payment schedule visualization
- Statistical charts
- Multi-language support
- SIP and RD calculations
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Easily calculate your EMI based on loan amount, interest rate, and tenure with our efficient EMI calculator Loan calculator SIP calculator LoanTool accurately computes your Equated Monthly Instalment (EMI) using its efficient EMI Calculator, simplifying loan calculations and enabling users to determine EMI and access payment schedules swiftly. Use the LoanTool EMI Calculator to calculate your Equated Monthly Instalment (EMI) and plan your loan repayment effectively. You can also compare two loans effortlessly using this tool. Easily manage your finances with the LoanTool. Calculate monthly payments, loan amounts, interest rates, and loan tenure effortlessly using our EMI Calculator for car loans, home loans, and more. Main features of the LoanTool: - Efficiently calculate EMI by factoring in the loan amount, interest rate, and tenure - Compare different loans to make better decisions. - Check out the handy table format for easy viewing of your EMI payments! - Graphically represents the loan tenure. - Get immediate access to clear and easy-to-understand statistical charts. - Track important monthly statistics including principal, interest, and remaining balance to gain valuable insights and make informed decisions. - Multi-language support - Serves as a versatile tool for loan, SIP calculations, RD calculations, and many more. The LoanTool app is essential for anyone considering a loan, whether for a car, home, education, or expenses.. This app simplifies the process of calculating monthly instalments and empowers users to make informed financial decisions. It includes features like loan comparison, graphical representations of loan tenure, instant statistical chart generation, and more. It's a comprehensive tool for financial planning and budgeting. Whether you're an individual or a financial planner, it's a wise decision to download the LoanTool app today! Information about the auto-renewable nature of the subscription. Confirm subscription: Payment will be charged to the iTunes Account at confirmation of purchase. Manage subscriptions: Users can manage or unsubscribe in iTunes & App Store account management in the phone system settings. Auto-renewal: Apple iTunes account will be charged for renewal within 24 hours before the current subscription period ends. To cancel the renewal, please turn off auto-renew manually at least 24 hours before the end of the period. No cancellation of the current subscription is allowed during the active subscription period. Free trial: A free trial (if any) will automatically renew the version upon expiration. You can go to the Account Settings to cancel the renewal before the trial ends. The current free trial will be forfeited when you purchase a subscription to the premium version before the trial period ends. By using the app, you confirm that you acknowledge and accept our Privacy Policy: Privacy Policy: https://sites.google.com/view/loantool-emi-calculator17/home Terms and Conditions: https://loantoolcalculator.blogspot.com/2024/07/terms-and-conditions-for-emi-calculator.html
Screenshots
Verdict
The clearest difference is rating: LoanTool at 4.5 against eLendly's 2.7. LoanTool also leads on update cadence (weekly vs every 2 months). eLendly's advantage is in-app purchases (none vs 3) and ads (none vs shown). On price and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LoanTool sells 3 in-app purchases, starting at $2.99 per 7 days. eLendly asks for nothing beyond the download.
LoanTool holds the better App Store score, 4.5 against 2.7. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 2, so its average is the more settled of the two.
eLendly ships an update every 2 months, LoanTool weekly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | eLendly | LoanTool |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (106 ratings) | 4.5 (2 ratings) — better |
| Positive reviews | 6.7% of reviews | — |
| Number of ratings | 106 — better | 2 |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 70 MB | 18 MB |
| Age rating | 4+ | 4+ |
| Developer | Elendly Limited | Hardik Faldu |
Customer experience
eLendly
LoanTool
In-app purchases
eLendly
No in-app purchases
LoanTool
- LoanTool PRO | 1 Week$2.997 Days
- LoanTool PRO | 1 Month$9.991 Month
- LoanTool PRO | 1 Year$29.991 Year








