eLendly vs Ajo Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
eLendly
Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.
- Automate subscriptions
- Lend and borrow with friends
- Track finances
- Investment tracking
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Automate your subscriptions, Lend/Borrow from a friend and track your finances
Ajo Pay
This app facilitates group savings by allowing users to create or join savings circles with friends, family, or community members. It offers automated payout rotations, real-time progress tracking, and secure peer-to-peer transactions to help users achieve their financial goals.
- Create or join savings groups
- Automated payout rotations
- Real-time group progress tracking
- Monitor savings goals
- Payment reminders
- Secure peer-to-peer savings
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Transform your savings habits with Ajo - the modern way to save money with friends, family, and community members. KEY FEATURES: GROUP SAVINGS • Create or join savings groups (Ajo circles) • Set flexible contribution schedules • Automated payout rotations • Track group progress in real-time SMART TRACKING • Monitor your savings goals • View contribution history • Get payment reminders • Real-time balance updates COMMUNITY DRIVEN • Connect with trusted members • Transparent group management • Secure peer-to-peer savings • Build financial accountability SECURE & RELIABLE • Bank-level security • Encrypted transactions • Verified user profiles • Safe money management Whether you're saving for a vacation, emergency fund, or major purchase, Ajo makes it easy to stay committed and reach your goals faster through the power of community savings. Join thousands of users who have already discovered the traditional African savings method reimagined for the digital age. Download Ajo today and start building better financial habits with your community!
Screenshots
Verdict
The clearest difference is rating: Ajo Pay at 5.0 against eLendly's 2.2. Ajo Pay also leads on update cadence (every 3 weeks vs every 2 months). eLendly's advantage is ratings volume (49 vs 1) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ajo Pay holds the better App Store score, 5.0 against 2.2. That said, the two scores are not equally well evidenced: eLendly has 49 ratings behind it against 1, so its average is the more settled of the two.
eLendly ships an update every 2 months, Ajo Pay every 3 weeks. Both last shipped on October 16, 2026.
| Parameter | eLendly | Ajo Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (49 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 6.7% of reviews | — |
| Number of ratings | 49 — better | 1 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 70 MB | 42 MB |
| Age rating | 4+ | 17+ |
| Developer | Elendly Limited | Ajo Pay LLC |
Customer experience
eLendly
Ajo Pay
In-app purchases
eLendly
No in-app purchases
Ajo Pay
No in-app purchases
