Comparison

eLendly vs Transa.io

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

About

Transa.io

Manage multiple currencies, send money internationally, and make global purchases with virtual cards. This platform offers instant transfers, competitive exchange rates, and bank-grade security for all your financial needs.

Highlights
  • Multi-currency wallet management
  • Instant virtual dollar cards
  • Fast international money transfers
  • Real-time currency conversion
  • Bank-grade security features
  • Detailed transaction history
  • Referral rewards program
Features
Read full description

Full descriptions: Transa is a cutting-edge digital financial platform that empowers you to manage multiple currencies, make instant international transfers, and spend globally with ease. Whether you're sending money across borders, converting currencies, or shopping online internationally, Transa provides a secure, fast, and user-friendly experience. Multi-Currency Wallet Manage multiple currency accounts in one place (NGN, USD, and more) View real-time balances and transaction history Switch between currencies with a single tap Competitive exchange rates for all conversions Virtual & Physical Cards Create instant virtual dollar cards for online payments Manage multiple cards simultaneously Track card spending in real-time Secure your cards with transaction PINs and biometrics Fast Money Transfers Send money to any Nigerian bank account instantly Make international transfers at competitive rates Save beneficiaries for quick repeat transfers Track all transactions with detailed receipts Currency Conversion Convert between multiple currencies instantly Real-time exchange rates with transparent fees No hidden charges or surprise costs Complete conversions in seconds Bank-Grade Security Biometric authentication (fingerprint/face ID) Transaction PIN protection Secure BVN and KYC verification End-to-end encryption for all transactions Real-time transaction notifications Smart Financial Management Detailed transaction history and filtering Account statements (PDF, CSV, Excel formats) Real-time balance updates Push notifications for all activities Organized transaction categorization Referral Rewards Program Earn $1 for every friend you refer No limits on referral earnings Track your referral progress in real-time Your friend gets rewarded too! Key Features: Intuitive and modern user interface Multiple account tiers with increasing limits Email and phone verification 24/7 customer support Instant funding via bank transfer Address verification for enhanced security Transaction receipts and statements Dark mode friendly design Why Choose Transa? Fast: Instant transfers and currency conversions Secure: Multiple layers of security protection Affordable: Competitive rates with transparent fees Reliable: 99.9% uptime for all services Supported: Dedicated customer support team Verified: Fully licensed and regulated Perfect For: Freelancers receiving international payments Students studying abroad Online shoppers buying from international stores Travelers managing multiple currencies Anyone making cross-border transactions Businesses with global operations Getting Started is Easy: Download and install Transa Create your account with phone verification Complete KYC verification (BVN & selfie) Start sending, receiving, and converting money!

Screenshots

eLendly4 screens
Transa.io4 screens

Verdict

The call

The clearest difference is review sentiment: Transa.io at 100% against eLendly's 7%. Transa.io also leads on rating (5.0 vs 2.7) and update cadence (fortnightly vs every 2 months). eLendly's advantage is ratings volume (106 vs 2) and iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Transa.io holds the better App Store score, 5.0 against 2.7. That said, the two scores are not equally well evidenced: eLendly has 106 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 7% of eLendly's written reviews are positive against 100% of Transa.io's.

UpkeepUpdate frequency

eLendly ships an update every 2 months, Transa.io fortnightly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
eLendly versus Transa.io: the parameters behind the verdict, then further details
ParametereLendlyTransa.io
PriceFreeFree
Rating2.7 (106 ratings)5.0 (2 ratings) — better
Positive reviews6.7% of reviews100.0% of reviews — better
Number of ratings106 — better2
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size70 MB38 MB
Age rating4+4+
DeveloperElendly LimitedNexus Hub Limited

Customer experience

eLendly

All ratings49 ratings
Positive26.5%
Neutral8.2%
Negative65.3%
Written reviews15 reviews
Positive6.7%
Neutral0.0%
Negative93.3%

Transa.io

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

eLendly

No in-app purchases

None

Transa.io

No in-app purchases

Questions

Is eLendly free?
eLendly is free to download, with no in-app purchases.
Is Transa.io free?
Transa.io is free to download, with no in-app purchases.
Which has better reviews, eLendly or Transa.io?
Transa.io is rated higher. eLendly averages 2.7 out of 5 from 106 ratings, while Transa.io averages 5.0 from 2 ratings.
Do eLendly or Transa.io have ads?
Neither eLendly nor Transa.io shows ads.
Which is updated more often, eLendly or Transa.io?
eLendly ships an update every 2 months, and Transa.io fortnightly. Most recently, eLendly was updated on October 23, 2026 and Transa.io on October 24, 2026.

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