Comparison

eLendly vs Spender

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eLendly

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Highlights
  • Automate subscriptions
  • Lend and borrow with friends
  • Track finances
  • Investment tracking
Features
Read full description

Automate your subscriptions, Lend/Borrow from a friend and track your finances

About

Spender

Features
Read full description

Spender — personal finance tracker built for clarity, not complexity. Track spending Log income and expenses in seconds. Assign categories, add notes, and keep a full transaction history. Multiple balances Separate balances for cash, cards, and currencies — with automatic conversion and a net worth total. Subscription tracking Add recurring charges and Spender handles the rest: automatic deductions on billing day, a 24-hour reminder before each charge, and a monthly cost summary. Spending insights Category breakdowns and charts by week, month, or custom range — so you always know where your money goes. Goals Set savings targets and track your progress over time. Group expenses Split costs with friends or family and track who owes what. Shared budget Create a shared budget with others and stay aligned on spending together. Export reports Export your transaction history as a PDF report. iCloud sync Your data stays in sync across all your devices. Sign in with Apple for private, passwordless authentication. Home screen widget Your balance, always one glance away. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://victorious-lemming-3f8.notion.site/Privacy-Policy-for-Spender-8129f21477ca429c9bbe868dd1d37571

Screenshots

eLendly4 screens
Spender4 screens

Verdict

The call

The clearest difference is in-app purchases: eLendly at none against Spender's 2. eLendly also leads on iOS requirement (12.0 vs 17.7). Spender's advantage is update cadence (every 3 days vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spender sells 2 in-app purchases, starting at $2.99 per month. eLendly asks for nothing beyond the download.

UpkeepUpdate frequency

eLendly ships an update every 2 months, Spender every 3 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
eLendly versus Spender: the parameters behind the verdict, then further details
ParametereLendlySpender
PriceFreeFree
Rating2.2 (49 ratings) — better—
Positive reviews6.7% of reviews—
Number of ratings49 — better—
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.0 — better17.7
Further details — not scored
Size70 MB9 MB
Age rating4+4+
DeveloperElendly LimitedVladyslav Danchuk

In-app purchases

None

eLendly

No in-app purchases

2 purchases

Spender

Subscriptions2
  • Monthly subscription1 Month trial$2.991 Month
  • Anually subscription1 Month trial$19.991 Year

Questions

Is eLendly free?
eLendly is free to download, with no in-app purchases.
Is Spender free?
Spender is free to download, with in-app purchases available.
Do eLendly or Spender have ads?
Neither eLendly nor Spender shows ads.
Which is updated more often, eLendly or Spender?
eLendly ships an update every 2 months, and Spender every 3 days. Most recently, eLendly was updated on October 16, 2026 and Spender on October 15, 2026.

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