Ninja App vs Fedfina Loans
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ninja App
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About Ninja: Ninja is India's leading agri-platform, which leverages technology and data to organize the Agri-commerce ecosystem. Ninja aims to be the digital plumbing network for global Agri-commerce that solves structural problems like information asymmetry, payment hassles, distribution inefficiency. Today, Ninja operates in 150+ markets across multiple Agri commodities. About Ninja: The Ninja platform can be used by buyers and sellers of India’s agri-marketplace for managing their trades, paying and collecting money instantly from buyers and sellers and many more. Managing trades: Ninja app allows you to trade with a wide variety of buyers and sellers. You can buy and sell your produce across multiple SKUs and all your trades will be recorded and displayed in the app. Pay & Collect: Ninja app allows you to pay and collect money from buyers and sellers across India(irrespective of their presence on Ninja app) instantly, via multiple payment modes. Payment Reconciliation: Ninja app allows you to reconcile payments against orders. Vehicle tracking: Ninja app allows you to track the status of your running trade seamlessly. Get Business loans: Apply for Business Loans on Ninja. Get Loan amount starting from Rs 10,000 to Rs 50,00,000. Interest Rate ( per annum): 10%- 36%. Loan Processing fee: 0-2% Please Note: Loans are only available to Indian citizens within the territory of India Repayment Terms: Repay in weekly/monthly instalments. Loan Tenure: 3 months to 15 months. Example: Loan amount: Rs. 100000, Interest (APR) 24% p.a., Processing fee 1%, Tenure 90 Days Loan processing fee: Rs.1000, Total Interest Rs. 6000, Disbursal amount: Rs.99000 (Loan Amount - Processing Fees) Amount Payable: Rs.106000. Lending Partners (NBFCs): Avanti Finance Private Limited, U Gro Capital Limited, Liquiloans
Fedfina Loans
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Fedfina provides loan services in Gold Loan, Home Loan & Property Loan. ‘Fedfina Loans’ is the result of the commitment that we have towards our customers; therefore, we have designed this app to take a step forward in making our customers' lives easy & convenient. Customers can apply for quick loans in just 3 simple & easy steps. Why do customers love Fedfina? · Highest Loan To Value · Customer focused · 700+ Branches · 15000+ crore AUM · CRISIL (AA+(Stable) & ICRA (A1+) · AA+(Stable) INDIA Ratings All these achievements are a testimony of the trust, satisfaction & love that we have garnered over the years with the committed loan services that we offer. Our values are: E: Execution Excellence P: People Focus I : Integrity C: Customer-Centric What does the app have in store for you? · Apply for Loans · Choose from a wide variety of schemes · Locate your nearest branch from 700+ Fedfina branches · Online Payments · Calculate your EMI · Doorstep Gold Loan & more Key Highlights of the app Home: All your loan needs come to a halt at Fedfina. Explore various loan & scheme options to choose from with just a click. Branch locator: Locating for loans near me made simple with the Fedfina Branch locator. Now search for your nearest branch from a list of 700+ Fedfina branches. Doorstep Gold Loan: Apply for a Gold loan from the comfort of your home and get your gold evaluated in the privacy and safety of your home with an instant money transfer. Online Payments: It provides an instant and quick online payment option for your EMIs/dues for Gold Loan, Home Loan & Property Loan through our secure payment gateway simply by clicking the Quick Pay option Product Features for the loan: 1. Get Loans for amounts ranging from Rs.3000 to Rs.5,000,0000 2. Interest rates ranging from 11.88% per annum - 23% per annum depending on the type of loan, profile & tenure 3. Processing fees ranging from 0.25% - 4% of the disbursal amount+ applicable taxes 4. Loan tenures ranging from 11 months to 30 years (based on the type of loan) How will the loan be calculated? Equated Monthly Installment (EMI): If you have a loan of Rs.3,00,000 for 5 years at a 15% interest rate, the EMI will be Rs. 7137. The total interest paid is Rs. 128219 Note: The above calculation is just for representative purpose, interest rate & processing fees varies from product to product. Download the app now & make ‘Fedfina Loans’ your go-to companion for all your loan requirements & explore the experience we have created for you. Connect with us on: https://www.facebook.com/FedbankFinancialServices/ https://www.instagram.com/fedbankfinance/ https://www.linkedin.com/company/fedfina https://www.youtube.com/c/Fedfina-FedbankFinancialServicesLtd
Screenshots
Verdict
The clearest difference is update cadence: Fedfina Loans at every 2 months against Ninja App's every 6 months. Ninja App's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ninja App ships an update every 6 months, Fedfina Loans every 2 months. The most recent releases landed on September 18, 2026 and October 25, 2026 respectively.
| Parameter | Ninja App | Fedfina Loans |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.6 |
| Further details — not scored | ||
| Size | 11 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | 63IDEAS INFOLABS PRIVATE LIMITED | Fedbank Financial Services Limited |
In-app purchases
Ninja App
No in-app purchases
Fedfina Loans
No in-app purchases








