Comparison

ecu vs PocketPlan AI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ecu

Features
Read full description

ecu is a personal expense tracker built for people who want real control over their finances, without the clutter. Track multiple accounts, each with its own currency. See your global balance converted in real time with live exchange rates. Set up recurring transactions, monthly budgets, and split purchases into detailed line items. Export your data as CSV or PDF whenever you need it. Features: - Multi-account with independent currencies (EUR, USD, GBP, JPY, CHF, CAD) - Live exchange rates and global balance - Recurring transactions, daily, weekly, monthly, or yearly - Monthly budgets with visual progress tracking - Split transactions into individual line items - Full-text search across all transactions - CSV & PDF export with custom date ranges - Per-account and global statistics with 7 chart types - Merge categories and payment methods - Ignore specific items from statistics - Customizable notifications, daily reminders, weekly budget summaries, monthly recaps - Home screen widgets - Biometric lock (Face ID / Touch ID) - iCloud sync across all your devices - Full VoiceOver accessibility - Available in English and French No ads. No subscriptions. No account required. Your data stays on your devices, synced through iCloud.

About

PocketPlan AI

This app helps you plan your paychecks, track bills, and understand your spending. It provides a "Safe-to-Spend" estimate based on your financial data and offers AI-powered insights to improve your budgeting. Start without an account and upgrade for more features.

Highlights
  • Paycheck planning
  • Bill tracking
  • Safe-to-Spend estimates
  • AI-powered insights
  • Expense categorization
  • Voice-to-text expense entry
  • Household budget sharing
Features
Read full description

PocketPlan AI helps you plan each paycheck, track bills, and understand what’s left to spend—all in one simple budget app built for real life. “What can I safely spend without putting my bills and goals at risk?” Get a clearer picture with a Safe-to-Spend estimate based on the financial information you enter. BUDGET YOUR WAY • Track income, expenses, recurring bills, and starting balances. • Organize spending by category. • Plan around upcoming bills and paydays. • Get AI-powered insights to better understand your budget. • Add expenses using voice-to-text. START WITHOUT AN ACCOUNT Start personal budgeting without creating an account. Create an account or sign in whenever you’re ready—your guest budget and expenses stay with you. A FREE PLAN FOR EVERYDAY BUDGETING Track up to five recurring bills on the free plan. Create a free account to access up to three affordability checks each month and see how a potential purchase could affect your budget. PLAN TOGETHER With an eligible Family subscription, share a household budget and coordinate everyday finances. Household sharing requires an account. CHOOSE WHAT FITS Start free, with optional Single and Family subscriptions available for additional features. Available plans, prices, and trial details are shown before you subscribe. Make everyday money decisions with a clearer view of your bills, spending, and goals. Safe-to-Spend estimates and AI insights depend on the information you provide and are for informational purposes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

ecu4 screens
PocketPlan AI4 screens

Verdict

The call

ecu and PocketPlan AI are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ecu ships an update every 5 days, PocketPlan AI every 6 days. The most recent releases landed on October 15, 2026 and October 10, 2026 respectively.

ScorecardNo meaningful differences
ecu versus PocketPlan AI: the parameters behind the verdict, then further details
ParameterecuPocketPlan AI
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 5 days — betterEvery 6 days
AdsNoNo
In-app purchasesNoNo
Monetization—Freemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size10 MB78 MB
Age rating4+4+
DeveloperTristan NobreDustin Howell

In-app purchases

None

ecu

No in-app purchases

None

PocketPlan AI

No in-app purchases

Questions

Is ecu free?
ecu is free to download, with no in-app purchases.
Is PocketPlan AI free?
PocketPlan AI is free to download, with no in-app purchases.
Do ecu or PocketPlan AI have ads?
Neither ecu nor PocketPlan AI shows ads.
Which is updated more often, ecu or PocketPlan AI?
ecu ships an update every 5 days, and PocketPlan AI every 6 days. Most recently, ecu was updated on October 15, 2026 and PocketPlan AI on October 10, 2026.

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