Fiinance vs Bill Splitter
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Fiinance
Easily track all your monthly expenses and subscriptions in one place. Customize categories and discover your true spending costs with a modern, user-friendly interface. No internet connection is required, and your data remains private on your device.
- Track monthly expenses
- Manage subscriptions
- Customize expense categories
- Discover spending costs
- User-friendly interface
- Offline functionality
- Privacy-focused data handling
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Fiinance helps you easily track all your monthly expenses and subscriptions. ABOUT THE APP Fiinance is an all-in-one tracking app: ⢠Track and improve your financial habits, ⢠All your monthly expenses are in one place, ⢠Fully customize all your expenses, ⢠Add categories, ⢠Discover how much it really costs you. Fiinance is also: ⢠A modern and user-friendly interface, ⢠An easy-to-use everyday app. No Internet connection required. 100% free + premium features. ABOUT THE PRIVACY Fiinance is privacy safe. Your personal data will never leave your phone. Once you delete the app, the inside data are permanently erased. In other words: the app doesn't collect any data. ABOUT PREMIUM Premium users can unlock the second card. They also support an independent developer. The in-app purchase is a lifetime purchase. It's also available for all your Apple devices associated with your account. WHO AM I? Hello everyone, I'm Alexandre, an independent developer who likes to track and improve his financial habits. That's why I created this app and I really hope it will be as useful to you as it is to me. Report a bug: apps@alexandrenaud.fr Privacy policy: https://www.alexandrenaud.fr/fiinance/privacy-en.pdf
Bill Splitter
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Dinner out, a weekend away, a big grocery run. Afterwards everyone wants to know what they owe. SplitHappens reads the bill from a photo. Everyone taps what they had and pays exactly that. For trips and shared homes, a group keeps every expense in one place and tells you at the end who pays whom. Free, no ads, no subscription. EVERYONE PAYS FOR WHAT THEY HAD ⢠Every item gets split on its own ⢠One soda means paying for one soda ⢠Share the starter for two or the bottle of wine across the table ⢠Everyone sees the same expense, live on their own phone SCAN THE RECEIPT ⢠Take a photo and the app picks up items, prices and the tip ⢠If the items don't add up to the receipt total, it tells you ⢠Anything it gets wrong, you fix with a tap ⢠Works with more than 30 currencies GROUPS FOR TRIPS, ROOMMATES AND REGULAR NIGHTS OUT ⢠Create a group, pick an icon, bring friends in by link or QR code ⢠Every expense lands in the group, whoever paid this time ⢠Expenses in another currency get converted for you ⢠When you're done, the app shows who pays whom, with as few transfers as possible ⢠Been out with the same people a few times? The app offers to save them as a group QUICK TO ADD ⢠One screen: amount, who was there, who paid ⢠Split evenly or type in your own amounts ⢠Or add items by hand, bottle deposits included ⢠Before you save, you already see who owes whom ⢠The tip can be spread across everyone based on what they had GUESTS DON'T NEED THE APP ⢠Anyone without the app joins by name ⢠After saving, send each guest their share as a message ⢠The link shows them what's still open in the browser, no sign-up ⢠If they create an account later, their expenses come with them SETTLING UP ⢠Your home screen lists each person once, with what's open between you ⢠Group expenses and one-off expenses are netted against each other ⢠Tap "Pay" and their PayPal or bank details are right there, if they've added them ⢠Log a payment with one tap and the other person gets notified GOOD FOR ⢠Restaurants and bars where everyone ordered something different ⢠Shared homes: scan the grocery receipt, everyone takes their own items ⢠Trips and holidays with friends ⢠Pub nights, club outings, birthday weekends YOUR DATA ⢠Stored on our own server in Germany ⢠No ads, no ad tracking ⢠Crash reports and anonymous usage stats can be switched off in settings ⢠Export everything as CSV, delete your account right in the app ⢠Light or dark, following your phone's settings SplitHappens is made by one person near Stuttgart, Germany. If something breaks or you're missing a feature, write to support@splithappens.io. It comes straight to me.
Screenshots
Verdict
The clearest difference is in-app purchases: Bill Splitter at none against Fiinance's 1. Bill Splitter also leads on update cadence (every 5 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Fiinance sells 1 one-off in-app purchase. Bill Splitter asks for nothing beyond the download.
Fiinance ships an update every 2 months, Bill Splitter every 5 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.
| Parameter | Fiinance | Bill Splitter |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | ā |
| Update frequency | Every 2 months | Every 5 days ā better |
| Ads | No | No |
| In-app purchases | Yes | No ā better |
| Monetization | Freemium | ā |
| Devices | iPhone, iPod | iPhone, iPad, iPod ā better |
| Requires iOS | 15.0 ā better | 15.5 |
| Further details ā not scored | ||
| Size | 1 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Alexandre Naud | Daniel Oliver Kimmich |
In-app purchases
Fiinance
- Premium$4.99
Bill Splitter
No in-app purchases
Questions
Is Fiinance free?
Is Bill Splitter free?
Do Fiinance or Bill Splitter have ads?
Which is updated more often, Fiinance or Bill Splitter?
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