Comparison

Open Life vs EEF MoneyPhone

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Open Life

A secure and transparent digital daily savings solution. Easily open an account and secure your everyday savings by paying premiums via mobile money services.

Highlights
  • Digital daily savings
  • Secure savings
  • Transparent transactions
  • Mobile money payments
  • Account opening
Features
Read full description

Open Life est la nouvelle solution d’épargne journalière digitale, sécurisée et transparente, développée par ACAM Vie. Téléchargez dès maintenant l'application sur AppStore, et ouvrez votre compte pour sécuriser votre épargne de tous les jours, en payant vos primes par Orange Money ou MTN Mobile Money !

About

EEF MoneyPhone

Manage your finances with this comprehensive mobile banking and money transfer application. Perform transactions, pay bills, and access account details securely. Offers self-registration and an offline USSD option for continuous access.

Highlights
  • Mobile banking
  • Mobile money transfers
  • Bill payments
  • Self-registration
  • Account management
  • Offline USSD access
Features
Read full description

Welcome to MoneyPhone, when banking meets convenience! With his dual function of Mobile Banking and Mobile Money available, you are about to experience a dynamic and seamless banking interaction that will guarantee comfort, security and reliability of your daily transactions and will shift you closer to your bank. You can self-registered to your account, pay your bills, transfer money to both MoneyPhone users and non-users, buy a goods, subscribe to services and access your EEF bank account anytime, anywhere and from everywhere. Some of the services you will enjoy with our app are: • New customer self registration • Savings & Loans Account • Mini-statement • Full-statement • Balance enquiry • Bill payment – Eneo, Camwater • Government service payment – DGI, CNPS • Change PIN, change email address • Buy Airtime - own/other Number. • Check Book request (for EEF customers) • Collections • School payment –University of Yaounde II SOA, University of DSCHANG • Forex rate • Transfers, Internal Transfers, Own Transfers, account less transfer • Loan Simulator • Cash Withdrawal Downloading MoneyPhone today give you access your banking services conveniently at your ease. With the ability to be available when offline with a USSD short code (#237*222#) you stay connected wherever you are in Cameroon and whether you have a connection or not. We (Express Exchange Financial S.A.) are a public limited company with a capital of XAF 850,000,000, with registered office based in Douala, Cameroon. We exercises as a second category Microfinance Institution governed by Regulation No. 01/17/CEMAC/UMAC/COBAC- Approval No. 000450/MINFI of 12 June 2018. (part of the EXPRESS EXCHANGE SA Group) E.E.F. S.A.'s mission is to provide private entrepreneurs, start-ups, merchants, artisans, craftmen, public and private sector employees as well as small and medium-sized enterprises, industries in Cameroon a range of quality financial products and services at transparent and competitive rates which fit their needs. Deposits, loans, transfers and a range of innovative digital financial services to meet current and future need are among the range of services we offer to our customers. We claim to be 360° digital Microfinance and one of the most advanced in FinTech in Cameroon. Choosing to work with us, means choosing finance in the service of progress! For all inquiries contact us at: Email us at: talktous@expressexchangefinancial.cm WhatsApp: +237651154409 or +237 691619134 Call: 651154409/691619134/680378037/699999829

Screenshots

Open Life4 screens
EEF MoneyPhone4 screens

Verdict

The call

The clearest difference is rating: EEF MoneyPhone at 5.0 against Open Life's 4.0. Open Life's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (11.0 vs 13.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EEF MoneyPhone holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Open Life ships an update every 2 months, EEF MoneyPhone every 4 months. The most recent releases landed on June 10, 2026 and June 22, 2026 respectively.

Scorecard3 real differences · 6 level
Open Life versus EEF MoneyPhone: the parameters behind the verdict, then further details
ParameterOpen LifeEEF MoneyPhone
PriceFreeFree
Rating4.0 (1 ratings)5.0 (1 ratings) — better
Number of ratings11
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS11.0 — better13.0
Further details — not scored
Size47 MB47 MB
Age rating4+4+
DeveloperKARBURA S.A.EXPRESS EXCHANGE FINANCIAL SA

Customer experience

Open Life

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

EEF MoneyPhone

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Open Life

No in-app purchases

None

EEF MoneyPhone

No in-app purchases

Questions

Is Open Life free?
Open Life is free to download, with no in-app purchases.
Is EEF MoneyPhone free?
EEF MoneyPhone is free to download, with no in-app purchases.
Which has better reviews, Open Life or EEF MoneyPhone?
EEF MoneyPhone is rated higher. Open Life averages 4.0 out of 5 from 1 ratings, while EEF MoneyPhone averages 5.0 from 1 ratings.
Do Open Life or EEF MoneyPhone have ads?
Neither Open Life nor EEF MoneyPhone shows ads.
Which is updated more often, Open Life or EEF MoneyPhone?
Open Life ships an update every 2 months, and EEF MoneyPhone every 4 months. Most recently, Open Life was updated on June 10, 2026 and EEF MoneyPhone on June 22, 2026.

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