Blly vs SavingsBox

App to easily track monthly bills and expenses while sending and receiving money to family, friends, and tip service workers. Users can also watch content broadcasted on the app for a chance to win money by simply watching the full duration of the program.

SavingsBox — Save with purpose. Plan with confidence. SavingsBox is a savings and financial wellness app built around real goals, real guidance, and real accountability — not just a place to park money. SavingsBox is free to download. Some features require SavingsBox Premium, an optional auto-renewing subscription purchased in the app. Features marked (Premium) below require it. Sessions with financial professionals also carry a separate per-session fee (see below). Save your way: Create a personal SavingsBox for any goal. The free plan includes 1 personal box; unlimited boxes require Premium. Invite friends and family into an Accountability Circle (free) or a Group Box with a shared savings pot (Premium) to save together. Track each contribution individually and see how shared progress adds up toward the goal. Turn on Round-Up Savings to put spare change from everyday purchases toward your savings goals. Automatic recurring contributions to a personal box or Group Box require Premium. Maya, your AI financial coach: Maya connects your income, spending, savings, debts, bills, and goals to help you understand what matters most right now. Unlimited Maya messages require Premium. Maya is powered by Claude, an AI model from Anthropic; the app asks your permission before sharing any of your information with it. Get a weekly check-in on your progress, a heads-up when a bill might put pressure on your cash flow, a plain-English answer to questions like, "What if I put an extra $50 toward this debt each month?" and a clear view of your financial timeline in one place. Maya explains and educates — she doesn't replace a licensed financial, tax, or legal professional. When a question goes beyond what AI coaching should handle, she'll tell you. Real help when you need it: Sometimes you need a person, not an algorithm. Book a session directly in SavingsBox with a vetted financial professional, including a CPA, financial advisor, attorney, credit counselor, loan officer, or financial coach. Booking is available on the free plan; each session is priced by the professional and paid at booking. Built with security in mind: SavingsBox uses identity verification, secure bank connections through Plaid, security and fraud controls, optional two-factor authentication, and biometric app lock. You control your notifications and have tools to manage your account and data. Track debts and goals, not just savings: Log your debts and see an estimated payoff timeline. Set a goal you're not ready to fund yet. Maya brings your savings, debts, and goals together into one prioritized view so you can focus on what matters most right now. SavingsBox Premium (optional subscription): Premium includes unlimited personal savings boxes, Group Boxes with a shared savings pot, automatic recurring contributions, unlimited Maya messages, and priority support. Premium is billed monthly to your Apple ID and renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. Whether you're building an emergency fund, saving for a shared trip with friends, paying down debt, or simply trying to understand where your money goes, SavingsBox gives you the tools, guidance, and accountability to move forward. Terms of Use: https://thesavingsbox.com/terms Privacy Policy: https://thesavingsbox.com/privacy