Comparison

Bloom Bank Mobile vs IB Access

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bloom Bank Mobile

Manage your finances conveniently from anywhere. Check balances, make transfers, pay bills, and apply for loans directly from your mobile device, PC, or tablet. Enjoy banking on your terms with a user-friendly interface.

Highlights
  • Check account balances
  • Make transfers (domestic & international)
  • Pay utilities and buy airtime
  • Apply for loans
  • Request for cards
  • Schedule payments
Features
Read full description

Whether you’re on the go, about to start your day, or in the middle of that important meeting, Bloom Digital is designed to put you in charge of your banking wherever you go, so that when life happens, you can always bank on your terms, just the way you want - on mobile, pc, or tablet. Features:  • Check Account Balances • Make transfers to other Bloom Bank accounts, Other Banks and to International Bank Accounts • Pay for utilities (Cash power, Nawec)- Buy airtime • Apply for loans • Pay Taxes - Africa Transfers • Request for cards • Schedule payments, and many more

About

IB Access

Manage your bank accounts securely on your iPhone 24/7. View balances, statements, and perform various transfers and payments. The app also offers card management and branch/ATM locator features.

Highlights
  • Account balance and statement viewing
  • Inter- and intra-bank transfers
  • Bill and tax payments
  • Card management and limit setting
  • Beneficiary management
  • Branch and ATM locator
Features
Read full description

IB Access is a secure mobile banking app that lets registered customers manage their accounts from their iPhone, 24 hours a day. ACCOUNTS • View balances for all your linked accounts • Mini statement and full account statement (mPassbook) • Download or share statements TRANSFERS • Transfer between your own accounts • Send money to other customers of the same bank • Transfer to accounts at other banks • Quick transfer and QR code payments • Merchant payments • Every transaction is confirmed with your Transaction PIN and OTP BENEFICIARIES • Add, view and manage beneficiaries for faster repeat transfers PAYMENTS • Tax and revenue authority payments • Customs e-Payment • Utility bill payments • School fee payments CARDS AND SERVICES • Block or unblock your card and manage card limits • Request a cheque book, stop a cheque, check cheque status • Set your transaction limits SECURITY • Login PIN and separate Transaction PIN • OTP verification for sensitive actions • Encrypted communication with the banking servers • Change or reset your PIN and TPIN in the app SUPPORT • Locate branches and ATMs on the map • Contact customer care directly from the app REGISTRATION IB Access is available to existing customers with a registered mobile number. Register in the app with your account details and the activation code sent to your registered mobile number, then set your PIN. IB Access is developed and published by Pan African Capital Group, LLC.

Screenshots

Bloom Bank Mobile4 screens
IB Access4 screens

Verdict

The call

The clearest difference is rating: Bloom Bank Mobile at 5.0 against IB Access's 4.0. On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bloom Bank Mobile holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Bloom Bank Mobile ships an update every 4 weeks, IB Access every 6 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Bloom Bank Mobile versus IB Access: the parameters behind the verdict, then further details
ParameterBloom Bank MobileIB Access
PriceFreeFree
Rating5.0 (1 ratings) — better4.0 (1 ratings)
Number of ratings11
Update frequencyEvery 4 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size77 MB15 MB
Age rating4+4+
DeveloperBloom Bank AfricaInternational Bank (Liberia) Limited

Customer experience

Bloom Bank Mobile

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

IB Access

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Bloom Bank Mobile

No in-app purchases

None

IB Access

No in-app purchases

Questions

Is Bloom Bank Mobile free?
Bloom Bank Mobile is free to download, with no in-app purchases.
Is IB Access free?
IB Access is free to download, with no in-app purchases.
Which has better reviews, Bloom Bank Mobile or IB Access?
Bloom Bank Mobile is rated higher. Bloom Bank Mobile averages 5.0 out of 5 from 1 ratings, while IB Access averages 4.0 from 1 ratings.
Do Bloom Bank Mobile or IB Access have ads?
Neither Bloom Bank Mobile nor IB Access shows ads.
Which is updated more often, Bloom Bank Mobile or IB Access?
Bloom Bank Mobile ships an update every 4 weeks, and IB Access every 6 weeks. Most recently, Bloom Bank Mobile was updated on November 3, 2026 and IB Access on October 31, 2026.

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