Bongloy Mobile vs U
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bongloy Mobile
Manage all your transactions with ease using this mobile app. Make hassle-free payments via QR code or contactless card, and send money to friends for free. Take full control of your prepaid cards, including security features and transaction limits.
- Hassle-free QR code payments
- Contactless prepaid card transactions
- Free money transfers to friends
- Issue virtual or plastic prepaid cards
- Card security management (freeze, close)
- Set transaction limits
- Reset ATM PIN
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Manage all types of transaction with the a few clicks from your mobile app. Download the app and activate your card to manage your money today! Hassle-free payment in seconds No longer have to deal with cash and all the hassle come along with it. Make hassle-free payment to merchants either with QRC payment or get real-time notification when you make transaction with our contactless prepaid card. Transfers without borders Send money to all your Bongloy friends for free regardless where they are. Full control of your cards With Bongloy, you can have option to issue a plastic prepaid or virtual card powered by UnionPay International. Manage your card's security by freezing, closing card, setting transaction limit, resetting ATM pin and more features.
U
This app serves as a security key for a business payroll service, providing two-factor authentication to authorize fund transfers. It ensures high security by not operating on rooted or jailbroken devices.
- Two-factor authentication
- Fund transfer authorization
- Business account security
- Rooted/jailbroken device restriction
- Simple activation and usage
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U-Pay Guard is the security key for U-Pay Business Account Payroll service provided by U-Pay Digital Plc. It work as the two-factor authentication for U-Pay business clients to athorize the funds transfer operated in their business account. How to: U-Pay Guard has a simple activation and usage flow. In order to link U-Pay Guard with your buisiness account, please follow the instruction in APP. Security: As we considered your convenience and security as our top priority, we do not allow U-Pay Guard to work in rooted nor in jailbroken smartphones to ensure that no other external systems can gain access to it, ensuring highest level of security.
Screenshots
Verdict
The clearest difference is update cadence: Bongloy Mobile at every 2 months against U's every 17 months. U's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Bongloy Mobile ships an update every 2 months, U every 17 months. Both last shipped on November 3, 2026.
| Parameter | Bongloy Mobile | U |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months — better | Every 17 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 106 MB | 28 MB |
| Age rating | 4+ | 4+ |
| Developer | Bongloy Payments PLC | U-Pay Digital Plc. |
Customer experience
Bongloy Mobile
U
In-app purchases
Bongloy Mobile
No in-app purchases
U
No in-app purchases
