AZMK vs Pulz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AZMK
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AZMK is a mobile app for customers of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC. Explore consumer, pawnshop, business and agricultural credit products, as well as car leasing, and apply for an available option directly in the app. With AZMK, you can: - view information about your active loans; - check monthly payments and repayment schedules; - review collateral information; - make loan payments online; - use the available online credit renewal option; - estimate payments with the credit calculator; - receive news and campaign updates through notifications; - find branches and contact support. The app is intended for existing customers of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC. Credit terms depend on individual assessment and the organization’s current policies. Please review all terms carefully before applying. For more information, visit any branch of Azerbaijan Micro-Credit Non-Bank Credit Organization OJSC or contact the call center at *6300.
Pulz
Transform your smartphone into a digital wallet for easy budget management. Send money, make instant payments for hundreds of services, and access exclusive offers. Easily manage all your bank cards in one place.
- Commission-free money transfers
- Online credit opportunities
- Instant payments for hundreds of services
- Manage all bank cards in one app
- Exclusive offers and gifts
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PULZ – sənin sadə və ağıllı e-cüzdanın. İndi büdcəni idarə etmək daha asandır. Pulz ilə smartfonunu rəqəmsal cüzdana çevir. Bəs Pulz-da səni nələr gözləyir? Pulz e-cüzdanınla: • Ölkədaxili bütün bank kartlarına və digər Pulz e-cüzdanlarına KOMİSSİYASIZ pul köçürə; • 50 AZN onlayn KREDİT İMKANINDAN yararlana; • Yüzlərlə xidmət üzrə onlayn və sürətli ödənişlər edə; • Bütün bank kartlarını 1 tətbiqdə saxlaya; • Sənə özəl təkliflərdən - koinlər, internet paketləri və hədiyyələrdən yararlana bilərsən. Pulz hesabını necə yaratmaq olar? Çox sadə: Tətbiqi elə indicə YÜKLƏ. Qeydiyyatdan keç. Hesabını təsdiqlə və Pulz-un bütün imkanlarından faydalan! Pulz ilə hansı kateqoriyalar üzrə ödənişlər etmək mümkündür? • Kommunal • Mobil • İnternet • Bank və kredit təşkilatları • Mağaza • Dövlət ödənişləri • Sığorta • Telefon • TV • Taksi Biz hər yerdəyik : Instagram: pulz_az Facebook: pulz_az YouTube: pulz_az Tik-tok: pulz_az Ünvan: Park Azure, Afiyəddin Cəlilov 27a, 2-ci mərtəbə, ofis 7
Screenshots
Verdict
The clearest difference is update cadence: Pulz at every 3 weeks against AZMK's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AZMK ships an update every 2 months, Pulz every 3 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | AZMK | Pulz |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.5 (8 ratings) — better |
| Number of ratings | — | 8 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Ad-supported |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 54 MB | 482 MB |
| Age rating | 4+ | 17+ |
| Developer | Azerbaycan Mikro-Kredit BOKT MMC | GoldenPay OJSC |
In-app purchases
AZMK
No in-app purchases
Pulz
No in-app purchases
