Comparison

Tribapay vs EndowPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tribapay

This finance app empowers users in Africa with a suite of tools for seamless local and international money transfers, easy bill payments, and global online shopping. It offers innovative features like payment links and virtual cards, all secured with cutting-edge technology.

Highlights
  • Borderless money transfers
  • Payment links for customers
  • Cashpin™ for secure payments
  • Seamless bill payments
  • Virtual cards for global shopping
  • Fast and secure transactions
Features
Read full description

The Super Finance App for Africa At Tribapay, our goal is to create boundless opportunities through financial innovation for the 1billion+ people in Africa. Say goodbye to financial barriers with a range of remarkable features: Borderless Money Transfers: Seamlessly send and receive money, locally and across borders, with Tribapay. Whether you're supporting loved ones, travelling, or conducting your business, we've got you covered! Crypto Made Simple: Buy, hold, and sell crypto assets directly within the app. Whether you're new to crypto or a seasoned investor, Tribapay gives you a secure and seamless gateway to the digital asset economy. Sell Gift Cards Instantly: Turn your unused gift cards into cash with ease. Tribapay's in-app gift card marketplace lets you sell gift cards quickly and conveniently — no hassle, no delays. Payment Link: Revolutionize the way you collect payments from customers. Tribapay's Payment Link feature simplifies transactions, making it convenient for individuals & business and collect payments both locally and across borders. Discover Cashpin™: Cashpin™ (money in a pin) is a an new, secure, and convenient way to send money, make payments, and manage your finances. Pay Bills Seamlessly: Handle your bills effortlessly. With Tribapay, you can pay your bills conveniently, locally and across borders, ensuring you never miss a payment. Virtual Cards: Shop globally with ease using our virtual cards. Pay for goods and services worldwide without restrictions. Tribapay ensures you have access to the products and services you desire, no matter where they are. Fast and Secure: Tribapay is built on cutting-edge technology & security protocols to safeguard your financial transactions. We're dedicated to providing you with a secure, lightning-fast experience. Join the Tribapay community and redefine your financial journey. Download the app now and experience the future of finance, exclusively designed for Africa. Stay Informed Tribapay is constantly expanding. Stay updated on our latest news, new features, deals, and even countries through our website and various social media channels. Your feedback matters! Feel free to share your thoughts and suggestions through our various channels to help us serve you better. Contact: help@tribapay.com Website: https://tribapay.com Payment Link: https://pay.tribapay.com Twitter: https://twitter.com/tribapay Instagram: https://instagram.com/tribapay LinkedIn: https://ng.linkedin.com/company/tribapay

About

EndowPay

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

Highlights
  • Instant airtime and mobile data top-ups
  • Hassle-free electricity and cable TV bill payments
  • Secure betting account funding
  • Easy gift card sending and redemption
  • Single app for transport payments
Read full description

EndowPay – Your All-in-One Digital Wallet for Everyday Payments EndowPay is a fast, secure, and reliable Nigerian fintech app designed to simplify your daily payments. With just a few taps, you can manage all your essential transactions in one place. - Top up airtime & buy mobile data instantly - Pay electricity & cable TV bills without hassle - Fund betting accounts securely - Send and redeem gift cards with ease - Pay for transport & more from a single app Whether you’re recharging your phone, paying household bills, or sending a quick gift, EndowPay gives you the convenience, speed, and security you need. Take control of your payments today — download EndowPay and experience stress-free transactions anytime, anywhere.

Screenshots

Tribapay4 screens
EndowPay4 screens

Verdict

The call

The clearest difference is rating: Tribapay at 4.2 against EndowPay's 3.0. Tribapay also leads on ratings volume (40 vs 2) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Tribapay holds the better App Store score, 4.2 against 3.0. That said, the two scores are not equally well evidenced: Tribapay has 40 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Tribapay ships an update every 3 weeks, EndowPay every 11 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Tribapay versus EndowPay: the parameters behind the verdict, then further details
ParameterTribapayEndowPay
PriceFreeFree
Rating4.2 (40 ratings) — better3.0 (2 ratings)
Positive reviews69.2% of reviews—
Number of ratings40 — better2
Update frequencyEvery 3 weeksEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.6
Further details — not scored
Size49 MB57 MB
Age rating4+4+
DeveloperStanbuzz Technology LimitedEndowPay

Customer experience

Tribapay

All ratings43 ratings
Positive76.7%
Neutral2.3%
Negative20.9%
Written reviews26 reviews
Positive69.2%
Neutral0.0%
Negative30.8%

EndowPay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Tribapay

No in-app purchases

None

EndowPay

No in-app purchases

Questions

Is Tribapay free?
Tribapay is free to download, with no in-app purchases.
Is EndowPay free?
EndowPay is free to download, with no in-app purchases.
Which has better reviews, Tribapay or EndowPay?
Tribapay is rated higher. Tribapay averages 4.2 out of 5 from 40 ratings, while EndowPay averages 3.0 from 2 ratings.
Do Tribapay or EndowPay have ads?
Neither Tribapay nor EndowPay shows ads.
Which is updated more often, Tribapay or EndowPay?
Tribapay ships an update every 3 weeks, and EndowPay every 11 days. Most recently, Tribapay was updated on November 3, 2026 and EndowPay on November 5, 2026.

Other comparisons