Comparison

Phi vs Oxen Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Phi

Securely save and invest in physical gold with instant access from anywhere. Buy, sell, and have your gold shipped directly to you. Protect your savings from inflation with a blockchain-based wallet.

Highlights
  • Save and invest in physical gold
  • Instant access to gold worldwide
  • Buy and sell gold with a few clicks
  • Gold shipped to your doorstep
  • LBMA certified 24K gold
  • No minimum purchase required
  • Secure blockchain-based storage
Features
Read full description

Looking for a reliable way to buy physical gold and protect your savings from inflation? Phi Wallet provides a convenient way to save in physical gold and have instant access to your gold at any time, from almost every corner of the world! Whether you’re looking to save money for the security of your children’s future, to plan for your own retirement or just a safe long-term investment, Phi Wallet is the way to go. Investing in physical gold used to require big safes, handcuffed briefcases, and even bodyguards or armored vehicles to ensure secure storage and transportation. In the end, this is Gold, and it’s worth all the effort. With Phi Wallet's blockchain-based wallet your gold is stored in a state of the art secure vault, and you have instant access to your wallet any time, so you can buy and sell physical gold with just a few clicks on your phone. You can deposit money, purchase physical gold in seconds, and even have it shipped to your doorstep, as simple as that! Phi Wallet offers 24K, 999.9 purity physical gold that's LBMA certified and internationally recognized. You have complete control over your assets with no minimum purchase required, giving you the freedom to secure and grow your wealth on your terms. With Phi Wallet, you can easily and securely buy physical gold to protect your money value from inflation. When you use Phi Wallet to buy physical gold, you get: - 24K, 999.9 purity physical gold that's LBMA certified and internationally recognized. - No minimum buy or sell amount, so you always have access to gold no matter your budget. - Complete control over your assets, with no queuing or long waiting times to buy, sell or transfer your gold. - Secure storage of your gold, with access to it anywhere in the world at your fingertips. - Instantly sell your gold for cash if you like to! Don't wait to start securing your wealth with physical gold. Download Phi Wallet app today and experience the convenience and security of buying gold like never before! . Get started with Phi in 3 easy steps 1. Download the app & create your account 2. Verify your identity Verify your identity by going through our KYC process. 3. Make a deposit Make a deposit to your Phi account using your EUR bank account. (USD available soon) All set to go rocket! You're all set to start building your wealth!

About

Oxen Flow

Manage your digital assets and identity with a secure, non-custodial crypto wallet. Claim, buy, or sell usernames to control your social and payment identity on the blockchain. Generate yield through simplified processes.

Highlights
  • Non-custodial crypto wallet
  • Passkey and biometric authentication
  • Username claiming, buying, and selling
  • Simplified yield generation
  • Privacy-focused data minimization
  • Web3Auth and TSS security
Features
Read full description

Simplfiying the process One-Step registration process. Oxen Flow uses Passkeys and Biometric authentication to generate and secure your wallet. Own your assets Oxen Flow is a non-custodial cyrpto wallet. You control your funds. We leverage Web3Auth and TSS to secure your private key material. Oxen Flow has been audited by the highly reputable FYEO. Own your idenitity Oxen Flow allows users to claim, buy or sell their username. Unlike traditional Social Media usernames, Oxen Flow leverages a set of custom developed and fully audited contracts to give users the ability to take control of their social and payment identity. Flare Network Oxen Flow is built on the blockchain for data. We leverage Flare Network to enable simplified yield generation. Privacy Oxen Flow has been developed in a way that maintains the privacy of our users. We use data minimization practices and never store sensitive user information.

Screenshots

Phi4 screens
Oxen Flow4 screens

Verdict

The call

The clearest difference is rating: Phi at 5.0 against Oxen Flow's 4.7. Phi also leads on update cadence (every 10 days vs every 4 weeks) and review sentiment (100% vs 92%). Oxen Flow's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Phi holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 6 and 12 respectively. Written reviews point the same way: 100% of Phi's written reviews are positive against 92% of Oxen Flow's.

UpkeepUpdate frequency

Phi ships an update every 10 days, Oxen Flow every 4 weeks. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

Scorecard4 real differences · 6 level
Phi versus Oxen Flow: the parameters behind the verdict, then further details
ParameterPhiOxen Flow
PriceFreeFree
Rating5.0 (6 ratings) — better4.7 (12 ratings)
Positive reviews100.0% of reviews — better91.7% of reviews
Number of ratings612 — better
Update frequencyEvery 10 days — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.0
Further details — not scored
Size99 MB60 MB
Age rating9+17+
DeveloperPhi WalletAureus Ox LLC

Customer experience

Phi

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Oxen Flow

All ratings12 ratings
Positive91.7%
Neutral0.0%
Negative8.3%
Written reviews12 reviews
Positive91.7%
Neutral0.0%
Negative8.3%

In-app purchases

None

Phi

No in-app purchases

None

Oxen Flow

No in-app purchases

Questions

Is Phi free?
Phi is free to download, with no in-app purchases.
Is Oxen Flow free?
Oxen Flow is free to download, with no in-app purchases.
Which has better reviews, Phi or Oxen Flow?
Phi is rated higher. Phi averages 5.0 out of 5 from 6 ratings, while Oxen Flow averages 4.7 from 12 ratings.
Do Phi or Oxen Flow have ads?
Neither Phi nor Oxen Flow shows ads.
Which is updated more often, Phi or Oxen Flow?
Phi ships an update every 10 days, and Oxen Flow every 4 weeks. Most recently, Phi was updated on October 24, 2026 and Oxen Flow on October 27, 2026.

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