Comparison

ZedApp vs PointoneMFB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ZedApp

This app offers a comprehensive suite of digital financial services, including affordable data plans, instant airtime-to-cash conversion, and a global dollar card for international transactions. Users can also pay bills and earn cashback, putting them in control of their finances.

Highlights
  • Cheapest data plans
  • Airtime to cash conversion
  • Global dollar card
  • Bill payment with cashback
  • Smarter digital finance
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Join over 500,000 Nigerians who've made ZedApp their go-to App for smarter & faster digital finance. Cheapest Data Plans Stop overpaying for internet. Get the best data deals across all major networks — more data, less money, every time. Airtime-to-Cash Convert unwanted airtime into real cash in seconds. No stress, no delays — just instant value. Global Dollar Card Shop, subscribe, and pay on any international platform with a dollar card that works where it matters most. 99.99% transaction success rate guaranteed. Bill Payment & Cashback Pay your bills and earn cashback every time. The more you pay, the more you save. ZedApp puts you in control of your money — whether you're spending locally or globally. Download ZedApp today and get more from every transaction. For more information, email us at: support@zedapp.co

About

PointoneMFB Mobile

Features
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Unlock loans, savings and much more with the PointoneMFB App Mobile business bank accounts. Money transfers & POS. Business loans, Bills payment & Airtime PointoneMFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans. BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT PointoneMFB Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - POS terminals: Receive card and bank transfer payments easily with the PointoneMFB POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours. - Working capital loans: PointoneMFB offers working capital loans for businesses with effective interest rates. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7! - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT Experience the better way to bank your business and much more, all within the PointoneMFB Business Banking app. PointoneMFB’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly. PointoneMFB started as an agent banking network but has evolved to a business and personal banking provider. At PointoneMFB, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. PointoneMFB Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 23, Odozi Street Ojodu, Lagos State - Contact number: 0707 974 5532 - Raise a help ticket within the app - Email: info@pointonemfb.com.ng - Visit: https://pointonemfb.com.ng/ - LinkedIn: https://www.linkedin.com/company/pointonemfb/ - Twitter: https://twitter.com/pointonemfb - Facebook: https://web.facebook.com/pointonemfb - Instagram: https://www.instagram.com/pointonemfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://pointonemfb.com.ng/privacy.php Within the PointoneMFB Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a PointoneMFB business owner or agent today!

Screenshots

ZedApp4 screens
PointoneMFB Mobile4 screens

Verdict

The call

ZedApp and PointoneMFB Mobile are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 23, 2026 and December 10, 2025 respectively.

ScorecardNo meaningful differences
ZedApp versus PointoneMFB Mobile: the parameters behind the verdict, then further details
ParameterZedAppPointoneMFB Mobile
PriceFreeFree
Rating2.8 (64 ratings) — better
Positive reviews34.2% of reviews
Number of ratings64 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.1
Further details — not scored
Size65 MB42 MB
Age rating4+4+
Developersmuv legacy limitedPointone Microfinance Bank Limited

In-app purchases

None

ZedApp

No in-app purchases

None

PointoneMFB Mobile

No in-app purchases

Questions

Is ZedApp free?
ZedApp is free to download, with no in-app purchases.
Is PointoneMFB Mobile free?
PointoneMFB Mobile is free to download, with no in-app purchases.
Do ZedApp or PointoneMFB Mobile have ads?
Neither ZedApp nor PointoneMFB Mobile shows ads.
Which is updated more often, ZedApp or PointoneMFB Mobile?
ZedApp ships an update every 3 weeks, and PointoneMFB Mobile every 3 weeks. Most recently, ZedApp was updated on September 23, 2026 and PointoneMFB Mobile on December 10, 2025.

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