Comparison

Banca By Sterling vs PointoneMFB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banca By Sterling

This business banking app allows users to instantly open business accounts, register their company, and request POS terminals. It also facilitates professional invoice creation, sharing, and online payment collection. Enjoy a seamless user experience with robust security features.

Highlights
  • Instant business account opening
  • Business registration
  • POS terminal requests
  • Professional invoice generation and sharing
  • Online payment links
  • Bulk transfers
Features
Read full description

Banca is a business banking product of sterling bank limited. You can open an instant business account, register your business, request a POS terminal, create and share professional invoices all from the comfort of your mobile. Business is better with Banca! Enjoy exciting features, an excellent user experience and the best security. Banca is powered by Sterling Bank. Features & Benefits Seamless Account Opening Still doing business with a personal account? You can open a business account on Banca within minutes POS Request Request a POS machine for offline collections and we will bring it to you Bulk Transfers Need to pay suppliers and staff? Bulk transfers are so easy on Banca Invoice Generation Generate and share professional invoices with clients Payment Links Collect online payments seamlessly with the Payment Link feature And much more

About

PointoneMFB Mobile

Features
Read full description

Unlock loans, savings and much more with the PointoneMFB App Mobile business bank accounts. Money transfers & POS. Business loans, Bills payment & Airtime PointoneMFB provides businesses with access to mobile business banking solutions that enables them to create their own business bank account, accept online and offline payments, purchase airtime, pay utility bills, transfer money, request expense cards, and qualify for business loans. BUSINESS BANKING SOLUTIONS FOR EVERY BUSINESS & AGENT PointoneMFB Business Bank provides simple yet effective solutions for businesses and agents, so you can manage bills, request loans, buy airtime, manage business money transfer operations and grow without limits: - Business Bank account. Now, you can get a business bank account in your business name right from your phone with our easy business banking solution. - Business savings plans: Save money smartly with our savings plans, tailored to your business needs. - Send and receive money: Send money to business or any money transfer effortlessly & with no hidden charges; you have complete control over your bank account, ensuring your funds reach their intended recipients quickly and securely from your business account. - POS terminals: Receive card and bank transfer payments easily with the PointoneMFB POS. Request for a POS terminal right from the app and have it delivered to your doorstep within 48 hours. - Working capital loans: PointoneMFB offers working capital loans for businesses with effective interest rates. Our business loans are easy to qualify for and can be used for a variety of purposes such as inventory, expansion, or payroll. Apply in as little as 5 minutes and get a decision on loan approval within 48 hours. Our online loan application is available 24/7! - Airtime & Data Purchase with Cashback: For each time you purchase airtime and data directly from the app. THE BEST BUSINESS BANKING SOLUTION TO MANAGE YOUR BUSINESS BANK ACCOUNT Experience the better way to bank your business and much more, all within the PointoneMFB Business Banking app. PointoneMFB’s mobile banking interface guarantees a seamless business banking, empowering you to focus on what matters most: growing your business. From the app you will be able to manage your business with operational tools like expense cards, accounting and bill payment solutions for businesses to run seamlessly. PointoneMFB started as an agent banking network but has evolved to a business and personal banking provider. At PointoneMFB, we are dedicated to empowering businesses like yours with access to working capital loans they need to grow their business. PointoneMFB Microfinance Bank is the definitive bank for small and medium-sized businesses in Nigeria and is regulated by the Central Bank of Nigeria (CBN) Contact us Our committed support team is prepared to assist you. - Office address: Head office, 23, Odozi Street Ojodu, Lagos State - Contact number: 0707 974 5532 - Raise a help ticket within the app - Email: info@pointonemfb.com.ng - Visit: https://pointonemfb.com.ng/ - LinkedIn: https://www.linkedin.com/company/pointonemfb/ - Twitter: https://twitter.com/pointonemfb - Facebook: https://web.facebook.com/pointonemfb - Instagram: https://www.instagram.com/pointonemfb/ Privacy policy Visit our privacy policy page to learn more about the terms of service. https://pointonemfb.com.ng/privacy.php Within the PointoneMFB Business Banking app you can create your business bank account in minutes, receive or send money instantly, buy airtime, pay bills & POS terminals in less than 48h, on top of working capital loans for your convenience. Join us and embark on a journey of financial growth, unlock your full potential and join our community. Become a PointoneMFB business owner or agent today!

Screenshots

Banca By Sterling4 screens
PointoneMFB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: PointoneMFB Mobile at every 3 weeks against Banca By Sterling's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Banca By Sterling ships an update every 6 weeks, PointoneMFB Mobile every 3 weeks. The most recent releases landed on September 22, 2026 and December 10, 2025 respectively.

Scorecard1 real difference · 9 level
Banca By Sterling versus PointoneMFB Mobile: the parameters behind the verdict, then further details
ParameterBanca By SterlingPointoneMFB Mobile
PriceFreeFree
Rating3.1 (18 ratings) — better
Positive reviews0.0% of reviews
Number of ratings18 — better
Update frequencyEvery 6 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size76 MB42 MB
Age rating17+4+
DeveloperSterling Bank PlcPointone Microfinance Bank Limited

In-app purchases

None

Banca By Sterling

No in-app purchases

None

PointoneMFB Mobile

No in-app purchases

Questions

Is Banca By Sterling free?
Banca By Sterling is free to download, with no in-app purchases.
Is PointoneMFB Mobile free?
PointoneMFB Mobile is free to download, with no in-app purchases.
Do Banca By Sterling or PointoneMFB Mobile have ads?
Neither Banca By Sterling nor PointoneMFB Mobile shows ads.
Which is updated more often, Banca By Sterling or PointoneMFB Mobile?
Banca By Sterling ships an update every 6 weeks, and PointoneMFB Mobile every 3 weeks. Most recently, Banca By Sterling was updated on September 22, 2026 and PointoneMFB Mobile on December 10, 2025.

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