ZedApp vs Excarda
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZedApp
This app offers a comprehensive suite of digital financial services, including affordable data plans, instant airtime-to-cash conversion, and a global dollar card for international transactions. Users can also pay bills and earn cashback, putting them in control of their finances.
- Cheapest data plans
- Airtime to cash conversion
- Global dollar card
- Bill payment with cashback
- Smarter digital finance
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Join over 500,000 Nigerians who've made ZedApp their go-to App for smarter & faster digital finance. Cheapest Data Plans Stop overpaying for internet. Get the best data deals across all major networks — more data, less money, every time. Airtime-to-Cash Convert unwanted airtime into real cash in seconds. No stress, no delays — just instant value. Global Dollar Card Shop, subscribe, and pay on any international platform with a dollar card that works where it matters most. 99.99% transaction success rate guaranteed. Bill Payment & Cashback Pay your bills and earn cashback every time. The more you pay, the more you save. ZedApp puts you in control of your money — whether you're spending locally or globally. Download ZedApp today and get more from every transaction. For more information, email us at: support@zedapp.co
Excarda
Easily exchange popular gift cards for Naira. This secure platform offers a straightforward way for users in Nigeria to convert their gift cards into local currency.
- Sell gift cards for Naira
- Secure exchange process
- Simple user experience
- Designed for Nigerian users
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Excarda lets you turn popular gift cards into Naira with a simple, secure experience designed for users in Nigeria.
Screenshots
Verdict
The clearest difference is review sentiment: Excarda at 86% against ZedApp's 34%. Excarda also leads on rating (4.3 vs 2.7) and iOS requirement (13.0 vs 15.1). ZedApp's advantage is update cadence (every 3 weeks vs every 3 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Excarda holds the better App Store score, 4.3 against 2.7. Both are backed by a comparable volume of ratings — 68 and 35 respectively. Written reviews point the same way: 34% of ZedApp's written reviews are positive against 86% of Excarda's.
ZedApp ships an update every 3 weeks, Excarda every 3 months. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | ZedApp | Excarda |
|---|---|---|
| Price | Free | Free |
| Rating | 2.7 (68 ratings) | 4.3 (35 ratings) — better |
| Positive reviews | 34.2% of reviews | 86.1% of reviews — better |
| Number of ratings | 68 — better | 35 |
| Update frequency | Every 3 weeks — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 65 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | smuv legacy limited | 攀 杨 |
Customer experience
ZedApp
Excarda
Bugs and requests
ZedApp
Reported bugs
17 issues- App has held funds since December 2025
- Services work for first week only
- Cannot withdraw money afterwards
- Account frozen
- Offer was only on weekends, not stated upfront
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- Account suspended after 4 days of use
- Cannot log in
- Money stuck in the app
- No data received after purchase
- Money held for days, customer service says 'working on it'
- Failed transactions not reversed within 24 hours
- Customer support not replying
- Comment sections turned off
- Cannot send money out directly
- Account suspended after funding with 120k
- Account closed after transferring money
- Invalid credentials for login
Requested features
1 request- Add a ledger balance to the dollar card section
Excarda
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ZedApp
No in-app purchases
Excarda
No in-app purchases
