Debt Tracker vs Simple Net Worth Tracker

Debt Tracker is a simple IOU manager: keep track of who owes you money, what you've lent, and how much you owe. Record amounts, follow payments, and review everything in one place, without unnecessary complexity. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Track every IOU, from the first amount to the last payment - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. Unlike a static list, it always reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. In short, Debt Tracker brings your IOUs, payments, due dates, reminders, and data export together in one place, so you always know who owes you and what you owe.

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.