Comparison

OneMoney vs Simple Net Worth Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneMoney

Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.

Highlights
  • Track stocks, mutual funds, and crypto
  • Wealth ranking among users
  • Advanced analytics charts
  • Monthly and annual reports
  • Visualize FIRE progress
  • No bank linking for security
  • Offline functionality
Features
Read full description

◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors  "Portfolio management made easy" • ISA, IRA, 401(k) Holders  "Easy to track investment returns" • FIRE Seekers  "I can visualize wealth-building progress" • Privacy-Conscious Users  "Chose this for security" • Aspiring High-Net-Worth Individuals  "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up  "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors  "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts  Visualize by day, week, month, or year  All 4 chart types free: line, area, bar, and ratio • Portfolio Management  Pie charts & heatmaps for allocation  Daily, monthly, yearly comparisons • Custom Categories  Stocks, crypto, retirement & more • Assets & Liabilities Together  Auto-calculated net worth • Input History  View, edit & delete past entries • CSV Import/Export  Migrate from other apps • Dark Mode  Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy

About

Simple Net Worth Tracker

This secure, offline asset management app lets you track your finances without connecting to banks. It offers intuitive features for managing diverse portfolios, visualizing trends with charts, and customizing your experience.

Highlights
  • Fully offline asset management
  • No bank account connections
  • Intuitive 4-tab layout
  • 162 currencies with real-time exchange rates
  • Trend charts and analysis
  • Passcode lock for security
  • Customizable themes and dark mode
Features
Read full description

Simple, Easy, Absolutely Secure! Fully offline asset management app for complete peace of mind. No complex setup needed — start in just 3 minutes. All data stays on your device and is never sent online. No bank logins, no internet dependency, zero risk of leaks. The safest asset management tool ever. 【Why Choose This App】 Outstanding Security ・Data stored only on your smartphone ・Works fully offline ・No bank account connections ・Zero risk of hacking or leaks ・Passcode lock for lost-device protection Amazingly Simple ・No account registration ・Ready to use right after download ・Intuitive 4-tab layout ・Clear operation with sample data ・No complicated menus Professional Features, Simple Operation ・Manage multiple bank, securities, and insurance accounts ・One-tap balance updates, difference entry supported ・162 currencies with real-time exchange rates ・Category filters for instant composition view ・Beautiful trend charts Advanced Analysis ・Time-series line charts ・Account-specific stacked charts ・Flexible periods (1 month to full history) ・Auto-calculated stats: max, min, changes ・Pie charts for asset/liability ratios Customization ・10 language options ・Dark mode ・Multiple theme colors ・Home widget for total assets ・Shareable chart images 【Compared to Other Apps】 Other Apps ・Require bank links (leak risk) ・Monthly fees ・Internet required ・Steep learning curve ・Ad-cluttered screens This App ・100% offline & secure ・One-time purchase ・Works without signal ・Learn in 3 minutes ・Optional ad removal 【Perfect For】 Investors ・Unified management of diverse assets ・Regular portfolio checks ・Accurate valuation of foreign ETFs & FX assets Household Budget Managers ・Combine balances from multiple accounts ・Track total assets incl. insurance & deposits ・Safely record family finances Overseas Residents / Frequent Travelers ・Manage in local currency & JPY ・Offline use anywhere ・Track FX impacts on assets Beginners ・Safe, simple start ・No unnecessary features ・No personal data entry For anyone frustrated with traditional asset management tools, this next-gen app delivers maximum safety and simplicity. Professional analysis tools — without compromising your privacy. Download now for stress-free asset management.

Screenshots

OneMoney4 screens
Simple Net Worth Tracker4 screens

Verdict

The call

The clearest difference is review sentiment: Simple Net Worth Tracker at 95% against OneMoney's 76%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneMoney sells 2 in-app purchases, starting at $1.99 per month and Simple Net Worth Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OneMoney ships an update weekly, Simple Net Worth Tracker every 6 days. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 7 level
OneMoney versus Simple Net Worth Tracker: the parameters behind the verdict, then further details
ParameterOneMoneySimple Net Worth Tracker
PriceFreeFree
Positive reviews76.2% of reviews95.3% of reviews — better
Update frequencyWeeklyEvery 6 days — better
AdsYesYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.6 — better
Further details — not scored
Size48 MB47 MB
Age rating4+4+
DeveloperJunta ShojiUPDEITO INC.

Customer experience

OneMoney

Written reviews21 reviews
Positive76.2%
Neutral9.5%
Negative14.3%

Simple Net Worth Tracker

Written reviews43 reviews
Positive95.3%
Neutral4.7%
Negative0.0%

In-app purchases

2 purchases

OneMoney

Subscriptions2
  • Monthly Plan14 Days trial$1.991 Month
  • Annual Plan14 Days trial$22.991 Year
1 purchases

Simple Net Worth Tracker

One-time1
  • Hide ads$9.99

Questions

Is OneMoney free?
OneMoney is free to download, with in-app purchases available.
Is Simple Net Worth Tracker free?
Simple Net Worth Tracker is free to download, with in-app purchases available.
Do OneMoney or Simple Net Worth Tracker have ads?
Both OneMoney and Simple Net Worth Tracker show ads.
Which is updated more often, OneMoney or Simple Net Worth Tracker?
OneMoney ships an update weekly, and Simple Net Worth Tracker every 6 days. Most recently, OneMoney was updated on October 23, 2026 and Simple Net Worth Tracker on October 25, 2026.

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