WorthTracker vs OneMoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
WorthTracker
Easily track your net worth by inputting all your assets and liabilities. Visualize your financial progress, asset allocation, and trends over time. This app offers a simple alternative to complex spreadsheets for managing your financial independence goals.
- Track assets and liabilities
- Visualize net worth trends
- Asset allocation graphs
- Currency conversion
- Historical data tracking
- Cloud data backup
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WorthTracker makes it easy for you to track your net worth. With WorthTracker you can enter all of your assets such as real estate, banking accounts, stock portfolio, etc., and don't forget to enter everything you owe as well, such as loans and mortgages. Keep your portfolio updated over time, and WorthTracker will help you to see your progress toward your financial independence goals with visualization of your progress, and asset allocation graphs. WorthTracker main features: - See your net worth trend graph. - See your Assets and Liabilities segmentation graph. - Get smart insights on your net worth. - Convert currencies to your preferred default currency. - Historical data tracking. - Your data is backed up on the cloud. Do you want a simple way to track, update and analyze your net worth from anywhere with your mobile device? Tired of handling big and complex spreadsheets to track your net worth? Don't want to give any third-party app permissions to your bank or investment account to track your net worth? WorthTracker is exactly for you! We continually working on more features so there is more to come. Privacy Policy: https://worthtracker.com/privacy-policy.html Terms of Use: https://worthtracker.com/terms-conditions.html
OneMoney
Track your investments, retirement accounts, and crypto assets in one secure place. Visualize your wealth growth, compare your net worth to others, and work towards your financial goals with detailed reports and charts.
- Track stocks, mutual funds, and crypto
- Wealth ranking among users
- Advanced analytics charts
- Monthly and annual reports
- Visualize FIRE progress
- No bank linking for security
- Offline functionality
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◆ Trusted by 50,000+ Users ◆ Jot down your balances once a month — see your trend, your rank, and years to your goal. Wealth ranking nationwide and by age group (US & UK). No Bank Linking – Nothing to Hand Over OneMoney manages stocks, mutual funds, and crypto assets. Loved by beginners and seasoned investors alike. ◆ Popular "Wealth Ranking" Feature See where you stand — nationwide, and among your age group (US & UK)! "Top 9.8% of my 30s!" "Almost affluent status!" Users love the motivation boost. ■ Premium Features 【Wealth Ranking】 Your position nationwide and by age group (US & UK) Wealth pyramid shows your progress toward high-net-worth status 【Asset Roadmap】 Forecast years to your goal at your current pace Visualize your path to FIRE 【Monthly & Annual Reports】 Auto-calculated month/year comparisons Track returns at a glance 【Category Analysis】 Changes by category in ranking view 【Ad-Free】 Stress-free experience ▼ 14-Day Free Trial ▼ Try all features free today! ■ Built for Security - No Bank Linking: No account credentials to hand over - No Account Required: No email or name needed - Local Storage: Your asset data is kept on your device - Encrypted Backup: Safe device transfers ■ Perfect For • Active Investors "Portfolio management made easy" • ISA, IRA, 401(k) Holders "Easy to track investment returns" • FIRE Seekers "I can visualize wealth-building progress" • Privacy-Conscious Users "Chose this for security" • Aspiring High-Net-Worth Individuals "Wealth ranking makes goals clear" • Budget App Users Looking to Level Up "Better than a budget app for overall wealth" • Crypto & Bitcoin Investors "Crypto and stocks in one place" ■ Free Features • Asset Trend Charts Visualize by day, week, month, or year All 4 chart types free: line, area, bar, and ratio • Portfolio Management Pie charts & heatmaps for allocation Daily, monthly, yearly comparisons • Custom Categories Stocks, crypto, retirement & more • Assets & Liabilities Together Auto-calculated net worth • Input History View, edit & delete past entries • CSV Import/Export Migrate from other apps • Dark Mode Light/dark theme switching ■ FAQ Q. Is it free? A. Basic features are free. Premium via 14-day free trial then subscription. Q. Different from budget apps? A. OneMoney focuses on net worth & portfolio across stocks, ETFs, crypto, and retirement. Q. Where is my data stored? A. Your asset data is kept on your device, and we never ask for bank credentials. Ads and usage analytics use third-party services. See our Privacy Policy for details. Q. Multiple brokerage accounts? A. Yes! Custom categories for each. ■ What Users Say "Wealth ranking keeps me motivated" "Monthly reports made investing reviews a habit" "CSV import made switching apps easy" "Heatmap shows allocation instantly" "Love the security of no bank linking" "Simple yet powerful" ■ 3 Reasons to Start Today 1. 14-day free trial 2. 50,000+ users with top ratings 3. No bank linking, nothing to hand over Start wealth management with OneMoney! #WealthManagement #Portfolio #NetWorth #FIRE #Investing #Retirement #ETF #Crypto ■ Terms & Privacy Terms: https://cinnamonista.com/onemoney_terms Privacy: https://cinnamonista.com/privacy
Screenshots
Verdict
The clearest difference is ads: WorthTracker at none against OneMoney's shown. OneMoney's advantage is update cadence (weekly vs every 2 weeks). On price, review sentiment, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. WorthTracker sells 2 in-app purchases, starting at $3.49 per month and OneMoney sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
WorthTracker ships an update every 2 weeks, OneMoney weekly. Both last shipped on November 3, 2026.
| Parameter | WorthTracker | OneMoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (361 ratings) — better | — |
| Positive reviews | 76.9% of reviews — better | 76.2% of reviews |
| Number of ratings | 361 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 51 MB | 48 MB |
| Age rating | 4+ | 4+ |
| Developer | Applitom | Junta Shoji |
Customer experience
WorthTracker
OneMoney
Bugs and requests
WorthTracker
Reported bugs
2 issues- Main graph does not show accurate net worth
- Graph simplifies changes, missing peaks/valleys
Requested features
9 requests- Handle comma separation for different countries
- Percentage growth estimate
- Desktop version
- Filter by asset types and see specific graphics
- See charts for each separate account
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- Add Nepali currency
- More functionalities
- Better graphs and analytics
- One-time purchase option
OneMoney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
WorthTracker
- Monthly Pro Membership7 Days trial$3.491 Month
- Annual Pro Membership7 Days trial$24.991 Year
OneMoney
- Monthly Plan14 Days trial$1.991 Month
- Annual Plan14 Days trial$22.991 Year
Questions
Is WorthTracker free?
Is OneMoney free?
Do WorthTracker or OneMoney have ads?
Which is updated more often, WorthTracker or OneMoney?
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