Comparison

Debt Tracker vs Customer Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debt Tracker

Manage personal debts and track payments effectively. Record who owes you money and who you owe, with detailed insights into each debt. Facilitates flexible payment tracking and provides a history of all debts.

Highlights
  • Record who owes you money
  • Manage your own debts
  • Detailed debt data (amount, currency, payments)
  • Global history of paid and pending debts
  • Add partial payments
  • Backup and restore records
Features
Read full description

Debt Tracker is a simple IOU manager: keep track of who owes you money, what you've lent, and how much you owe. Record amounts, follow payments, and review everything in one place, without unnecessary complexity. You can create personal debts in multiple currencies and assign them to contacts created inside the app. If you want, you can also sync those contacts with your device address book to import their name and photo, always as an optional feature. This makes it easier to keep everything organized and adapt the app to the way you already work. Key features: - Manage personal debts in multiple currencies - Track every IOU, from the first amount to the last payment - Add partial payments and record multiple payments for the same debt - Check balances by contact and see a global balance - Filter, search, and sort your debt history the way you prefer - Add due dates and set reminders before each payment - Create backups, import data, and export your information whenever you need - Offline app, no account, and your data always under your control > Real payment tracking and up-to-date balances: Each debt can include multiple payments. You can add partial payments as many times as you need and always see how much has been paid and how much is still pending. When the total of all payments reaches the full amount, the debt is automatically marked as paid. Unlike a static list, it always reflects the real state of every debt. > Two ways to review your information: Most people start with the contacts view because it is the fastest way to review debts, answer "who owes me?", and see who you owe. You can quickly review each contact balance and the overall balance at the top of the screen. You also get a dedicated debts tab with search, history, and advanced filters. There you can see all debts, only pending debts, only money owed to you, or only what you owe. You can also change the sorting to review recent changes, amounts, or other criteria. > Due dates and reminders: One of the most useful parts of the app is its due date management. You can add a due date to each debt, see how much time is left, and configure reminders in advance. That way, the app not only stores your records, but also helps you stay ahead of upcoming payments. > Privacy, backups, and exports: This app works with a local database. Your data never leaves your device unless you explicitly decide to take it out yourself, for example through a database export, a CSV export, a clipboard copy, and more. You can also create backups and import your information whenever you need. If you want a private offline app with no account, you stay in control at all times. In short, Debt Tracker brings your IOUs, payments, due dates, reminders, and data export together in one place, so you always know who owes you and what you owe.

About

Customer Tracker

Features
Read full description

Ledgerly is the simplest way for small businesses and individuals to track customer credit, payments, and reminders — without dealing with complex accounting software. Add a customer in seconds, record what they owe you or what you owe them, and see the net balance instantly. Send a friendly WhatsApp reminder when a payment is due, then share a clean PDF or Excel statement with one tap. KEY FEATURES • Customer ledger — track receivables and payables per customer • Quick add from Contacts — import customers in seconds • Transaction history — date, amount, and notes for every entry • Payment reminders — local notifications, never miss a collection date • WhatsApp messaging — personalized templates, one-tap send • PDF & Excel reports — per-customer statements or full ledger • Multi-currency — TRY, USD, EUR, GBP and more • Customer location — save a map pin, get directions • Dashboard — receivables, payables, and upcoming reminders at a glance • Backup & restore — JSON export on any device • Light & dark themes — clean, distraction-free design • Multilingual — English, Turkish, German, French, Spanish, and more WHO IT'S FOR Small shop owners, tradespeople, service businesses, freelancers, and anyone who lends or extends credit to customers and friends. If you've been juggling notebooks, spreadsheets, or sticky notes, Ledgerly turns that mess into a single clear ledger. SUBSCRIPTION Premium features (creating customers, adding transactions, sending reminders, WhatsApp messaging, exports, and backup) require an auto-renewable subscription. Browsing existing data is always free. Your subscription auto-renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel anytime in your account settings. Privacy Policy: https://veresiye-krye.web.app/privacy Terms of Service: https://veresiye-krye.web.app/terms

Screenshots

Debt Tracker4 screens
Customer Tracker4 screens

Verdict

The call

The clearest difference is ads: Customer Tracker at none against Debt Tracker's shown. Customer Tracker also leads on iOS requirement (13.0 vs 15.6). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker sells 15 in-app purchases, starting at $2.99 per month and Customer Tracker sells 2 in-app purchases, starting at $6.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences · 8 level
Debt Tracker versus Customer Tracker: the parameters behind the verdict, then further details
ParameterDebt TrackerCustomer Tracker
PriceFreeFree
Rating4.8 (66 ratings) — better—
Positive reviews83.3% of reviews—
Number of ratings66 — better—
Update frequencyEvery 2 weeks—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.613.0 — better
Further details — not scored
Size45 MB92 MB
Age rating17++12
DeveloperDavid Serrano CanalesTayyip GUZEL

In-app purchases

15 purchases

Debt Tracker

Subscriptions11
  • Premium$2.991 Month
  • Premium$3.991 Month
  • Premium$7.491 Month
Show 8 more
  • Premium7 Days trial$8.991 Year
  • Premium$11.991 Year
  • Premium14 Days trial$12.991 Year
  • Premium1 Month trial$12.991 Year
  • Premium7 Days trial$12.991 Year
  • Premium$17.991 Year
  • Premium7 Days trial$17.991 Year
  • Premium1 Month trial$37.991 Year
One-time4
  • Premium$17.99
  • Premium Lifetime$24.99
  • Premium$34.99
Show 1 more
  • Premium$99.99
2 purchases

Customer Tracker

Subscriptions2
  • Ledgerly — Weekly$6.997 Days
  • Ledgerly — Yearly7 Days trial$39.991 Year

Questions

Is Debt Tracker free?
Debt Tracker is free to download, with in-app purchases available.
Is Customer Tracker free?
Customer Tracker is free to download, with in-app purchases available.
Do Debt Tracker or Customer Tracker have ads?
Debt Tracker shows ads; Customer Tracker does not.

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