IOU vs Customer Tracker

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ledgerly is the simplest way for small businesses and individuals to track customer credit, payments, and reminders — without dealing with complex accounting software. Add a customer in seconds, record what they owe you or what you owe them, and see the net balance instantly. Send a friendly WhatsApp reminder when a payment is due, then share a clean PDF or Excel statement with one tap. KEY FEATURES • Customer ledger — track receivables and payables per customer • Quick add from Contacts — import customers in seconds • Transaction history — date, amount, and notes for every entry • Payment reminders — local notifications, never miss a collection date • WhatsApp messaging — personalized templates, one-tap send • PDF & Excel reports — per-customer statements or full ledger • Multi-currency — TRY, USD, EUR, GBP and more • Customer location — save a map pin, get directions • Dashboard — receivables, payables, and upcoming reminders at a glance • Backup & restore — JSON export on any device • Light & dark themes — clean, distraction-free design • Multilingual — English, Turkish, German, French, Spanish, and more WHO IT'S FOR Small shop owners, tradespeople, service businesses, freelancers, and anyone who lends or extends credit to customers and friends. If you've been juggling notebooks, spreadsheets, or sticky notes, Ledgerly turns that mess into a single clear ledger. SUBSCRIPTION Premium features (creating customers, adding transactions, sending reminders, WhatsApp messaging, exports, and backup) require an auto-renewable subscription. Browsing existing data is always free. Your subscription auto-renews unless cancelled at least 24 hours before the end of the current period. You can manage or cancel anytime in your account settings. Privacy Policy: https://veresiye-krye.web.app/privacy Terms of Service: https://veresiye-krye.web.app/terms