ZaPay vs Community LendingWorks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ZaPay
This app facilitates peer-to-peer lending among friends and family, offering automated payments and scheduled payback dates. It includes in-app chat for communication and a transaction history to track all financial exchanges.
- Automated payments
- Scheduled payback dates
- In-app chat
- Transaction history
- Star rating system
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Imagine a world where friends can lend money to friends without a care in the world? Imagine family spotting each other a few bucks with no worries at all. That time has arrived. If you don’t know now you know! ZaPay is the start of a brand new era in friends and family lending! Download today and start “ZaPayin” right away! ZaPay Features: - Automated Payments - Scheduled automated payback dates to ensure confidence and reduce confusion. - Chat Function in the app - Communicate with users within the app. - Transaction History - Keep record of every transaction - Star Rating system - Rate your fellow ZaPayers once the transaction is complete
Community LendingWorks
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Make and schedule your Community Lending Works payment in real-time. The Community Lending Works app is the easiest way to make your payment, see your payment history, and chat with your provider. It's fast and easy.
Screenshots
Verdict
The clearest difference is iOS requirement: ZaPay at 13.0 against Community LendingWorks's 16.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZaPay ships an update every 11 months, Community LendingWorks every 9 months. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | ZaPay | Community LendingWorks |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 11 months | Every 9 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 27 MB | 35 MB |
| Age rating | 4+ | 4+ |
| Developer | ZaPay LLC | Community LendingWorks |
In-app purchases
ZaPay
No in-app purchases
Community LendingWorks
No in-app purchases
Questions
Is ZaPay free?
Is Community LendingWorks free?
Do ZaPay or Community LendingWorks have ads?
Which is updated more often, ZaPay or Community LendingWorks?
Other comparisons
