Depty vs IOU

Depty keeps track of debts and shared expenses — so you always know who owes who. Split trips, rent and dinners with friends. Add an expense in seconds, Depty does the math. Your data is synced to your account and never lost when you change phones. Lent a friend $20? Split dinner with five people? Covered the whole hotel? Add it in one tap. Depty instantly shows who owes who, and exactly how much. WHY DEPTY • Unlimited expenses, free. Add as many transactions as you want — no paywall on the basics, unlike other bill splitters. • Radically simple. No tutorials, no accounting skills. Everything happens in one tap — if you can text, you can Depty. • All math is automatic. Personal debts, group balances, multi-currency totals — you never calculate anything yourself. PERSONAL DEBT CHATS Open a chat with anyone from your contacts — or add them manually. Log what you lent or borrowed, attach receipts and photos, and always see the exact balance between you two. GROUP EXPENSES, SPLIT FAIRLY Create a group for a trip, apartment, or a night out. Split costs equally — or pick exactly who shared each expense. Three of you ordered dessert and two didn't? Split it between three. Everyone pays only for what's theirs. NEVER CHASE MONEY AGAIN BOTH SIDES SEE THE SAME NUMBERS A debt is visible to both of you: the numbers match and nothing gets forgotten. Share the balance in one tap instead of starting an awkward money talk. MADE FOR REAL LIFE • Trips and vacations with friends • Roommates sharing rent and groceries • Couples managing everyday spending • Dinners, gifts, tickets — any group purchase • Personal loans between friends and family AND MORE • Multiple currencies in one chat — perfect for travel • Add friends instantly with a QR code • Attach photos, receipts, and documents to any expense • Available in 14 languages Download Depty — and never wonder who owes who again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/