Depty vs Defterix

Depty keeps track of debts and shared expenses — so you always know who owes who. Split trips, rent and dinners with friends. Add an expense in seconds, Depty does the math. Your data is synced to your account and never lost when you change phones. Lent a friend $20? Split dinner with five people? Covered the whole hotel? Add it in one tap. Depty instantly shows who owes who, and exactly how much. WHY DEPTY • Unlimited expenses, free. Add as many transactions as you want — no paywall on the basics, unlike other bill splitters. • Radically simple. No tutorials, no accounting skills. Everything happens in one tap — if you can text, you can Depty. • All math is automatic. Personal debts, group balances, multi-currency totals — you never calculate anything yourself. PERSONAL DEBT CHATS Open a chat with anyone from your contacts — or add them manually. Log what you lent or borrowed, attach receipts and photos, and always see the exact balance between you two. GROUP EXPENSES, SPLIT FAIRLY Create a group for a trip, apartment, or a night out. Split costs equally — or pick exactly who shared each expense. Three of you ordered dessert and two didn't? Split it between three. Everyone pays only for what's theirs. NEVER CHASE MONEY AGAIN BOTH SIDES SEE THE SAME NUMBERS A debt is visible to both of you: the numbers match and nothing gets forgotten. Share the balance in one tap instead of starting an awkward money talk. MADE FOR REAL LIFE • Trips and vacations with friends • Roommates sharing rent and groceries • Couples managing everyday spending • Dinners, gifts, tickets — any group purchase • Personal loans between friends and family AND MORE • Multiple currencies in one chat — perfect for travel • Add friends instantly with a QR code • Attach photos, receipts, and documents to any expense • Available in 14 languages Download Depty — and never wonder who owes who again. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Lending money to friends, family, or colleagues is a common part of daily life, but keeping track of those informal debts can easily become awkward. Defterix is a premium, offline-first personal debt tracker and loan tracker built to remove the friction from personal loan tracking. Whether you need a simple IOU tracker, a shared expense ledger, or an offline money tracker to manage money you lend and borrow, Defterix makes it easy to keep your shared balances clear. Set automated debt reminders, manage open balances, and track your money with absolute privacy. WHY USE DEFTERIX AS YOUR DEBT TRACKER? • 100% OFFLINE & PRIVATE MONEY TRACKER Your financial records are your business. Defterix is an offline-first loan tracker, meaning all your loans, transactions, and contact names are stored strictly on your local device. We have no databases, require no account registrations, and do not track or sell your data. It is a completely private IOU tracker that works offline, even without cell service. • SMART LOCAL DEBT REMINDERS Never let a payment slip through the cracks. Defterix functions as a proactive debt manager by scheduling automated morning system notifications when a loan is due or overdue. Because it runs locally, no background servers track your notifications, keeping your reminders and alerts quiet and private. • PREMIUM LEND AND BORROW DASHBOARD Open the app and immediately see who owes you and who you owe. Tap on any contact to view detailed lend and borrow history, settle outstanding balances, or add new debt tracker records in seconds. • PREMIUM DUAL THEMING Enjoy a clean, state-of-the-art interface that matches your style. Defterix features a custom typography layout and transitions seamlessly between a crisp Light Mode and a battery-saving Dark Mode based on your system preferences. • BILINGUAL SUPPORT Fully localized and ready to use in both English and Dutch. HOW THIS LOAN TRACKER WORKS: 1. Open the app (no signup required). 2. Tap the "+" to add a record to your IOU tracker. 3. Enter the amount, select whether you lend or borrow, add the person's name, and pick a payback date. 4. Set up an optional automatic morning debt reminder. 5. Settle or adjust the loan with one tap when paid back. Simplify your personal finance tracking today. Download Defterix, the ultimate offline debt tracker, and keep your informal loans and debts organized, beautifully.