Bankly vs ICICI Digital Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bankly
Manage your loans and finances with ease. Track multiple EMIs, convert currencies, and receive timely payment reminders. Plan effectively with an integrated EMI calculator and get a clear overview of your financial obligations.
- Track unlimited loans
- Currency conversion
- EMI due date notifications
- Loan summary overview
- EMI calculator
- Quick action notifications
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EMI Organizer - Loan Tracker & Currency Converter EMI Organizer is a powerful app designed to simplify your loan management and help you stay on top of your EMIs (Equated Monthly Installments) effortlessly. It provides a range of features such as loan tracking, currency conversion, EMI notifications, loan summaries, and an EMI calculator, making it an essential tool for organizing your finances. Key Features: Track Multiple Loans: EMI Organizer allows you to add and monitor an unlimited number of loans. Whether it's a home loan, car loan, personal loan, or any other type of loan, you can conveniently track all your EMIs in one place. Currency Converter: Easily convert currency rates using the integrated currency converter. Stay updated with the latest exchange rates and effortlessly convert currencies as per your requirements. EMI Due Date Notifications: Never miss an EMI due date again. EMI Organizer provides timely reminders and notifications for your upcoming EMIs, ensuring that you stay aware of your financial obligations. Loan Summary: Get a comprehensive overview of all your ongoing loans in one place. View important details such as loan amount, interest rate, remaining balance, and EMI schedule for each loan. Stay organized and in control of your finances. Choose Currency as per Country: Customize the app to your specific country by selecting your preferred currency. EMI Organizer supports a wide range of currencies, allowing you to view and manage your loans in your local currency. EMI Calculator: Plan your finances effectively with the EMI calculator. This useful tool breaks down important loan fields such as loan amount, interest rate, loan tenure, and calculates your monthly EMI, total interest payable, and overall loan cost. Quick Action Notifications: Mark your EMIs as paid or pending directly from the notification view. The quick action feature allows you to update the status of your EMIs without opening the app, providing convenience and efficiency. EMI Organizer is a reliable and user-friendly app that empowers you to take control of your loans and finances. With its comprehensive features, you can effortlessly manage your EMIs, convert currencies, receive timely notifications, and gain valuable insights into your loan details. Download EMI Organizer now and simplify your loan tracking process. Terms of Use: https://inder-ios.blogspot.com/2022/10/terms-of-use-emi-organizer.html Privacy Policy: https://inder-ios.blogspot.com/2022/10/privacy-policy-of-emi-organizer.html
ICICI Digital Authenticator
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ICICI digital Authenticator is a Multifactor authentication solution for Internet Banking offers robust security through several advanced features. QR Code Scanning ties the authentication process to your physical device by scanning a unique code with your mobile device. The Soft Token feature generates a frequently changing one-time password (OTP) via a dedicated app, enhancing security. PUSH Notifications provide real-time alerts, allowing you to approve or deny login attempts instantly from your mobile device Additionally, the Offline OTP feature ensures you can generate an OTP without an internet connection, enabling secure authentication even in areas with poor connectivity. These features collectively protect your financial information while offering flexibility and convenience in the authentication process.
Screenshots
Verdict
The clearest difference is in-app purchases: ICICI Digital Authenticator at none against Bankly's 3. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bankly sells 3 in-app purchases, starting at $2.99 per 7 days. ICICI Digital Authenticator asks for nothing beyond the download.
Bankly ships an update every 7 months, ICICI Digital Authenticator every 6 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | Bankly | ICICI Digital Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 7 months | Every 6 months — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 9 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | Inderjeet Singh | ICICI Bank Ltd |
In-app purchases
Bankly
- Weekly$2.997 Days
- Monthly Subscription Pack$4.491 Month
- Yearly Pack$49.991 Year
ICICI Digital Authenticator
No in-app purchases
Questions
Is Bankly free?
Is ICICI Digital Authenticator free?
Do Bankly or ICICI Digital Authenticator have ads?
Which is updated more often, Bankly or ICICI Digital Authenticator?
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