Kelp vs HOT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kelp
This app revolutionizes decentralized personal finance by offering a secure, self-custody web3 wallet. It also functions as a viral marketing engine, rewarding early adopters with tokens for signing up and inviting others. A future platform will provide investment tools, yield generation, and financial control.
- Secure self-custody web3 wallet
- Decentralized personal finance
- Token rewards for early adopters
- Viral marketing engine
- Autonomous personal investment engine
- Yield generation
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Kelp is here, and it’s set to revolutionize decentralized personal finance. We are launching Kelp with this mobile app that serves as both a secure, self-custody web3 wallet and a viral marketing engine to help grow Kelp's user base for our public launch once we hit critical mass of users. For early adopters, we're granting Kelp tokens for free, although the quantity decreases as more individuals enlist. It's advantageous to join sooner rather than later. The process is simple: sign up, install the app, reserve your kelp tokens, and invite others to join through the app. At the end of the campaign, Kelp will be launching a revolutionary platform in personal finance to help you, the retail investor. With an intuitive self-custody wallet, an autonomous personal investment engine, yield generation, and a healthy liquid reserve, Kelp is the platform for people who want to be in control of their financial future.
HOT
This app provides a secure, multi-chain cryptocurrency wallet for Web3 access. It offers advanced security features like MPC and Ledger integration, allowing users to manage, swap, and bridge various digital assets across multiple blockchains. Users can also interact with dApps and monitor their portfolios.
- Multi-chain asset management
- MPC security
- Ledger hardware wallet integration
- Cross-chain swaps and bridges
- dApp connectivity
- Home screen widgets
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HOT Wallet — Multi-Chain Security & Web3 Freedom HOT Wallet is your secure multi-chain gateway to Web3. Powered by MPC security and compatible with Ledger hardware wallets, it gives you complete control of your assets — without compromises. Manage, swap, and bridge crypto across leading blockchains like BTC, ETH, TON, NEAR, Solana, TRON, BNB and more — all in one app. Do More With Your Crypto - Multi-chain freedom: one wallet for all your assets, from Bitcoin to NFTs - MPC protection: advanced multi-party computation keeps your keys safe on-device - Ledger support: connect your hardware wallet for maximum security - Refuel gas: instantly top up transaction fees across chains - Swap & bridge: move tokens cross-chain with just a few taps - Rewards layer: unlock progress and bonuses through your activity - Widgets: monitor balances and networks right from your home screen - dApp connect: interact with DeFi, NFTs, and Web3 apps securely Supported Networks Bitcoin (BTC), Ethereum (ETH), BNB Chain, Solana (SOL), TON, TRON (TRX), NEAR, Polygon (MATIC), Avalanche (AVAX), Arbitrum, Optimism and more. Supported Tokens USDT, USDC, DAI, wBTC, BNB, ETH, SOL, TON, NEAR, TRX, MATIC, AVAX, DOGE, SHIB, PEPE, NFT collections and thousands more. Always With You - 24/7 support: loved by our users for being fast and reliable - Cross-device sync: start on one device and continue on another seamlessly - Non-custodial security: your keys, your control Join the HOT Community Follow us on Twitter @hotdao_ and stay close to the latest Web3 updates, airdrops, and features. Why HOT Wallet Unlike other wallets, HOT combines enterprise-grade security with everyday usability. Whether you are importing an existing seed phrase, connecting your Ledger, or starting fresh, HOT makes it simple — for both new users and advanced traders. Download HOT Wallet today — experience multi-chain freedom, MPC security, and a smarter way to Web3.
Screenshots
Verdict
The clearest difference is ads: HOT at none against Kelp's shown. HOT also leads on rating (4.2 vs 3.8) and monetization model (free vs ad-supported). Kelp's advantage is update cadence (every 2 weeks vs every 3 months) and iOS requirement (13.4 vs 15.1). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
HOT holds the better App Store score, 4.2 against 3.8. Both are backed by a comparable volume of ratings — 29 and 47 respectively. Written reviews point the same way: 63% of Kelp's written reviews are positive against 73% of HOT's.
Kelp ships an update every 2 weeks, HOT every 3 months. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.
| Parameter | Kelp | HOT |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (29 ratings) | 4.2 (47 ratings) — better |
| Positive reviews | 62.5% of reviews | 73.1% of reviews — better |
| Number of ratings | 29 | 47 — better |
| Update frequency | Every 2 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.4 — better | 15.1 |
| Further details — not scored | ||
| Size | 36 MB | 24 MB |
| Age rating | 12+ | 17+ |
| Developer | Kelp Finance Labs Inc. | HERE Wallet, Inc |
Customer experience
Kelp
HOT
In-app purchases
Kelp
No in-app purchases
HOT
No in-app purchases









