Validity Pro vs InstaPlan®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Validity Pro
This app streamlines property inspection and data collection for mortgage origination, enabling lenders to process certain refinance loans without a traditional appraisal. It facilitates on-site data gathering by trained professionals in place of appraisals.
- Property inspection data collection
- Supports Fannie Mae & Freddie Mac requirements
- Enables mortgage origination without appraisal
- On-site data gathering
- Uniform Property Dataset (UPD) compliance
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Stewart Valuation Intelligence is now offering Validity Pro to satisfy the property inspection and data collection requirements of Fannie Mae and Freddie Mac's Uniform Property Dataset (UPD) as part of the Uniform Mortgage Data Program (UMPD). Lenders will be able to originate cash-out refinance and certain “no cash-out" refinance Mortgages without an appraisal. With Validity Pro, additional property information is collected on-site by trained data collectors in lieu of a traditional appraisal. Join Stewart Valuation Intelligence's National Broker/Agent Network to complete property inspections using Validity Pro. See https://stewartvaluation.com/join-our-network/ for more details.
InstaPlan®
Instantly capture property data with your smartphone. Generate accurate, editable floor plans and collect photo documentation in minutes. Streamline inspections and reporting for real estate professionals.
- Instant property scanning with LiDAR
- AI-powered room detection and measurement
- Integrated condition and quality capture
- Real-time on-site editing
- Enterprise integration with appraisal systems
- Audit-ready report generation
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The fastest, most accurate property scanning tool—now for everyone. We’re excited to announce the public release of InstaPlan®, the revolutionary smartphone-based property data capture tool built for appraisers, inspectors, and property professionals. No extra hardware. No waiting for processing. Just instant results. What’s New •Using the LiDAR capability on supported iPads and iPhones, you can scan any property and receive accurate, editable floor plans in minutes. • AI-Powered Insights – Automatically detect rooms, measure dimensions, and calculate GLA/GIA with built-in compliance checks. • Integrated Condition & Quality Capture – Seamlessly collect photo-based documentation aligned with Fannie Mae & Freddie Mac UAD standards. • Real-Time Editing – Adjust wall placements, merge scans, or add missing rooms right on-site. • Enterprise Integration – Connect directly with appraisal management systems for automated work order management. • Audit-Ready Reports – Ensure transparency and accuracy, reducing repurchase risk and review delays. Why Appraisers Love InstaPlan • Cuts property inspection time from hours to under 10 minutes. • Delivers ANSI-compliant GLA instantly—no manual redraws. • Meets the new Fannie Mae/Freddie Mac hybrid appraisal requirements. • Increases report accuracy while reducing liability from condition and quality scoring errors. • Scales instantly—whether you scan one home a week or hundreds a month. https://makena.ai/privacy https://makena.ai/terms
Screenshots
Verdict
The clearest difference is in-app purchases: Validity Pro at none against InstaPlan®'s 6. Validity Pro also leads on ads (none vs shown). InstaPlan®'s advantage is update cadence (fortnightly vs every 6 weeks) and ratings volume (16 vs 2). On price, rating, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InstaPlan® sells 6 in-app purchases, starting at $49.99 per month. Validity Pro asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Validity Pro against 5.0 for InstaPlan®. That said, the two scores are not equally well evidenced: InstaPlan® has 16 ratings behind it against 2, so its average is the more settled of the two.
Validity Pro ships an update every 6 weeks, InstaPlan® fortnightly. The most recent releases landed on June 1, 2026 and August 16, 2026 respectively.
| Parameter | Validity Pro | InstaPlan® |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (16 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 16 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 29 MB | 167 MB |
| Age rating | 4+ | 4+ |
| Developer | Pro-Teck | Neuron pvt ltd |
Customer experience
Validity Pro
InstaPlan®
In-app purchases
Validity Pro
No in-app purchases
InstaPlan®
- InstaPlan Starter$49.991 Month
- InstaPlan Pro Monthly$99.991 Month
- InstaPlan Ultra Yearly$199.991 Month
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- InstaPlan Ultra Monthly$249.991 Month
- InstaPlan Pro Yearly$959.991 Year
- Single Address$19.99
Questions
Is Validity Pro free?
Is InstaPlan® free?
Which has better reviews, Validity Pro or InstaPlan®?
Do Validity Pro or InstaPlan® have ads?
Which is updated more often, Validity Pro or InstaPlan®?
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