Validity Pro vs InstaPlan®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Validity Pro
This app streamlines property inspection and data collection for mortgage origination, enabling lenders to process certain refinance loans without a traditional appraisal. It facilitates on-site data gathering by trained professionals in place of appraisals.
- Property inspection data collection
- Supports Fannie Mae & Freddie Mac requirements
- Enables mortgage origination without appraisal
- On-site data gathering
- Uniform Property Dataset (UPD) compliance
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Stewart Valuation Intelligence is now offering Validity Pro to satisfy the property inspection and data collection requirements of Fannie Mae and Freddie Mac's Uniform Property Dataset (UPD) as part of the Uniform Mortgage Data Program (UMPD). Lenders will be able to originate cash-out refinance and certain “no cash-out" refinance Mortgages without an appraisal. With Validity Pro, additional property information is collected on-site by trained data collectors in lieu of a traditional appraisal. Join Stewart Valuation Intelligence's National Broker/Agent Network to complete property inspections using Validity Pro. See https://stewartvaluation.com/join-our-network/ for more details.
InstaPlan®
Enhance your performance on the PCA questionnaire with this tool. It offers features designed to streamline your process and improve results. Get ready to optimize your responses.
- PCA questionnaire performance improvement
- Streamlined process
- Optimized responses
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improve PCA questionnaire performance
Screenshots
Verdict
The clearest difference is in-app purchases: Validity Pro at none against InstaPlan®'s 6. Validity Pro also leads on ads (none vs shown). InstaPlan®'s advantage is update cadence (fortnightly vs every 6 weeks) and ratings volume (16 vs 2). On price, rating, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InstaPlan® sells 6 in-app purchases, starting at $49.99 per month. Validity Pro asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Validity Pro against 5.0 for InstaPlan®. That said, the two scores are not equally well evidenced: InstaPlan® has 16 ratings behind it against 2, so its average is the more settled of the two.
Validity Pro ships an update every 6 weeks, InstaPlan® fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.
| Parameter | Validity Pro | InstaPlan® |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (16 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 2 | 16 — better |
| Update frequency | Every 6 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 29 MB | 168 MB |
| Age rating | 4+ | 4+ |
| Developer | Pro-Teck | Neuron pvt ltd |
Customer experience
Validity Pro
InstaPlan®
In-app purchases
Validity Pro
No in-app purchases
InstaPlan®
- InstaPlan Starter$49.991 Month
- InstaPlan Pro Monthly$99.991 Month
- InstaPlan Ultra Yearly$199.991 Month
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- InstaPlan Ultra Monthly$249.991 Month
- InstaPlan Pro Yearly$959.991 Year
- Single Address$19.99
Questions
Is Validity Pro free?
Is InstaPlan® free?
Which has better reviews, Validity Pro or InstaPlan®?
Do Validity Pro or InstaPlan® have ads?
Which is updated more often, Validity Pro or InstaPlan®?
Other comparisons
