Finsei vs Pockit

Finsei is smart banking for people and businesses who live and work globally. Open multi-currency accounts, issue Visa cards, manage team spend and keep both personal and business finances in one modern app. One app for accounts and cards • Open and manage multi-currency accounts • Issue virtual and physical Visa cards in a few taps • Create multi-use cards for everyday spend or subscriptions • Set limits, freeze or close cards instantly whenever you need Stay in control of every payment • See all transactions in real time with clear details • Track spending across cards, teams and projects • Get instant notifications for payments, refunds and declines • Export reports to share with your accountant or team Easy payments at home and abroad • Send and receive transfers in multiple currencies • Pay partners, suppliers and platforms around the world • Use competitive FX rates and avoid unnecessary fees • Link your cards to Apple Pay for fast, contactless payments Built for business and teams • Open business accounts and issue cards to your team • Set individual limits and merchant controls per card • Separate budgets by projects, clients or departments • Keep personal and company spend clearly separated but easy to manage Security you can trust • Protected by the Visa network and modern anti-fraud tools • Instant card freeze and detailed permissions • Secure identity verification and regulatory compliance • Infrastructure designed with privacy and data protection in mind Finsei is for companies, founders and individuals who expect their banking to keep up with the way they work. We keep improving the app with new features, localisations and performance updates, so you can focus on your business, not on banking.

Pockit is a straightforward expense and income tracker that keeps your financial data yours: on your device, and in your own iCloud only if you choose. KEY FEATURES • A glance dashboard: your balance, money in versus out, where your spending went, and your latest transactions, all on one screen • Track expenses and income, with a note and free-text tags on every entry. Turn on Keep adding to record several in a row without leaving the sheet • Running balance on every transaction, so you always see what an account held right after it • Multiple accounts: cash, bank, card, savings, e-wallet, investment, loan, or other, each with its own balance and currency • Multi-currency support with your own exchange rates. Net worth values every account at today's rate • Transfer money between your own accounts, with the arriving amount converted for you • Budgets: set a spending limit over a weekly, fortnightly, monthly, quarterly, yearly, or one-off cycle, and watch your progress on the Budgets tab • Categories with custom colors and icons, separate lists for expenses and income • Spending and income trends, with a category breakdown for any period • Filter and search your history by date, category, account, or tag • iCloud Sync (iOS 17 and later): keep the same ledger on every iPhone signed in to your Apple Account. Off until you turn it on • Optional app lock with Face ID, Touch ID, or a PIN • Screen privacy: Pockit blurs itself in the app switcher and keeps your figures out of screenshots and screen recordings • Light and dark themes that follow your system or your own choice • Back up and restore your data as a file, entirely under your control PRIVACY BY DESIGN Pockit has no account, no sign-up, and no server of ours. Your data is stored in an encrypted database on your device. If you turn on iCloud Sync, your records are encrypted on your device before they go to your own private iCloud, and we never see them. Optional, anonymous crash and usage analytics can be turned off anytime in Settings, and never include your amounts, dates, notes, or any identifying data. Whether you're tracking a simple monthly budget or juggling several accounts in different currencies, Pockit keeps it fast, private, and entirely yours.