Comparison

Quilo | PSB vs Idea Financial

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quilo | PSB

Apply for an installment loan and receive funds quickly. Use the money for debt consolidation or new purchases, with fixed repayment terms up to 60 months. No fees or penalties apply.

Highlights
  • Apply for installment loans
  • Access funds in seconds
  • Pay down credit card debt
  • Make new purchases
  • Fixed installments up to 60 months
  • No fees or penalties
Read full description

Apply for an installment loan and get access to funds in seconds. Use the funds to pay down credit card debt or make new purchases now, pay over time in fixed installments up to 60 months. No fees, no penalties. Loan eligibility depends on creditworthiness. Applicants must have a valid debit card. Application won't affect your credit history. Fixed rates between 6.99% APR to 19.99% APR. Loan amounts from $250 to $25,000 over 3 months to 60 months terms.

About

Idea Financial

Manage your business financing conveniently with this app. Access funds, make payments, and connect your bank account securely. Download tax documents and get support from your Business Advisor.

Highlights
  • Draw funds instantly
  • Make payments and view history
  • Securely connect bank account
  • Download tax documents
  • Contact Business Advisor
Read full description

Funding that fits your business, now just a tap away. With the Idea Financial mobile app, managing your business financing is faster, easier, and more convenient than ever. Whether you've secured a revolving line of credit or a business loan, our app gives you the tools to stay in control, 24/7. Built for busy entrepreneurs and business owners: No more jumping through hoops or digging through emails. From accessing funds to reviewing past draws. Idea Financial helps you keep your business moving. What you can do inside the app: - Draw funds instantly from your approved business loan or line of credit - Make payments and view payment history - Connect your bank account securely for faster transactions - Download tax documents and statements whenever you need them - Get in touch with your Business Advisor to get answers and support you deserve Why choose Idea Financial? We believe in fast, flexible financing without the red tape. Our business funding options are built for growth, with competitive terms, no early repayment penalties, and borrowing limits up to $275,000. Whether you're investing in equipment, bridging cash flow gaps, or preparing for your next big opportunity, we're here to help your business thrive. Important Note: The Idea Financial app is for registered users only (active or former clients.) New to Idea Financial? Visit ideafinancial.com to apply for funding.

Screenshots

Quilo | PSB4 screens
Idea Financial4 screens

Verdict

The call

The clearest difference is rating: Idea Financial at 3.4 against Quilo | PSB's 1.0. Idea Financial also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Idea Financial holds the better App Store score, 3.4 against 1.0. Both are backed by a comparable volume of ratings — 4 and 7 respectively.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 18, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Quilo | PSB versus Idea Financial: the parameters behind the verdict, then further details
ParameterQuilo | PSBIdea Financial
PriceFreeFree
Rating1.0 (4 ratings)3.4 (7 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings47 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.414.0 — better
Further details — not scored
Size24 MB65 MB
Age rating4+17+
DeveloperPrinceville State BankIDEA 247 INC

Customer experience

Quilo | PSB

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Idea Financial

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Quilo | PSB

No in-app purchases

None

Idea Financial

No in-app purchases

Questions

Is Quilo | PSB free?
Quilo | PSB is free to download, with no in-app purchases.
Is Idea Financial free?
Idea Financial is free to download, with no in-app purchases.
Which has better reviews, Quilo | PSB or Idea Financial?
Idea Financial is rated higher. Quilo | PSB averages 1.0 out of 5 from 4 ratings, while Idea Financial averages 3.4 from 7 ratings.
Do Quilo | PSB or Idea Financial have ads?
Quilo | PSB shows ads; Idea Financial does not.
Which is updated more often, Quilo | PSB or Idea Financial?
Quilo | PSB ships an update every 2 months, and Idea Financial every 2 months. Most recently, Quilo | PSB was updated on October 18, 2026 and Idea Financial on October 24, 2026.

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