Comparison

Quilo | PSB vs Bridgeover

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Quilo | PSB

Apply for an installment loan and receive funds quickly. Use the money for debt consolidation or new purchases, with fixed repayment terms up to 60 months. No fees or penalties apply.

Highlights
  • Apply for installment loans
  • Access funds in seconds
  • Pay down credit card debt
  • Make new purchases
  • Fixed installments up to 60 months
  • No fees or penalties
Read full description

Apply for an installment loan and get access to funds in seconds. Use the funds to pay down credit card debt or make new purchases now, pay over time in fixed installments up to 60 months. No fees, no penalties. Loan eligibility depends on creditworthiness. Applicants must have a valid debit card. Application won't affect your credit history. Fixed rates between 6.99% APR to 19.99% APR. Loan amounts from $250 to $25,000 over 3 months to 60 months terms.

About

Bridgeover

Access your earned wages before payday to cover bills and unexpected expenses. Build up points as you work to withdraw funds instantly with no interest or fees. Monitor your finances with real-time alerts to avoid overdrafts.

Highlights
  • Early wage access
  • Build BridgePoints™
  • Instant withdrawals
  • No credit check or interest
  • Real-time account monitoring
  • Financial wellness tools
Read full description

Bridgeover is an employer-sponsored program. Please confirm with your employer whether they are partnered with Bridgeover before downloading the app. With Bridgeover, you can unlock your future wages before payday, ensuring timely bill payments, avoiding late fees or overdraft charges and simply tackling unforeseen expenses effortlessly. Bridgeover empowers you to manage your daily cash flow and finances effectively. 1. As you work, you build up your BridgePoints™ every day, enabling you to withdraw money at any time, with the press of a button. No credit check, No interest, Quick and easy. 2. Cutting-edge account monitoring technology provides you real-time alerts and analysis on your bank account and future expenses, so you are always prepared. 3. Secure and private: Your privacy is kept under the highest security level and your employer does not receive any information about your finances. Provided to you by your employer, free of charge! Simple steps to Financial Wellness: - Your employer offers you Bridgeover. - Register and start accumulating BridgePoints™. - Connect your bank account, monitor your balance and get real-time alerts to help you avoid overdrafts and NSF fees. - Get access to withdraw up to the lower of 30% of your bi-weekly net wage or $400 using the BridgePoints™ you accumulated. - We’ll debit your account for EXACTLY the amount you received with no interest (0% APR), no late payment fees, $0 transfer fees. LEGAL STUFF (1) Subject to eligibility and Bridgeover’s policies. Bridgeover services may not be available in all states. (2) Bridgeover is not a loan, a payday loan, cash loan, or personal loan app, nor an app to borrow money. - Minimum and maximum period for repayment - No repayment in full is required within 60 days or less, subject to compliance with Bridgeover’s advance eligibility conditions - Zero interest (0% APR) - Example : If you withdraw $200 to your account, there is a $0 transfer fee and your total repayment amount will be $200. Bridgeover is NOT affiliated with any loan apps, money apps, paycheck loans, or payday loans. Bridgeover protects your privacy and does not sell your personal data to third parties. Read more about our privacy policy: www.bridgeover.io/privacy-policy-v10 For more information please see Bridgeover’s terms and conditions: www.bridgeover.io/terms-of-use-v2-5

Screenshots

Quilo | PSB4 screens
Bridgeover3 screens

Verdict

The call

The clearest difference is rating: Bridgeover at 5.0 against Quilo | PSB's 1.0. Bridgeover also leads on monetization model (free vs ad-supported) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Bridgeover holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 4 respectively.

UpkeepUpdate frequency

Quilo | PSB ships an update every 2 months, Bridgeover monthly. The most recent releases landed on October 2, 2026 and September 17, 2026 respectively.

Scorecard3 real differences · 7 level
Quilo | PSB versus Bridgeover: the parameters behind the verdict, then further details
ParameterQuilo | PSBBridgeover
PriceFreeFree
Rating1.0 (4 ratings)5.0 (4 ratings) — better
Positive reviews—50.0% of reviews
Number of ratings44
Update frequencyEvery 2 monthsMonthly — better
AdsYesYes
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS14.4 — better15.1
Further details — not scored
Size24 MB49 MB
Age rating4+17+
DeveloperPrinceville State BankBridgeover Inc.

Customer experience

Quilo | PSB

All ratings4 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

Bridgeover

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews8 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

Quilo | PSB

No in-app purchases

None

Bridgeover

No in-app purchases

Questions

Is Quilo | PSB free?
Quilo | PSB is free to download, with no in-app purchases.
Is Bridgeover free?
Bridgeover is free to download, with no in-app purchases.
Which has better reviews, Quilo | PSB or Bridgeover?
Bridgeover is rated higher. Quilo | PSB averages 1.0 out of 5 from 4 ratings, while Bridgeover averages 5.0 from 4 ratings.
Do Quilo | PSB or Bridgeover have ads?
Both Quilo | PSB and Bridgeover show ads.
Which is updated more often, Quilo | PSB or Bridgeover?
Quilo | PSB ships an update every 2 months, and Bridgeover monthly. Most recently, Quilo | PSB was updated on October 2, 2026 and Bridgeover on September 17, 2026.

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