Comparison

Expense Tracker Money Spaces vs SubWatch

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker Money Spaces

This app helps you manage shared finances with family, friends, or roommates. Create budgets, track expenses, and collaborate on financial goals securely. It's like a personalized finance notebook for various needs, from allowances to trip planning.

Highlights
  • Create and share budgets
  • Collaborate on financial spaces
  • Track expenses and lists
  • Secure iCloud and CloudKit sync
  • Set up allowances
  • Split living expenses
  • Manage debts
Features
Read full description

MoneySpaces is, possibly, the ultimate budgeting app for families, couples, roommates, and more!  With MoneySpaces, you can easily create and share budgets, accounts, and money lists with anyone, whether it's your family, friends, or work colleagues. Plus, you can collaborate, comment, and manage your financial spaces together, all while keeping your information secure with iCloud and CloudKit. MoneySpaces lets you create budgets, accounts or any money lists and is perfect to help you track all of your expenses. Think of MoneySpaces as your own personal Notes app, but specifically designed for your finances.  It's simple, secure, and customizable, making it perfect for all sorts of budgeting needs.  For example, you can use MoneySpaces to set up allowances for your kids, split living expenses with your roommates, manage debts with your friends, plan a trip with shared expenses, track your travel expenses on a business trip, and even calculate the cost of events and parties! MoneySpaces is the perfect app for: * Family budget * Parents setting up allowances for their kids * Couples managing their budget * Roommates splitting living expenses * Students managing debts with their friends * Trips with friends, shared expenses * Travel expenses on a business trip * Event planning and cost calculation -------- MoneySpaces Premium: - Unlimited Transactions - Unlimited Spaces - Customization ---------- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription. Check our Terms - https://moneycoach.ai/terms-of-use/

About

SubWatch

Easily monitor all your recurring payments in one place. Get timely alerts before renewals to avoid unexpected charges and manage free trials effectively. Visualize your spending habits with insightful charts and organize subscriptions by category.

Highlights
  • All subscriptions in one place
  • Renewal reminders
  • Free trial tracking
  • Categorization
  • Spending charts
  • Multiple currency support
Features
Read full description

Subscriptions are quietly draining your bank account. SubWatch shows you exactly where every dollar goes — and warns you before the next charge hits. People who track their subscriptions typically find $200+ a year they were wasting on services they forgot about. WHY SUBWATCH • See every subscription and your true monthly + yearly total in one glance • Get reminded BEFORE a free trial converts to a paid charge • Know what renews this week, color-coded by urgency • Break spending down by category — streaming, music, cloud, fitness & more • 100% private: no account, no bank login, no tracking. Your data stays on your iPhone. NEVER GET SURPRISE-CHARGED Set a reminder for each subscription — same day, or 1, 3, or 7 days before it renews. Cancel trials in time, every time. BUILT FOR YOUR HOME SCREEN Add the SubWatch widget to see your monthly total and next renewal without opening the app. SUBWATCH PRO — one-time purchase, no recurring fee • Unlimited subscriptions (free tracks up to 5) • Home-screen widgets • Face ID / Touch ID app lock • Unlimited CSV export Pay once. Own it forever. No ads, ever. Download SubWatch and take back control of your subscriptions today.

Screenshots

Expense Tracker Money Spaces4 screens
SubWatch4 screens

Verdict

The call

The clearest difference is rating: SubWatch at 5.0 against Expense Tracker Money Spaces's 4.0. SubWatch also leads on monetization model (free vs freemium) and iOS requirement (16.0 vs 18.0). Expense Tracker Money Spaces's advantage is update cadence (every 3 weeks vs every 2 months) and ratings volume (4 vs 1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker Money Spaces sells 9 in-app purchases, starting at $2.99 per month and SubWatch sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

SubWatch holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Expense Tracker Money Spaces ships an update every 3 weeks, SubWatch every 2 months. The most recent releases landed on October 25, 2026 and October 15, 2026 respectively.

Scorecard6 real differences · 4 level
Expense Tracker Money Spaces versus SubWatch: the parameters behind the verdict, then further details
ParameterExpense Tracker Money SpacesSubWatch
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews37.5% of reviews—
Number of ratings4 — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree — better
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS18.016.0 — better
Further details — not scored
Size40 MB1 MB
Age rating4+4+
DeveloperMoneyCoach UGMd HASAN

Customer experience

Expense Tracker Money Spaces

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

SubWatch

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

9 purchases

Expense Tracker Money Spaces

Subscriptions8
  • Individual$2.991 Month
  • Family$4.991 Month
  • Individual$4.991 Month
Show 5 more
  • Family$9.991 Month
  • Premium7 Days trial$14.991 Year
  • Family7 Days trial$29.991 Year
  • Individual7 Days trial$39.991 Year
  • Family7 Days trial$99.991 Year
One-time1
  • Lifetime Premium$49.99
1 purchases

SubWatch

One-time1
  • SubWatch Pro$4.99

Questions

Is Expense Tracker Money Spaces free?
Expense Tracker Money Spaces is free to download, with in-app purchases available.
Is SubWatch free?
SubWatch is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker Money Spaces or SubWatch?
SubWatch is rated higher. Expense Tracker Money Spaces averages 4.0 out of 5 from 4 ratings, while SubWatch averages 5.0 from 1 ratings.
Do Expense Tracker Money Spaces or SubWatch have ads?
Neither Expense Tracker Money Spaces nor SubWatch shows ads.
Which is updated more often, Expense Tracker Money Spaces or SubWatch?
Expense Tracker Money Spaces ships an update every 3 weeks, and SubWatch every 2 months. Most recently, Expense Tracker Money Spaces was updated on October 25, 2026 and SubWatch on October 15, 2026.

Other comparisons