Comparison

Expense Tracker Money Spaces vs BreadStack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker Money Spaces

This app helps you manage shared finances with family, friends, or roommates. Create budgets, track expenses, and collaborate on financial goals securely. It's like a personalized finance notebook for various needs, from allowances to trip planning.

Highlights
  • Create and share budgets
  • Collaborate on financial spaces
  • Track expenses and lists
  • Secure iCloud and CloudKit sync
  • Set up allowances
  • Split living expenses
  • Manage debts
Features
Read full description

MoneySpaces is, possibly, the ultimate budgeting app for families, couples, roommates, and more!  With MoneySpaces, you can easily create and share budgets, accounts, and money lists with anyone, whether it's your family, friends, or work colleagues. Plus, you can collaborate, comment, and manage your financial spaces together, all while keeping your information secure with iCloud and CloudKit. MoneySpaces lets you create budgets, accounts or any money lists and is perfect to help you track all of your expenses. Think of MoneySpaces as your own personal Notes app, but specifically designed for your finances.  It's simple, secure, and customizable, making it perfect for all sorts of budgeting needs.  For example, you can use MoneySpaces to set up allowances for your kids, split living expenses with your roommates, manage debts with your friends, plan a trip with shared expenses, track your travel expenses on a business trip, and even calculate the cost of events and parties! MoneySpaces is the perfect app for: * Family budget * Parents setting up allowances for their kids * Couples managing their budget * Roommates splitting living expenses * Students managing debts with their friends * Trips with friends, shared expenses * Travel expenses on a business trip * Event planning and cost calculation -------- MoneySpaces Premium: - Unlimited Transactions - Unlimited Spaces - Customization ---------- Price may vary by location. Subscriptions will be charged to your credit card through your iTunes account. Your subscription will automatically renew unless canceled at least 24 hours before the end of the current period. You will not be able to cancel the subscription once activated. Manage your subscriptions in Account Settings after purchase. Any unused portion of a free trial period will be forfeited when the user purchases a subscription. Check our Terms - https://moneycoach.ai/terms-of-use/

About

BreadStack

This app helps you manage your money using the envelope budgeting method. Assign specific jobs to your dollars before you spend them, track real-time balances for each category, and gain insights into your spending habits to build savings.

Highlights
  • Unlimited spending envelopes
  • Customizable budget calculator
  • Savings goal tracking
  • Spending insights
  • Transaction history
  • Home screen widget
  • Parent portal
Features
Read full description

BreadStack: Envelope Budget App Take control of every dollar with the envelope budgeting method — the system proven to stop overspending and build real saving habits. BreadStack turns your money into spending stacks. Assign every dollar a job before it leaves your account. Know exactly what you have left for groceries, rent, fun money, and everything else — in real time. HOW IT WORKS Create stacks for each spending category. Set a budget. Spend. Your balances update as you go. No spreadsheets. No guessing. FEATURES • Spending Stacks — Unlimited envelopes for every category • Budget Calculator — 50/30/20, 70/20/10, or fully custom splits • Savings Goals — Track progress toward any financial goal • Spending Insights — See exactly where your money goes each month • Transaction History — Every dollar logged in one place • Home Screen Widget — Check balances without opening the app • Parent Portal — Share read-only access for family accountability • Dark mode, fully optimized WHY BREADSTACK Most budgeting apps track spending after the fact. BreadStack works before you spend. You see the limit before you swipe — so you stay in control. Built for college students, young professionals, and anyone ready to stop wondering where their money went. GET STARTED FREE Download free. No credit card required. Upgrade to Pro when you're ready for advanced features. Terms of Use: https://breadstackapp.com/terms Privacy Policy: https://breadstackapp.com/privacy

Screenshots

Expense Tracker Money Spaces4 screens
BreadStack4 screens

Verdict

The call

The clearest difference is rating: BreadStack at 5.0 against Expense Tracker Money Spaces's 4.0. BreadStack also leads on update cadence (every 3 days vs every 3 weeks). Expense Tracker Money Spaces's advantage is ratings volume (4 vs 1) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker Money Spaces sells 9 in-app purchases, starting at $2.99 per month and BreadStack sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

BreadStack holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

UpkeepUpdate frequency

Expense Tracker Money Spaces ships an update every 3 weeks, BreadStack every 3 days. The most recent releases landed on September 29, 2026 and September 22, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Tracker Money Spaces versus BreadStack: the parameters behind the verdict, then further details
ParameterExpense Tracker Money SpacesBreadStack
PriceFreeFree
Rating4.0 (4 ratings)5.0 (1 ratings) — better
Positive reviews37.5% of reviews—
Number of ratings4 — better1
Update frequencyEvery 3 weeksEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, Mac, Vision Pro — betteriPhone, iPad
Requires iOS18.017.0 — better
Further details — not scored
Size40 MB18 MB
Age rating4+4+
DeveloperMoneyCoach UGM&W Business Development LLC

Customer experience

Expense Tracker Money Spaces

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

BreadStack

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

9 purchases

Expense Tracker Money Spaces

Subscriptions8
  • Individual$2.991 Month
  • Family$4.991 Month
  • Individual$4.991 Month
Show 5 more
  • Family$9.991 Month
  • Premium7 Days trial$14.991 Year
  • Family7 Days trial$29.991 Year
  • Individual7 Days trial$39.991 Year
  • Family7 Days trial$99.991 Year
One-time1
  • Lifetime Premium$49.99
2 purchases

BreadStack

Subscriptions2
  • BreadStack Pro Weekly$2.997 Days
  • BreadStack Pro Yearly7 Days trial$39.991 Year

Questions

Is Expense Tracker Money Spaces free?
Expense Tracker Money Spaces is free to download, with in-app purchases available.
Is BreadStack free?
BreadStack is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker Money Spaces or BreadStack?
BreadStack is rated higher. Expense Tracker Money Spaces averages 4.0 out of 5 from 4 ratings, while BreadStack averages 5.0 from 1 ratings.
Do Expense Tracker Money Spaces or BreadStack have ads?
Neither Expense Tracker Money Spaces nor BreadStack shows ads.
Which is updated more often, Expense Tracker Money Spaces or BreadStack?
Expense Tracker Money Spaces ships an update every 3 weeks, and BreadStack every 3 days. Most recently, Expense Tracker Money Spaces was updated on September 29, 2026 and BreadStack on September 22, 2026.

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