Comparison

Z5Pay vs UPay Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Z5Pay

Features
Read full description

"Abra sua conta digital no Z5Pay. Evoluímos cada vez mais para que você tenha a melhor experiência, O Z5Pay oferece uma conta corrente completa e totalmente gratuita! Não perca tempo! Baixe agora o App e abra sua Conta Digital Aproveite uma conta completa e 100% gratuita"

About

UPay Digital

Features
Read full description

NÓS VAMOS ALÉM: SOLUÇÃO COMPLETA PARA SUAS FINANÇAS No aplicativo da UPay, você tem todos os serviços bancários que precisa, com a conveniência e a segurança de uma plataforma digital inovadora. Conta Escrow: Solução perfeita para garantir transações seguras. Pix: o meio mais rápido e prático de enviar e receber dinheiro. Boleto e TED: Emita cobranças e faça transferências de grandes valores, sem taxas ou limites diários. Antecipação de Recebíveis: Antecipe o pagamento de valores a receber com a UPay.

Screenshots

Z5Pay4 screens
UPay Digital4 screens

Verdict

The call

The clearest difference is update cadence: UPay Digital at every 2 months against Z5Pay's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Z5Pay ships an update every 6 months, UPay Digital every 2 months. The most recent releases landed on September 10, 2026 and July 25, 2026 respectively.

Scorecard1 real difference · 5 level
Z5Pay versus UPay Digital: the parameters behind the verdict, then further details
ParameterZ5PayUPay Digital
PriceFreeFree
Update frequencyEvery 6 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better13.4
Further details — not scored
Size44 MB29 MB
Age rating4+17+
DeveloperZ5 SERVICOS FINANCEIROS E GESTAO DE PAGAMENTO LTDAUpay Instituicao de Pagamento SA

In-app purchases

None

Z5Pay

No in-app purchases

None

UPay Digital

No in-app purchases

Questions

Is Z5Pay free?
Z5Pay is free to download, with no in-app purchases.
Is UPay Digital free?
UPay Digital is free to download, with no in-app purchases.
Do Z5Pay or UPay Digital have ads?
Neither Z5Pay nor UPay Digital shows ads.
Which is updated more often, Z5Pay or UPay Digital?
Z5Pay ships an update every 6 months, and UPay Digital every 2 months. Most recently, Z5Pay was updated on September 10, 2026 and UPay Digital on July 25, 2026.

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