Comparison

Stack Wallet by Cypher Stack vs Koinfold Pay 2.0

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack Wallet by Cypher Stack

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

Highlights
  • Open source software
  • Supports 10 cryptocurrencies
  • On-device private key storage
  • Easy backup and restore
  • Custom address book
  • Favorite wallets with fast syncing
  • Custom Nodes
Features
Read full description

Stack Wallet is a fully open source cryptocurrency wallet. With an easy to use user interface and quick and speedy transactions, this wallet is ideal for anyone no matter how much they know about the cryptocurrency space. The app is actively maintained to provide new user friendly features. Highlights include: 10 Different cryptocurrencies All private keys and seeds stay on device and are never shared. Easy backup and restore feature to save all the information that's important to you. Custom address book Favorite wallets with fast syncing Custom Nodes. Open source software.

About

Koinfold Pay 2.0

This app allows users to buy and sell cryptocurrencies, gold, and silver. It supports transactions via Solana and MoonPay, offering a wide range of digital assets and precious metals.

Highlights
  • Buy and sell crypto
  • Trade gold and silver
  • Cryptocurrency swaps via Solana
  • Secure transactions with MoonPay
  • Support for 80+ coins
Features
Read full description

"Koinfold™ 2.0: Crypto & Precious Metals! Buy Gold and Silver with Cryptocurrency via BullionStar. Swap via Solana, trade 80+ coins, and enjoy fast, secure transactions with MoonPay."

Screenshots

Stack Wallet by Cypher Stack4 screens
Koinfold Pay 2.04 screens

Verdict

The call

The clearest difference is review sentiment: Koinfold Pay 2.0 at 100% against Stack Wallet by Cypher Stack's 65%. Koinfold Pay 2.0 also leads on rating (4.5 vs 4.0) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Koinfold Pay 2.0 holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 27 and 47 respectively. Written reviews point the same way: 65% of Stack Wallet by Cypher Stack's written reviews are positive against 100% of Koinfold Pay 2.0's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 3, 2026.

Scorecard3 real differences · 7 level
Stack Wallet by Cypher Stack versus Koinfold Pay 2.0: the parameters behind the verdict, then further details
ParameterStack Wallet by Cypher StackKoinfold Pay 2.0
PriceFreeFree
Rating4.0 (27 ratings)4.5 (47 ratings) — better
Positive reviews64.7% of reviews100.0% of reviews — better
Number of ratings2747 — better
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size265 MB59 MB
Age rating4+17+
DeveloperCypher Stack LLCKYN CAPITAL GROUP, INC

Customer experience

Stack Wallet by Cypher Stack

All ratings27 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews17 reviews
Positive64.7%
Neutral0.0%
Negative35.3%

Koinfold Pay 2.0

All ratings45 ratings
Positive91.1%
Neutral0.0%
Negative8.9%
Written reviews14 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Stack Wallet by Cypher Stack

No in-app purchases

None

Koinfold Pay 2.0

No in-app purchases

Questions

Is Stack Wallet by Cypher Stack free?
Stack Wallet by Cypher Stack is free to download, with no in-app purchases.
Is Koinfold Pay 2.0 free?
Koinfold Pay 2.0 is free to download, with no in-app purchases.
Which has better reviews, Stack Wallet by Cypher Stack or Koinfold Pay 2.0?
Koinfold Pay 2.0 is rated higher. Stack Wallet by Cypher Stack averages 4.0 out of 5 from 27 ratings, while Koinfold Pay 2.0 averages 4.5 from 47 ratings.
Do Stack Wallet by Cypher Stack or Koinfold Pay 2.0 have ads?
Neither Stack Wallet by Cypher Stack nor Koinfold Pay 2.0 shows ads.
Which is updated more often, Stack Wallet by Cypher Stack or Koinfold Pay 2.0?
Stack Wallet by Cypher Stack ships an update monthly, and Koinfold Pay 2.0 monthly. Most recently, Stack Wallet by Cypher Stack was updated on November 3, 2026 and Koinfold Pay 2.0 on November 3, 2026.

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