Stack Wallet by Cypher Stack vs Nimiq Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stack Wallet by Cypher Stack
A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.
- Open source software
- Supports 10 cryptocurrencies
- On-device private key storage
- Easy backup and restore
- Custom address book
- Favorite wallets with fast syncing
- Custom Nodes
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Stack Wallet is a fully open source cryptocurrency wallet. With an easy to use user interface and quick and speedy transactions, this wallet is ideal for anyone no matter how much they know about the cryptocurrency space. The app is actively maintained to provide new user friendly features. Highlights include: 10 Different cryptocurrencies All private keys and seeds stay on device and are never shared. Easy backup and restore feature to save all the information that's important to you. Custom address book Favorite wallets with fast syncing Custom Nodes. Open source software.
Nimiq Pay
This self-custodial app facilitates instant crypto payments using NIM and BTC Lightning. Discover locations accepting digital currency on an interactive map, earn rewards through loyalty programs, and deepen your crypto knowledge with Learn-to-Earn activities.
- Instant crypto transactions
- NIM and BTC Lightning support
- Crypto acceptance map
- Learn-to-Earn activities
- Loyalty rewards (cashback, referral bonuses)
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Unlock the power of Nimiq Pay for your crypto payments. This self-custodial app provides instant transactions with NIM and BTC Lightning, with upcoming integrations and compatibility with existing payment schemes such as Bluecode. Discover Mini Apps that bring new services and experiences directly into Nimiq Pay. Explore the interactive crypto acceptance map to find locations that welcome digital currency. Nimiq Pay elevates your payment experience with swift, secure, and rewarding features.
Screenshots
Verdict
The clearest difference is rating: Nimiq Pay at 5.0 against Stack Wallet by Cypher Stack's 4.0. Nimiq Pay also leads on review sentiment (100% vs 65%). Stack Wallet by Cypher Stack's advantage is ratings volume (27 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nimiq Pay holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Stack Wallet by Cypher Stack has 27 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of Stack Wallet by Cypher Stack's written reviews are positive against 100% of Nimiq Pay's.
Stack Wallet by Cypher Stack ships an update monthly, Nimiq Pay every 3 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | Stack Wallet by Cypher Stack | Nimiq Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (27 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 64.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 27 — better | 1 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 265 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | Cypher Stack LLC | Nimiq Labs Ltd |
Customer experience
Stack Wallet by Cypher Stack
Nimiq Pay
In-app purchases
Stack Wallet by Cypher Stack
No in-app purchases
Nimiq Pay
No in-app purchases
Questions
Is Stack Wallet by Cypher Stack free?
Is Nimiq Pay free?
Which has better reviews, Stack Wallet by Cypher Stack or Nimiq Pay?
Do Stack Wallet by Cypher Stack or Nimiq Pay have ads?
Which is updated more often, Stack Wallet by Cypher Stack or Nimiq Pay?
Other comparisons
