Comparison

Stack Wallet by Cypher Stack vs Zkool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack Wallet by Cypher Stack

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

Highlights
  • Open source software
  • Supports 10 cryptocurrencies
  • On-device private key storage
  • Easy backup and restore
  • Custom address book
  • Favorite wallets with fast syncing
  • Custom Nodes
Features
Read full description

Stack Wallet is a fully open source cryptocurrency wallet. With an easy to use user interface and quick and speedy transactions, this wallet is ideal for anyone no matter how much they know about the cryptocurrency space. The app is actively maintained to provide new user friendly features. Highlights include: 10 Different cryptocurrencies All private keys and seeds stay on device and are never shared. Easy backup and restore feature to save all the information that's important to you. Custom address book Favorite wallets with fast syncing Custom Nodes. Open source software.

About

Zkool

This multi-account wallet offers robust support for various Zcash account types and key derivations. It allows independent management of each account, with options to park unused ones and export data for security. Designed for advanced users prioritizing flexibility and privacy.

Highlights
  • Multi-account Zcash wallet
  • Supports diverse key derivation methods
  • Independent account synchronization
  • Address rotation for transparent funds
  • Export/import individual accounts
  • Encrypted wallet files
Features
Read full description

Zkool is a multi-account wallet for Zcash designed to support a wide variety of account types and use cases. It is compatible with nearly every major form of Zcash key derivation and wallet structure. Users can create accounts from seed phrases of 12, 18, 21, or 24 words (with optional passwords), or from other formats including: Unified Viewing Keys (UVKs), whether complete or partial Legacy shielded extended keys (secret or viewing keys from zcashd) Transparent keys, such as xpub/xprv (compatible with Electrum and BIP-32 wallets) BIP-44 derived seed phrases (used by Exodus, Ledger, and other transparent wallets) Transparent secret keys exported from other wallets Existing Ywallet accounts Zkool is designed to manage each account independently. Each has its own synchronization state and can be included or excluded from global sync. This allows users to "park" unused accounts—disabling them to avoid sync delays—then re-enable and update them later as needed. Furthermore, Zkool allows exporting individual accounts (including all associated data like notes, spends, and witnesses) to encrypted files, which can be reimported into another wallet. Entire wallet files can also be encrypted for security. Functionally, Zkool matches the shielded capabilities of Ywallet. It minimizes cross-pool usage, supports user selection of pools, and enables multi-recipient payments. It also offers improved privacy strategies for transparent funds without forcing auto-shielding. Instead of requiring shielding (as seen in other wallets like Zashi or Zingo), Zkool enables address rotation to mitigate privacy risks for transparent addresses. However, Zkool does have limitations. Its user interface is minimal and basic—functional but not visually polished. While easy to understand, it lacks many modern features found in other wallets. Missing elements include: No address book (due to the complex nature of diversified Zcash addresses) No integrated key management tool No market data charts No option to change the reference currency (fixed to USD) No tool for manually transferring between shielded and transparent pools No third-party swap service integrations No expense tracking features No automatic shielding of funds Overall, Zkool is a technically robust and flexible wallet for Zcash power users who need advanced account support and privacy management, though it sacrifices user interface sophistication and convenience features in favor of core functionality.

Screenshots

Stack Wallet by Cypher Stack4 screens
Zkool4 screens

Verdict

The call

The clearest difference is rating: Zkool at 5.0 against Stack Wallet by Cypher Stack's 4.0. Zkool also leads on review sentiment (100% vs 65%) and update cadence (weekly vs monthly). Stack Wallet by Cypher Stack's advantage is ratings volume (27 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zkool holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Stack Wallet by Cypher Stack has 27 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 65% of Stack Wallet by Cypher Stack's written reviews are positive against 100% of Zkool's.

UpkeepUpdate frequency

Stack Wallet by Cypher Stack ships an update monthly, Zkool weekly. The most recent releases landed on September 23, 2026 and October 2, 2026 respectively.

Scorecard5 real differences · 5 level
Stack Wallet by Cypher Stack versus Zkool: the parameters behind the verdict, then further details
ParameterStack Wallet by Cypher StackZkool
PriceFreeFree
Rating4.0 (27 ratings)5.0 (1 ratings) — better
Positive reviews64.7% of reviews100.0% of reviews — better
Number of ratings27 — better1
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size265 MB114 MB
Age rating4+4+
DeveloperCypher Stack LLCYcash Foundation

Customer experience

Stack Wallet by Cypher Stack

All ratings27 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews17 reviews
Positive64.7%
Neutral0.0%
Negative35.3%

Zkool

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Stack Wallet by Cypher Stack

No in-app purchases

None

Zkool

No in-app purchases

Questions

Is Stack Wallet by Cypher Stack free?
Stack Wallet by Cypher Stack is free to download, with no in-app purchases.
Is Zkool free?
Zkool is free to download, with no in-app purchases.
Which has better reviews, Stack Wallet by Cypher Stack or Zkool?
Zkool is rated higher. Stack Wallet by Cypher Stack averages 4.0 out of 5 from 27 ratings, while Zkool averages 5.0 from 1 ratings.
Do Stack Wallet by Cypher Stack or Zkool have ads?
Neither Stack Wallet by Cypher Stack nor Zkool shows ads.
Which is updated more often, Stack Wallet by Cypher Stack or Zkool?
Stack Wallet by Cypher Stack ships an update monthly, and Zkool weekly. Most recently, Stack Wallet by Cypher Stack was updated on September 23, 2026 and Zkool on October 2, 2026.

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