Comparison

Stack Wallet by Cypher Stack vs Monfluo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stack Wallet by Cypher Stack

A fully open-source cryptocurrency wallet designed for ease of use, supporting 10 different cryptocurrencies. It prioritizes user security with private keys stored on-device and offers features like custom address books and favorite wallets for efficient management.

Highlights
  • Open source software
  • Supports 10 cryptocurrencies
  • On-device private key storage
  • Easy backup and restore
  • Custom address book
  • Favorite wallets with fast syncing
  • Custom Nodes
Features
Read full description

Stack Wallet is a fully open source cryptocurrency wallet. With an easy to use user interface and quick and speedy transactions, this wallet is ideal for anyone no matter how much they know about the cryptocurrency space. The app is actively maintained to provide new user friendly features. Highlights include: 10 Different cryptocurrencies All private keys and seeds stay on device and are never shared. Easy backup and restore feature to save all the information that's important to you. Custom address book Favorite wallets with fast syncing Custom Nodes. Open source software.

About

Monfluo

Manage your money, track expenses, and create budgets with this personal finance app. Gain insights into spending habits, set savings goals, and improve financial management with smart tools and a simple interface.

Highlights
  • Expense Tracker
  • Budget Planner
  • Income and Expense Management
  • Savings Goals
  • Simple Interface
  • Financial Reports
Read full description

Monfluo Mobile: Wallet-App is your all-in-one personal finance app built to help you manage money smarter, track expenses effortlessly, and stay in control of your financial life. Whether you want to monitor daily spending, create monthly budgets, save money, or improve your financial habits, Monfluo gives you the tools you need in one secure and easy-to-use wallet experience. Track every expense with precision using the built-in Expense Tracker and gain real-time insights into your spending habits. Organize transactions into categories, monitor income and expenses, and understand exactly where your money goes each month. Clear financial reports and smart analytics make budgeting simple and stress-free. Create personalized budgets that match your lifestyle and financial goals. Monfluo Mobile helps you reduce unnecessary spending, build better saving habits, and stay organized with intelligent budgeting tools and spending alerts. From groceries and bills to entertainment and travel, every expense is easy to manage. Designed with a modern interface, Monfluo Mobile delivers a fast, secure, and feather-light experience for personal finance management. Whether you are a student, professional, freelancer, or family manager, the app adapts to your financial needs and helps you stay organized anytime, anywhere. Key Features • Expense Tracker for daily spending • Budget Planner with custom monthly budgets • Income and Expense Management • Savings Goals and Money Tracking • Simple and Feather-Light Interface • Personal Finance and Money Management Tools Monfluo Mobile: Wallet-App is more than a budgeting app — it’s your smart financial companion for tracking expenses, planning budgets, saving money, and building better financial habits every day.

Screenshots

Stack Wallet by Cypher Stack4 screens
Monfluo4 screens

Verdict

The call

The clearest difference is review sentiment: Stack Wallet by Cypher Stack at 65% against Monfluo's 0%. Monfluo's advantage is update cadence (every 5 days vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stack Wallet by Cypher Stack ships an update monthly, Monfluo every 5 days. The most recent releases landed on September 23, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Stack Wallet by Cypher Stack versus Monfluo: the parameters behind the verdict, then further details
ParameterStack Wallet by Cypher StackMonfluo
PriceFreeFree
Rating4.0 (27 ratings) — better—
Positive reviews64.7% of reviews — better0.0% of reviews
Number of ratings27 — better—
Update frequencyMonthlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size265 MB4 MB
Age rating4+4+
DeveloperCypher Stack LLCPEAK HONOUR INTERNATIONAL LIMITED

Customer experience

Stack Wallet by Cypher Stack

All ratings27 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews17 reviews
Positive64.7%
Neutral0.0%
Negative35.3%

Monfluo

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Stack Wallet by Cypher Stack

No in-app purchases

None

Monfluo

No in-app purchases

Questions

Is Stack Wallet by Cypher Stack free?
Stack Wallet by Cypher Stack is free to download, with no in-app purchases.
Is Monfluo free?
Monfluo is free to download, with no in-app purchases.
Do Stack Wallet by Cypher Stack or Monfluo have ads?
Neither Stack Wallet by Cypher Stack nor Monfluo shows ads.
Which is updated more often, Stack Wallet by Cypher Stack or Monfluo?
Stack Wallet by Cypher Stack ships an update monthly, and Monfluo every 5 days. Most recently, Stack Wallet by Cypher Stack was updated on September 23, 2026 and Monfluo on October 3, 2026.

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