Comparison

Oxygen Mobile Access vs CTMFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oxygen Mobile Access

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

Highlights
  • Pay bills
  • Transfer funds
  • Access account balance
  • View transaction history
  • Redraw home loan funds
  • Daily transfer limit
Features
Read full description

Mobile Access from Oxygen is here! Pay bills and transfer funds to anywhere in Australia Access your account balance and transaction history whenever you want Redraw funds from your home loan account, fast Transfer up to $10,000 a day It's safe, protecting you and your account information By using Loan One Mobile Access you agree to our Terms and Conditions as set out at https://online.originmms.com.au/ib/oxygen/Terms

About

CTMFB

This financial management app provides access to credit, payment solutions, and investment opportunities. It offers tools for personal finance management and allows users to open a digital bank account quickly. The service is licensed and insured in Nigeria.

Highlights
  • Access to credit
  • Simple payment solutions
  • High-yield investment opportunities
  • Personal financial management tools
  • Digital bank account opening
  • Licensed and insured services
Features
Read full description

We empower individuals with access to credit, simple payments solutions, high-yield investment opportunities and easy-to-use tools for personal financial management. CTMFB is headquartered in Ekiti State, Nigeria. Our Mission We think that credit and high-quality financial services are not impossible. Therefore, we aim to provide all individuals with the financial resources they need to live a dignified and prosperous life. Digital bank made for you Open a new CTMFB account from your phone and follow the simple registration steps to register an account in minutes. CTMFB (RC161772) is licensed by the cbn and insured by the NDIC in Nigeria.

Screenshots

Oxygen Mobile Access4 screens
CTMFB4 screens

Verdict

The call

The clearest difference is rating: CTMFB at 3.3 against Oxygen Mobile Access's 3.0. CTMFB also leads on ratings volume (6 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CTMFB holds the better App Store score, 3.3 against 3.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

UpkeepUpdate frequency

Oxygen Mobile Access ships an update every 2 weeks, CTMFB monthly. The most recent releases landed on September 29, 2026 and September 24, 2026 respectively.

Scorecard2 real differences · 8 level
Oxygen Mobile Access versus CTMFB: the parameters behind the verdict, then further details
ParameterOxygen Mobile AccessCTMFB
PriceFreeFree
Rating3.0 (2 ratings)3.3 (6 ratings) — better
Positive reviews—0.0% of reviews
Number of ratings26 — better
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.1 — better15.5
Further details — not scored
Size73 MB76 MB
Age rating4+4+
DeveloperOrigin Mortgage Management Services Pty LtdPrunny LLC

Customer experience

Oxygen Mobile Access

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

CTMFB

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Oxygen Mobile Access

No in-app purchases

None

CTMFB

No in-app purchases

Questions

Is Oxygen Mobile Access free?
Oxygen Mobile Access is free to download, with no in-app purchases.
Is CTMFB free?
CTMFB is free to download, with no in-app purchases.
Which has better reviews, Oxygen Mobile Access or CTMFB?
CTMFB is rated higher. Oxygen Mobile Access averages 3.0 out of 5 from 2 ratings, while CTMFB averages 3.3 from 6 ratings.
Do Oxygen Mobile Access or CTMFB have ads?
Neither Oxygen Mobile Access nor CTMFB shows ads.
Which is updated more often, Oxygen Mobile Access or CTMFB?
Oxygen Mobile Access ships an update every 2 weeks, and CTMFB monthly. Most recently, Oxygen Mobile Access was updated on September 29, 2026 and CTMFB on September 24, 2026.

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