Oxygen Mobile Access vs Sofri Trust
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Oxygen Mobile Access
Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.
- Pay bills
- Transfer funds
- Access account balance
- View transaction history
- Redraw home loan funds
- Daily transfer limit
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Mobile Access from Oxygen is here! Pay bills and transfer funds to anywhere in Australia Access your account balance and transaction history whenever you want Redraw funds from your home loan account, fast Transfer up to $10,000 a day It's safe, protecting you and your account information By using Loan One Mobile Access you agree to our Terms and Conditions as set out at https://online.originmms.com.au/ib/oxygen/Terms
Sofri Trust
This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.
- Nano loans with flexible repayment
- Bill payments
- Send and receive funds
- Monitor beneficiary network uptime
- Digital banking services
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Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.
Screenshots
Verdict
The clearest difference is rating: Oxygen Mobile Access at 3.0 against Sofri Trust's 2.4. Oxygen Mobile Access also leads on device support (3 vs 1). Sofri Trust's advantage is ratings volume (15 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Oxygen Mobile Access holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: Sofri Trust has 15 ratings behind it against 2, so its average is the more settled of the two.
Oxygen Mobile Access ships an update every 2 weeks, Sofri Trust fortnightly. The most recent releases landed on September 29, 2026 and September 9, 2026 respectively.
| Parameter | Oxygen Mobile Access | Sofri Trust |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | 2.4 (15 ratings) |
| Positive reviews | — | 9.1% of reviews |
| Number of ratings | 2 | 15 — better |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 16.0 |
| Further details — not scored | ||
| Size | 73 MB | 94 MB |
| Age rating | 4+ | 17+ |
| Developer | Origin Mortgage Management Services Pty Ltd | DLM CAPITAL GROUP LIMITED |
Customer experience
Oxygen Mobile Access
Sofri Trust
In-app purchases
Oxygen Mobile Access
No in-app purchases
Sofri Trust
No in-app purchases





