Comparison

Oxygen Mobile Access vs Sofri Trust

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Oxygen Mobile Access

Manage your finances on the go with this app. Easily pay bills, transfer funds across Australia, and access your account details. You can also redraw funds from your home loan account, with daily transfer limits.

Highlights
  • Pay bills
  • Transfer funds
  • Access account balance
  • View transaction history
  • Redraw home loan funds
  • Daily transfer limit
Features
Read full description

Mobile Access from Oxygen is here! Pay bills and transfer funds to anywhere in Australia Access your account balance and transaction history whenever you want Redraw funds from your home loan account, fast Transfer up to $10,000 a day It's safe, protecting you and your account information By using Loan One Mobile Access you agree to our Terms and Conditions as set out at https://online.originmms.com.au/ib/oxygen/Terms

About

Sofri Trust

This digital banking app offers nano loans with flexible repayment options, bill payments, and fund transfers. Users can also monitor the network uptime of beneficiary banks within a single platform.

Highlights
  • Nano loans with flexible repayment
  • Bill payments
  • Send and receive funds
  • Monitor beneficiary network uptime
  • Digital banking services
Features
Read full description

Sofri: Your one-stop digital bank. Access nano loans with flexible repayment plans, pay bills, send & receive funds, and monitor beneficiary banks' network uptime—all in one app.

Screenshots

Oxygen Mobile Access4 screens
Sofri Trust4 screens

Verdict

The call

The clearest difference is rating: Oxygen Mobile Access at 3.0 against Sofri Trust's 2.4. Oxygen Mobile Access also leads on device support (3 vs 1). Sofri Trust's advantage is ratings volume (15 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Oxygen Mobile Access holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: Sofri Trust has 15 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Oxygen Mobile Access ships an update every 2 weeks, Sofri Trust fortnightly. The most recent releases landed on September 29, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
Oxygen Mobile Access versus Sofri Trust: the parameters behind the verdict, then further details
ParameterOxygen Mobile AccessSofri Trust
PriceFreeFree
Rating3.0 (2 ratings) — better2.4 (15 ratings)
Positive reviews—9.1% of reviews
Number of ratings215 — better
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better16.0
Further details — not scored
Size73 MB94 MB
Age rating4+17+
DeveloperOrigin Mortgage Management Services Pty LtdDLM CAPITAL GROUP LIMITED

Customer experience

Oxygen Mobile Access

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Sofri Trust

All ratings15 ratings
Positive26.7%
Neutral20.0%
Negative53.3%
Written reviews11 reviews
Positive9.1%
Neutral9.1%
Negative81.8%

In-app purchases

None

Oxygen Mobile Access

No in-app purchases

None

Sofri Trust

No in-app purchases

Questions

Is Oxygen Mobile Access free?
Oxygen Mobile Access is free to download, with no in-app purchases.
Is Sofri Trust free?
Sofri Trust is free to download, with no in-app purchases.
Which has better reviews, Oxygen Mobile Access or Sofri Trust?
Oxygen Mobile Access is rated higher. Oxygen Mobile Access averages 3.0 out of 5 from 2 ratings, while Sofri Trust averages 2.4 from 15 ratings.
Do Oxygen Mobile Access or Sofri Trust have ads?
Neither Oxygen Mobile Access nor Sofri Trust shows ads.
Which is updated more often, Oxygen Mobile Access or Sofri Trust?
Oxygen Mobile Access ships an update every 2 weeks, and Sofri Trust fortnightly. Most recently, Oxygen Mobile Access was updated on September 29, 2026 and Sofri Trust on September 9, 2026.

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