Dime vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Dime
This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.
- 100% free forever
- Insightful expenditure breakdowns
- Budget creation and tracking
- Recurring expense management
- iCloud sync across devices
- Custom expense input reminders
- Biometric data protection
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Why You’ll Love Dime: • 100% free forever, with no paywall or ads. • Beautifully iOS-centric design, with simplicity at its core. • Insightful expenditure breakdowns over various time periods. • Create budgets based on expense categories and stick to them. • Create recurring expenses with custom time frames. • Sync your expenses, categories and budgets with other devices via iCloud. • Custom reminders to input your expenses. • Biometric authentication to protect your data. • Home screen quick actions make capturing new expenses a breeze. • A gorgeous night theme for dark mode fanatics. • Informative home and lock screen widgets keep you updated at a glance. Dime was built by a solo student developer looking to kickstart his programming journey. If you have any questions or feedback, feel free to get in touch through the app or via Instagram @camerafael. Start monitoring your expenditure and take ownership over your finances with Dime.
Spending Tracker
Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.
- Create and share budgets
- Track and categorize expenses
- Photo receipt capture
- On-device receipt recognition
- Clear spending reports
- iCloud synchronization
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YouSpend – Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No ads and no tracking. - No connection to bank accounts. - No external analytics or crash reporting SDKs. - On-device receipt recognition. - Share budgets with the people you invite. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: [https://youspend.app/terms](https://youspend.app/terms) Apple Standard EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://youspend.app/privacy](https://youspend.app/privacy)
Screenshots
Verdict
The clearest difference is monetization model: Dime at free against Spending Tracker's free with in-app purchases. Dime also leads on iOS requirement (15.0 vs 26.0). Spending Tracker's advantage is update cadence (every 8 days vs every 3 weeks) and review sentiment (100% vs 90%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Dime sells 3 one-off in-app purchases and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Dime ships an update every 3 weeks, Spending Tracker every 8 days. Both last shipped on October 25, 2026.
| Parameter | Dime | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (318 ratings) — better | — |
| Positive reviews | 90.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 318 — better | — |
| Update frequency | Every 3 weeks | Every 8 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.0 — better | 26.0 |
| Further details — not scored | ||
| Size | 32 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Rafael Soh | Nino Gjoni |
Customer experience
Dime
Spending Tracker
Bugs and requests
Dime
Reported bugs
3 issues- Entries randomly disappearing
- Crashes and freezes on certain devices
- Widget not working as expected
Requested features
6 requests- Add income tracking
- Implement biweekly budget option
- Allow more category customization
- Integrate with external accounts (e.g., bank, credit cards)
- Implement receipt/check scanning with AI categorization
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- Add ability to create multiple accounts
Spending Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Dime
- Small Tip$2.99
- Medium Tip$4.99
- Large Tip$7.99
Spending Tracker
- YouSpend Premium Monthly$0.991 Month
- YouSpend Premium Yearly$8.991 Year
- YouSpend Premium Lifetime$17.99









