Comparison

Dime vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Dime

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

Highlights
  • 100% free forever
  • Insightful expenditure breakdowns
  • Budget creation and tracking
  • Recurring expense management
  • iCloud sync across devices
  • Custom expense input reminders
  • Biometric data protection
Features
Read full description

Why You’ll Love Dime: • 100% free forever, with no paywall or ads. • Beautifully iOS-centric design, with simplicity at its core. • Insightful expenditure breakdowns over various time periods. • Create budgets based on expense categories and stick to them. • Create recurring expenses with custom time frames. • Sync your expenses, categories and budgets with other devices via iCloud. • Custom reminders to input your expenses. • Biometric authentication to protect your data. • Home screen quick actions make capturing new expenses a breeze. • A gorgeous night theme for dark mode fanatics. • Informative home and lock screen widgets keep you updated at a glance. Dime was built by a solo student developer looking to kickstart his programming journey. If you have any questions or feedback, feel free to get in touch through the app or via Instagram @camerafael. Start monitoring your expenditure and take ownership over your finances with Dime.

About

Spending Tracker

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

Highlights
  • Create and share budgets
  • Track and categorize expenses
  • Photo receipt capture
  • On-device receipt recognition
  • Clear spending reports
  • iCloud synchronization
Features
Read full description

YouSpend – Expense Tracker & Budget Planner YouSpend is your everyday expense tracker, budget planner, and personal finance manager. Organize your money, keep receipts in one place, and manage shared budgets with your partner, family, or friends, all without connecting your bank accounts. Whether you’re managing household bills, planning a trip, or keeping an eye on daily spending, YouSpend helps you understand where your money goes. BUDGETS FOR EVERY PART OF LIFE - Create wallets and separate budgets for groceries, travel, household expenses, and personal projects. - Use each wallet as a digital budget jar to organize related budgets and see how much you have left. - Choose monthly, trip, or all-time budgets to match the way you spend. TRACK EXPENSES IN SECONDS - Record everyday spending, from your morning coffee and daily transit to shopping and dining out. - Categorize each expense and assign it to the right budget. - Set up recurring expenses for regular bills and subscriptions instead of entering the same payments every time. MANAGE SHARED SPENDING TOGETHER - Share wallets and budgets with invited people. - Plan with your partner, manage family expenses, or track spending on a trip with friends. - Keep personal spending separate while staying up to date on the budgets you share. KEEP YOUR RECEIPTS ORGANIZED - Take photos of receipts or select images from your photo library. - Use the built-in receipt scanner to recognize merchants, dates, and amounts with Apple Vision. - Attach receipts to expenses so the details are easy to find later. - Receipt recognition happens directly on your device. UNDERSTAND YOUR SPENDING - See where your money goes with clear category breakdowns and spending trends. - Check your remaining budget to help plan your next purchase. - Export expenses as Excel (.xlsx) or CSV files for use in spreadsheets and other apps. MADE FOR IPHONE AND IPAD - Enjoy an easy-to-use interface with layouts optimized for iPhone and iPad. - Switch seamlessly between light and Dark Mode. - Keep your data synced across your Apple devices through iCloud and CloudKit. PRIVACY FROM THE START - No ads and no tracking. - No connection to bank accounts. - No external analytics or crash reporting SDKs. - On-device receipt recognition. - Share budgets with the people you invite. Less guesswork. More clarity. Your spending, organized with YouSpend. TERMS & PRIVACY YouSpend Terms of Use: [https://youspend.app/terms](https://youspend.app/terms) Apple Standard EULA: [https://www.apple.com/legal/internet-services/itunes/dev/stdeula/](https://www.apple.com/legal/internet-services/itunes/dev/stdeula/) Privacy Policy: [https://youspend.app/privacy](https://youspend.app/privacy)

Screenshots

Dime4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is monetization model: Dime at free against Spending Tracker's free with in-app purchases. Dime also leads on iOS requirement (15.0 vs 26.0). Spending Tracker's advantage is update cadence (every 8 days vs every 3 weeks) and review sentiment (100% vs 90%). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Dime sells 3 one-off in-app purchases and Spending Tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Dime ships an update every 3 weeks, Spending Tracker every 8 days. Both last shipped on October 25, 2026.

Scorecard4 real differences · 6 level
Dime versus Spending Tracker: the parameters behind the verdict, then further details
ParameterDimeSpending Tracker
PriceFreeFree
Rating4.8 (318 ratings) — better—
Positive reviews90.0% of reviews100.0% of reviews — better
Number of ratings318 — better—
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.0
Further details — not scored
Size32 MB14 MB
Age rating4+4+
DeveloperRafael SohNino Gjoni

Customer experience

Dime

All ratings315 ratings
Positive94.3%
Neutral2.9%
Negative2.9%
Written reviews230 reviews
Positive90.0%
Neutral5.2%
Negative4.8%

Spending Tracker

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Dime

Reported bugs

3 issues
  • Entries randomly disappearing
  • Crashes and freezes on certain devices
  • Widget not working as expected

Requested features

6 requests
  • Add income tracking
  • Implement biweekly budget option
  • Allow more category customization
  • Integrate with external accounts (e.g., bank, credit cards)
  • Implement receipt/check scanning with AI categorization
Show 1 more
  • Add ability to create multiple accounts

Spending Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Dime

One-time3
  • Small Tip$2.99
  • Medium Tip$4.99
  • Large Tip$7.99
3 purchases

Spending Tracker

Subscriptions2
  • YouSpend Premium Monthly$0.991 Month
  • YouSpend Premium Yearly$8.991 Year
One-time1
  • YouSpend Premium Lifetime$17.99

Questions

Is Dime free?
Dime is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Do Dime or Spending Tracker have ads?
Neither Dime nor Spending Tracker shows ads.
Which is updated more often, Dime or Spending Tracker?
Dime ships an update every 3 weeks, and Spending Tracker every 8 days. Most recently, Dime was updated on October 25, 2026 and Spending Tracker on October 25, 2026.

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