Comparison

Skyro Philippines vs PBB Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Skyro Philippines

This app offers flexible and transparent financing solutions in the Philippines. It provides options for installment purchases, online cash loans, and a reusable credit line, all designed for ease of use and quick approval. Users can manage payments, adjust due dates, and receive support through the app.

Highlights
  • Flexible installment purchases with partner stores
  • Online cash loans for various expenses
  • Reusable credit line for easy shopping
  • Apply and get approved in minutes
  • Transparent terms with no hidden fees
  • Adjust due dates and payment amounts
  • Multiple payment options and in-app wallet
Features
Read full description

Skyro is here to make loans work for you — the trusted loan app in the Philippines for flexible, simple, and transparent financing. We're one of the fastest-growing financial technology companies in the Philippines, fully registered and regulated by the SEC. We’re also a key founding member of the Consumer Lending Association of the Philippines (CLAP). Since 2022, nakatulong na kami sa mahigit 1 million Pinoys — from everyday bills, dagdag kapital para sa negosyo to big household needs and even seasonal gastos — access flexible loans and financial products that keep things simple, so you can focus on what really matters. All Skyro loan products are issued only to Filipino citizens residing in the Philippines. Shop with Skyro, split your payments SkyroSplit lets you shop for big‑ticket items and pay in easy monthly installments — hindi na kailangan ng credit card! • Shop for appliances, gadgets, furniture, and more, at thousands of partner stores • Flexible loan terms of up to 24 months • 0% interest and ₱0 down on select deals • In‑store or online, you’re in control of your budget • Apply in minutes • Get approved in seconds • Transparent terms — walang hidden fees • Get pre‑approved before you shop — less drama, more confidence Here’s an example of how your monthly installment is calculated: Interest Rate Minimum: 0% per month (for POS offers, depending on eligibility), 0% p.a. | Maximum 6.9% per month, 83% p.a., processing fee Minimum 10% + ₱690, Maximum 16.6% of loan proceeds) Simple loan calculation: POS Loan Amount: ₱11,690 POS Loan Term: 12 months Interest rate: 0% Monthly Installment: ₱974 Total POS Loan Cost: ₱11,690 Need extra funds? Try SkyroCash An online cash loan that gives you money straight to your account — for bills, school fees, negosyo needs, or any important expense. Pay anywhere with SkyroCredit. A reusable credit line na pwede mo gamitin, bayaran at gamitin ulit anytime — flexible and easy to shop at any store with QR Ph by simply scanning to pay and settling later. The Skyro app was made for you • Madali gamitin, friendly kahit first time sa loan app • Regular reminders so you won’t miss due dates • More than 20 ways to pay for your loan: via SkyroPondo, e-wallets, online banking, over the counter, or via QR Ph - SkyroPondo is your account inside the Skyro app. Pwede mag-cash in anytime to pay your Skyro loans or SkyroCredit bill, o ipunin para sa future payments, all in one place • Adjust anytime with Flexi — move due dates or change your monthly payment sa Skyro app mismo • Need help? Chat with real people at may sasagot in less than 15 minutes via the app chat • Pay on time para ma-unlock loan offers with better terms • Enjoy rewards like cashback para sa good payers Sa Skyro, ikaw ang boss! Download na ng loan app and start shopping with Skyro! Skyro Lending, Inc. is certified by the Securities and Exchange Commission. Registration No.: CS202002223. Lending company license No.: 3249. Address: 3006 30F, One Corporate Center, Meralco Avenue corner Julia Vargas Avenue, San Antonio, Pasig City, 1605 Metro Manila Skyro Lending, Inc. is an affiliate company operating under the same brand name, SKYRO For more information, contact us via: Skyro app chat care@skyro.ph +632 8540 3344 +63 919 170 0700

About

PBB Mobile

Features
Read full description

Stay connected to your accounts with ease. Philippine Business Bank mobile banking app allows you to access your account using your smartphone whether you are at home, at work, or on the go, our platform ensures that your financial information is always at your fingertips- - Balance Inquiry - Pay your bills - Transfer funds - Manage your Accounts - Other Services Discover a smarter way to bank with our mobile online banking solution. Join us today and take co0ntrol of your finances like never before. Making Things Happen... Today! PBB was incorporated as a Philippine corporation and registered with the SEC on January 28,1997 as Total Savings Bank, and was granted the authority to operate as a thrift bank under the MB Resolution No. 29 dated January 8, 1997. The BSP issued a Certificate of Authority on February 6, 1997. On December 16, 1997, the SEC approved the change of corporate name of the Bank to Philippine Business Bank (A Savings Bank), which the shareholders believe better reflects the Bank business thrust and focus.

Screenshots

Skyro Philippines4 screens
PBB Mobile4 screens

Verdict

The call

The clearest difference is update cadence: Skyro Philippines at weekly against PBB Mobile's every 2 months. PBB Mobile's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Skyro Philippines ships an update weekly, PBB Mobile every 2 months. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Skyro Philippines versus PBB Mobile: the parameters behind the verdict, then further details
ParameterSkyro PhilippinesPBB Mobile
PriceFreeFree
Rating4.8 (121 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings121 — better—
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size293 MB126 MB
Age rating4+17+
DeveloperBreeze Ventures Pte. Ltd.Philippine Business Bank

In-app purchases

None

Skyro Philippines

No in-app purchases

None

PBB Mobile

No in-app purchases

Questions

Is Skyro Philippines free?
Skyro Philippines is free to download, with no in-app purchases.
Is PBB Mobile free?
PBB Mobile is free to download, with no in-app purchases.
Do Skyro Philippines or PBB Mobile have ads?
Neither Skyro Philippines nor PBB Mobile shows ads.
Which is updated more often, Skyro Philippines or PBB Mobile?
Skyro Philippines ships an update weekly, and PBB Mobile every 2 months. Most recently, Skyro Philippines was updated on October 15, 2026 and PBB Mobile on October 3, 2026.

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