Comparison

NUGPay vs What I Spend?

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NUGPay

A mobile wallet application designed for users in Myanmar, offering a convenient payment system. It allows for easy transactions anytime and anywhere with a single click after simple registration.

Highlights
  • Mobile wallet
  • Payment system
  • Easy registration
  • Anytime, anywhere access
Features
Read full description

NUGPay is the newest payment system introduced for the people of Myanmar. It is a mobile wallet application that you can use anytime, anywhere with just one click. Simply download and register to begin using NUGPay

About

What I Spend?

Easily track your expenses with a simple interface designed for everyone. Understand where your money goes with clear summaries, customizable categories, and the ability to export your data.

Highlights
  • Add expenses in two taps
  • Customizable categories with icons and colors
  • Monthly and yearly spending summaries
  • Compare spending across periods
  • Export data to spreadsheets
  • Private by design, no account needed
Features
Read full description

What I Spend? makes it easy to see where your money goes. Choose what you spent it on, type the amount, and you are done. We hope it makes keeping track of your spending a little easier, day to day. BUILT TO BE GENUINELY EASY TO USE Most money apps are built for people who already enjoy money apps. This one is built for everyone else: clear text you can make larger, generous buttons, and plain language throughout. • Add an expense in two taps • Type amounts on a big keypad with no decimal point to get wrong • Record a single day, or one figure for a whole month • Make the text larger whenever you like, right inside the app • Have your monthly summary read out loud • Undo anything, because nothing is ever permanent SEE WHAT ACTUALLY MATTERS • A clear picture of which categories cost you the most • Look at any single month, or any whole year • Compare this month with last month, or with the same month a year ago • Regular bills kept separate from day-to-day spending, so you can see what is already committed • A gentle heads-up when something costs much more than usual, worth a quick check YOUR CATEGORIES, YOUR WORDS Rename anything, add your own, hide what you do not need, and pick the icon and colour. Put the three you use most at the top and they become shortcuts on your home screen. Your categories should match your life, not somebody else's list. YOUR RECORDS, AND YOUR OWN COPY Save everything to a spreadsheet, with a sheet for each month or each year and the figures and charts already laid out, then keep it wherever suits you: your iCloud Drive, your Google Drive, or an email to yourself. Already keep a spreadsheet? Read it straight in, so years of records come with you. PRIVATE BY DESIGN There is no account to create and no server of ours holding anything. Your records stay on your phone, and the only copy anywhere else is one you save yourself. No adverts, no trackers, nothing sold or shared, and we never ask for your bank details or card numbers. What I Spend? shows you what you have spent. It does not give financial or investment advice.

Screenshots

NUGPay4 screens
What I Spend?4 screens

Verdict

The call

The clearest difference is ratings volume: NUGPay at 188 against What I Spend?'s 2. On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

What I Spend? holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: NUGPay has 188 ratings behind it against 2, so its average is the more settled of the two.

Scorecard1 real difference · 9 level
NUGPay versus What I Spend?: the parameters behind the verdict, then further details
ParameterNUGPayWhat I Spend?
PriceFreeFree
Rating4.8 (188 ratings)5.0 (2 ratings) — better
Positive reviews84.6% of reviews—
Number of ratings188 — better2
Update frequencyEvery 2 months—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.0 — better15.1
Further details — not scored
Size18 MB29 MB
Age rating4+4+
DeveloperNational Unity Government of MyanmarPaing Hein Soe

Customer experience

NUGPay

All ratings187 ratings
Positive94.7%
Neutral2.1%
Negative3.2%
Written reviews13 reviews
Positive84.6%
Neutral15.4%
Negative0.0%

What I Spend?

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

NUGPay

No in-app purchases

None

What I Spend?

No in-app purchases

Questions

Is NUGPay free?
NUGPay is free to download, with no in-app purchases.
Is What I Spend? free?
What I Spend? is free to download, with no in-app purchases.
Which has better reviews, NUGPay or What I Spend??
What I Spend? is rated higher. NUGPay averages 4.8 out of 5 from 188 ratings, while What I Spend? averages 5.0 from 2 ratings.
Do NUGPay or What I Spend? have ads?
Neither NUGPay nor What I Spend? shows ads.

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