Kali vs 1% Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kali
Manage your finances without a bank account. Make secure prepaid card purchases, subscribe to digital services, pay bills, and transfer money easily. Track your daily spending all from your mobile device.
- Prepaid card purchases
- Digital subscription payments
- Bill payment and top-ups
- Send and receive money
- Expense tracking
- No bank account required
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Reinventamos la forma en la que haces tus pagos. Sin hacer filas, sin sucursales. Sin cuenta bancaria. Puedes comprar en tus tiendas favoritas con la tarjeta prepagada Kali Visa de manera simple y segura. También puedes suscribirte a tus plataformas digitales favoritas, pagar o recargar tus servicios en pocos pasos sin salir de casa, enviar o recibir dinero con tus contactos, conocer y controlar tus gastos diarios. Todo esto y más (mucho más), al alcance de tu mano. Desde tu bolsillo. Simple.
1% Budget
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Stop wondering where your money went and start deciding where it goes. 1% Budget is an envelope-based budgeting app. The idea is simple: before you spend, you give your money a mission. That way you always know how much you can spend, how much you're saving and how close you are to your goals. WHAT YOU CAN DO - Assign your income to categories and instantly see what's left in each one - Manage all your accounts in one place: cash, debit, savings and credit cards - Create savings goals and track your progress - Get out of debt with a snowball plan: see how much interest you save and when you'll be debt-free - Track loans with installments, including informal ones with family or friends - Review your monthly report and export it - Close each month and start the next one with a clear plan LEARN AS YOU GO 1% Academy explains the method with our philosophy, a jargon-free glossary and video tutorials. MADE FOR YOU - In English and Spanish - Light and dark mode - Lock with Face ID or passcode - Minigames you unlock by completing your weekly missions Try it free for 30 days. Cancel anytime. Subscription: 1% Budget offers auto-renewable monthly and yearly subscriptions. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://1percentbudget.com/privacidad
Screenshots
Verdict
The clearest difference is in-app purchases: Kali at none against 1% Budget's 2. On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 1% Budget sells 2 in-app purchases, starting at $4.99 per month. Kali asks for nothing beyond the download.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Kali | 1% Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.7 — better | 15.1 |
| Further details — not scored | ||
| Size | 74 MB | 81 MB |
| Age rating | 17+ | 4+ |
| Developer | Kali Wallet Inc | Michel Coba Marriaga |
In-app purchases
Kali
No in-app purchases
1% Budget
- 1% Budget Premium1 Month trial$4.991 Month
- 1% Budget Anual$39.991 Year
