Budgeting App vs Zero Dollar Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgeting App
Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.
- Sync across devices
- Customizable spending categories
- Flexible budget creation (weekly, monthly)
- Track income and expenses
- Automated recurring transactions
- Detailed spending analytics
- Multiple account management
- Savings and loan tracking
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The Budgeting App is a manual-first budget planner and expense tracker for people who want to feel in control of their money, not just watch an automatic dashboard. When you log spending yourself, you stay aware of every purchase, notice your habits, and make calmer decisions about where your money goes. - Flexible budgets that fit your life: create weekly, fortnightly, or monthly budgets and see at a glance whether you're on track. - Fast expense logging: add income and spending in seconds, with a built-in calculator so you can do the maths before you save. - Custom categories: organise your spending with categories and icons you choose, so your budget reflects how you actually live. - Insightful analytics: spot patterns in your spending and make informed decisions about credit cards, savings, and your emergency fund. - Recurring transactions: keep track of regular bills and subscriptions, from insurance to streaming, so nothing catches you by surprise. - Savings and loan trackers: set savings goals and follow loan repayments in one place to stay focused on what matters. - Multiple accounts and currencies: manage separate accounts, each with its own budgets, goals, and currency. - Automatic bank sync (Australia, United States, and Canada): connect your bank to import transactions automatically, then review and categorise them yourself. Bank connections are provided by Fiskil in Australia and Plaid in the United States and Canada. Everywhere else, The Budgeting App is manual by design. - Sync across devices: pick up your budget on any device and stay on top of your spending wherever you are. Budgeting works best when you're part of it. The Budgeting App keeps you close to your money so good habits actually stick. Download The Budgeting App and start budgeting with intention today. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ [:mav: 5.9.3]
Zero Dollar Budget
This app helps you manage your finances using a zero-based budgeting method. Plan every dollar, track your spending in real-time, and collaborate on a shared budget with your partner. Export your data and customize categories to fit your financial needs.
- Zero-based budgeting
- Real-time spending tracking
- Shared budget with partner
- Customizable categories
- Budget export (CSV/PDF)
- Offline functionality
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Free zero-based budgeting for you and your partner. Want it automatic? Bank Sync imports transactions straight from your bank. Terms of Use: https://www.zerodollarbudget.com/terms
Screenshots
Verdict
The clearest difference is rating: Zero Dollar Budget at 5.0 against Budgeting App's 4.7. Budgeting App's advantage is ratings volume (87 vs 2) and iOS requirement (16.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgeting App sells 7 in-app purchases, starting at $2.99 per month and Zero Dollar Budget sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
Zero Dollar Budget holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budgeting App has 87 ratings behind it against 2, so its average is the more settled of the two.
Budgeting App ships an update weekly, Zero Dollar Budget every 4 days. The most recent releases landed on October 23, 2026 and October 10, 2026 respectively.
| Parameter | Budgeting App | Zero Dollar Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (87 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 78.9% of reviews | — |
| Number of ratings | 87 — better | 2 |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 63 MB | 52 MB |
| Age rating | 4+ | 4+ |
| Developer | The Budgeting Company | Alex Deutz |
Customer experience
Budgeting App
Zero Dollar Budget
In-app purchases
Budgeting App
- Pro (Monthly)$2.991 Month
- Lifetime Bank Sync Add-On (Monthly)$5.991 Month
- Pro Sync (Monthly)1 Month trial$9.991 Month
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- Pro (Annual)$26.491 Year
- Pro Sync (Annual)1 Month trial$89.991 Year
- The Budgeting App Pro Lifetime$33.99
- The Budgeting App Pro Lifetime$59.90
Zero Dollar Budget
- Premium Monthly14 Days trial$4.991 Month
- Premium (Monthly)14 Days trial$14.991 Month
- Premium Annual$39.991 Year
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- Premium (Annual)$149.991 Year
Questions
Is Budgeting App free?
Is Zero Dollar Budget free?
Which has better reviews, Budgeting App or Zero Dollar Budget?
Do Budgeting App or Zero Dollar Budget have ads?
Which is updated more often, Budgeting App or Zero Dollar Budget?
Other comparisons
